▼ 0.50% · 3.625%
HK$15,564
−HK$976/mo
▼ 0.25% · 3.875%
HK$16,048
−HK$492/mo
Today · 4.125%
HK$16,540
baseline
▲ 0.50% · 4.625%
HK$17,547
+HK$1,007/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$33,080/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$204,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,315
−HK$935/mo
▼ 0.25% · 3.875%
HK$17,779
−HK$471/mo
Today · 4.125%
HK$18,250
baseline
▲ 0.50% · 4.625%
HK$19,212
+HK$962/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$36,500/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$204,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,121
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$17,653
−HK$541/mo
Today · 4.125%
HK$18,194
baseline
▲ 0.50% · 4.625%
HK$19,301
+HK$1,107/mo
Deposit HK$3.07M · loan HK$3.75M · min. income ≈ HK$36,388/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$204,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,046
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$19,557
−HK$518/mo
Today · 4.125%
HK$20,075
baseline
▲ 0.50% · 4.625%
HK$21,134
+HK$1,059/mo
Deposit HK$3.07M · loan HK$3.75M · min. income ≈ HK$40,150/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$204,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,677
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$19,258
−HK$590/mo
Today · 4.125%
HK$19,848
baseline
▲ 0.50% · 4.625%
HK$21,056
+HK$1,208/mo
Deposit HK$2.73M · loan HK$4.10M · min. income ≈ HK$39,696/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$204,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,778
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$21,335
−HK$565/mo
Today · 4.125%
HK$21,900
baseline
▲ 0.50% · 4.625%
HK$23,055
+HK$1,155/mo
Deposit HK$2.73M · loan HK$4.10M · min. income ≈ HK$43,800/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$204,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,233
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$20,863
−HK$639/mo
Today · 4.125%
HK$21,502
baseline
▲ 0.50% · 4.625%
HK$22,811
+HK$1,309/mo
Deposit HK$2.39M · loan HK$4.44M · min. income ≈ HK$43,004/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,509
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$23,113
−HK$612/mo
Today · 4.125%
HK$23,725
baseline
▲ 0.50% · 4.625%
HK$24,976
+HK$1,251/mo
Deposit HK$2.39M · loan HK$4.44M · min. income ≈ HK$47,450/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,790
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,468
−HK$688/mo
Today · 4.125%
HK$23,156
baseline
▲ 0.50% · 4.625%
HK$24,565
+HK$1,409/mo
Deposit HK$2.05M · loan HK$4.78M · min. income ≈ HK$46,312/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,241
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,891
−HK$660/mo
Today · 4.125%
HK$25,551
baseline
▲ 0.50% · 4.625%
HK$26,897
+HK$1,346/mo
Deposit HK$2.05M · loan HK$4.78M · min. income ≈ HK$51,102/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,346
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$24,072
−HK$738/mo
Today · 4.125%
HK$24,810
baseline
▲ 0.50% · 4.625%
HK$26,320
+HK$1,510/mo
Deposit HK$1.71M · loan HK$5.12M · min. income ≈ HK$49,620/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,972
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$26,669
−HK$707/mo
Today · 4.125%
HK$27,376
baseline
▲ 0.50% · 4.625%
HK$28,819
+HK$1,443/mo
Deposit HK$1.71M · loan HK$5.12M · min. income ≈ HK$54,752/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,903
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$25,677
−HK$787/mo
Today · 4.125%
HK$26,464
baseline
▲ 0.50% · 4.625%
HK$28,074
+HK$1,610/mo
Deposit HK$1.37M · loan HK$5.46M · min. income ≈ HK$52,928/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,704
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,447
−HK$754/mo
Today · 4.125%
HK$29,201
baseline
▲ 0.50% · 4.625%
HK$30,740
+HK$1,539/mo
Deposit HK$1.37M · loan HK$5.46M · min. income ≈ HK$58,402/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,459
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$27,282
−HK$836/mo
Today · 4.125%
HK$28,118
baseline
▲ 0.50% · 4.625%
HK$29,829
+HK$1,711/mo
Deposit HK$1.02M · loan HK$5.80M · min. income ≈ HK$56,236/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,435
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,225
−HK$801/mo
Today · 4.125%
HK$31,026
baseline
▲ 0.50% · 4.625%
HK$32,661
+HK$1,635/mo
Deposit HK$1.02M · loan HK$5.80M · min. income ≈ HK$62,052/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,015
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$28,887
−HK$885/mo
Today · 4.125%
HK$29,772
baseline
▲ 0.50% · 4.625%
HK$31,584
+HK$1,812/mo
Deposit HK$683K · loan HK$6.14M · min. income ≈ HK$59,544/mo (50% DSR)
Upfront cash ≈ HK$887K (deposit + AVD stamp duty HK$204,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,167
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$32,003
−HK$848/mo
Today · 4.125%
HK$32,851
baseline
▲ 0.50% · 4.625%
HK$34,582
+HK$1,731/mo
Deposit HK$683K · loan HK$6.14M · min. income ≈ HK$65,702/mo (50% DSR)
Upfront cash ≈ HK$887K (deposit + AVD stamp duty HK$204,768 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).