▼ 0.50% · 3.625%
HK$15,488
−HK$971/mo
▼ 0.25% · 3.875%
HK$15,970
−HK$489/mo
Today · 4.125%
HK$16,459
baseline
▲ 0.50% · 4.625%
HK$17,461
+HK$1,002/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$32,918/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,230
−HK$931/mo
▼ 0.25% · 3.875%
HK$17,692
−HK$469/mo
Today · 4.125%
HK$18,161
baseline
▲ 0.50% · 4.625%
HK$19,118
+HK$957/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$36,322/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,037
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$17,567
−HK$538/mo
Today · 4.125%
HK$18,105
baseline
▲ 0.50% · 4.625%
HK$19,207
+HK$1,102/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$36,210/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$203,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,953
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$19,461
−HK$516/mo
Today · 4.125%
HK$19,977
baseline
▲ 0.50% · 4.625%
HK$21,030
+HK$1,053/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$39,954/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$203,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,585
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,163
−HK$588/mo
Today · 4.125%
HK$19,751
baseline
▲ 0.50% · 4.625%
HK$20,953
+HK$1,202/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$39,502/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,676
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$21,231
−HK$562/mo
Today · 4.125%
HK$21,793
baseline
▲ 0.50% · 4.625%
HK$22,942
+HK$1,149/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$43,586/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,134
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,760
−HK$637/mo
Today · 4.125%
HK$21,397
baseline
▲ 0.50% · 4.625%
HK$22,699
+HK$1,302/mo
Deposit HK$2.38M · loan HK$4.41M · min. income ≈ HK$42,794/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,399
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$23,000
−HK$609/mo
Today · 4.125%
HK$23,609
baseline
▲ 0.50% · 4.625%
HK$24,854
+HK$1,245/mo
Deposit HK$2.38M · loan HK$4.41M · min. income ≈ HK$47,218/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,683
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,357
−HK$686/mo
Today · 4.125%
HK$23,043
baseline
▲ 0.50% · 4.625%
HK$24,445
+HK$1,402/mo
Deposit HK$2.04M · loan HK$4.75M · min. income ≈ HK$46,086/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,122
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,769
−HK$656/mo
Today · 4.125%
HK$25,425
baseline
▲ 0.50% · 4.625%
HK$26,765
+HK$1,340/mo
Deposit HK$2.04M · loan HK$4.75M · min. income ≈ HK$50,850/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,232
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,954
−HK$735/mo
Today · 4.125%
HK$24,689
baseline
▲ 0.50% · 4.625%
HK$26,191
+HK$1,502/mo
Deposit HK$1.70M · loan HK$5.09M · min. income ≈ HK$49,378/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,845
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,538
−HK$703/mo
Today · 4.125%
HK$27,241
baseline
▲ 0.50% · 4.625%
HK$28,677
+HK$1,436/mo
Deposit HK$1.70M · loan HK$5.09M · min. income ≈ HK$54,482/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,780
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,551
−HK$783/mo
Today · 4.125%
HK$26,334
baseline
▲ 0.50% · 4.625%
HK$27,937
+HK$1,603/mo
Deposit HK$1.36M · loan HK$5.43M · min. income ≈ HK$52,668/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,568
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,307
−HK$750/mo
Today · 4.125%
HK$29,057
baseline
▲ 0.50% · 4.625%
HK$30,589
+HK$1,532/mo
Deposit HK$1.36M · loan HK$5.43M · min. income ≈ HK$58,114/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,329
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,148
−HK$832/mo
Today · 4.125%
HK$27,980
baseline
▲ 0.50% · 4.625%
HK$29,683
+HK$1,703/mo
Deposit HK$1.02M · loan HK$5.77M · min. income ≈ HK$55,960/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,291
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,077
−HK$797/mo
Today · 4.125%
HK$30,874
baseline
▲ 0.50% · 4.625%
HK$32,501
+HK$1,627/mo
Deposit HK$1.02M · loan HK$5.77M · min. income ≈ HK$61,748/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,878
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,745
−HK$881/mo
Today · 4.125%
HK$29,626
baseline
▲ 0.50% · 4.625%
HK$31,429
+HK$1,803/mo
Deposit HK$679K · loan HK$6.11M · min. income ≈ HK$59,252/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$203,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,014
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,846
−HK$844/mo
Today · 4.125%
HK$32,690
baseline
▲ 0.50% · 4.625%
HK$34,413
+HK$1,723/mo
Deposit HK$679K · loan HK$6.11M · min. income ≈ HK$65,380/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$203,764 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).