▼ 0.50% · 3.625%
HK$15,591
−HK$978/mo
▼ 0.25% · 3.875%
HK$16,076
−HK$493/mo
Today · 4.125%
HK$16,569
baseline
▲ 0.50% · 4.625%
HK$17,577
+HK$1,008/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$33,138/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$205,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,345
−HK$937/mo
▼ 0.25% · 3.875%
HK$17,810
−HK$472/mo
Today · 4.125%
HK$18,282
baseline
▲ 0.50% · 4.625%
HK$19,245
+HK$963/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$36,564/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$205,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,150
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$17,683
−HK$542/mo
Today · 4.125%
HK$18,225
baseline
▲ 0.50% · 4.625%
HK$19,334
+HK$1,109/mo
Deposit HK$3.08M · loan HK$3.76M · min. income ≈ HK$36,450/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$205,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,079
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$19,591
−HK$519/mo
Today · 4.125%
HK$20,110
baseline
▲ 0.50% · 4.625%
HK$21,170
+HK$1,060/mo
Deposit HK$3.08M · loan HK$3.76M · min. income ≈ HK$40,220/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$205,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,709
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$19,291
−HK$591/mo
Today · 4.125%
HK$19,882
baseline
▲ 0.50% · 4.625%
HK$21,092
+HK$1,210/mo
Deposit HK$2.73M · loan HK$4.10M · min. income ≈ HK$39,764/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$205,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,814
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$21,372
−HK$566/mo
Today · 4.125%
HK$21,938
baseline
▲ 0.50% · 4.625%
HK$23,095
+HK$1,157/mo
Deposit HK$2.73M · loan HK$4.10M · min. income ≈ HK$43,876/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$205,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,268
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$20,899
−HK$640/mo
Today · 4.125%
HK$21,539
baseline
▲ 0.50% · 4.625%
HK$22,850
+HK$1,311/mo
Deposit HK$2.39M · loan HK$4.44M · min. income ≈ HK$43,078/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$205,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,548
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$23,153
−HK$613/mo
Today · 4.125%
HK$23,766
baseline
▲ 0.50% · 4.625%
HK$25,019
+HK$1,253/mo
Deposit HK$2.39M · loan HK$4.44M · min. income ≈ HK$47,532/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$205,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,827
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,506
−HK$690/mo
Today · 4.125%
HK$23,196
baseline
▲ 0.50% · 4.625%
HK$24,607
+HK$1,411/mo
Deposit HK$2.05M · loan HK$4.79M · min. income ≈ HK$46,392/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,283
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,934
−HK$661/mo
Today · 4.125%
HK$25,595
baseline
▲ 0.50% · 4.625%
HK$26,944
+HK$1,349/mo
Deposit HK$2.05M · loan HK$4.79M · min. income ≈ HK$51,190/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,386
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$24,114
−HK$739/mo
Today · 4.125%
HK$24,853
baseline
▲ 0.50% · 4.625%
HK$26,365
+HK$1,512/mo
Deposit HK$1.71M · loan HK$5.13M · min. income ≈ HK$49,706/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$205,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,017
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,715
−HK$708/mo
Today · 4.125%
HK$27,423
baseline
▲ 0.50% · 4.625%
HK$28,868
+HK$1,445/mo
Deposit HK$1.71M · loan HK$5.13M · min. income ≈ HK$54,846/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$205,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,945
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,721
−HK$789/mo
Today · 4.125%
HK$26,510
baseline
▲ 0.50% · 4.625%
HK$28,123
+HK$1,613/mo
Deposit HK$1.37M · loan HK$5.47M · min. income ≈ HK$53,020/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$205,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,752
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,496
−HK$755/mo
Today · 4.125%
HK$29,251
baseline
▲ 0.50% · 4.625%
HK$30,793
+HK$1,542/mo
Deposit HK$1.37M · loan HK$5.47M · min. income ≈ HK$58,502/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$205,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,505
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,329
−HK$838/mo
Today · 4.125%
HK$28,167
baseline
▲ 0.50% · 4.625%
HK$29,880
+HK$1,713/mo
Deposit HK$1.03M · loan HK$5.81M · min. income ≈ HK$56,334/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$205,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,486
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,277
−HK$802/mo
Today · 4.125%
HK$31,079
baseline
▲ 0.50% · 4.625%
HK$32,717
+HK$1,638/mo
Deposit HK$1.03M · loan HK$5.81M · min. income ≈ HK$62,158/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$205,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,064
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$28,937
−HK$886/mo
Today · 4.125%
HK$29,823
baseline
▲ 0.50% · 4.625%
HK$31,638
+HK$1,815/mo
Deposit HK$684K · loan HK$6.15M · min. income ≈ HK$59,646/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$205,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,220
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,058
−HK$849/mo
Today · 4.125%
HK$32,907
baseline
▲ 0.50% · 4.625%
HK$34,642
+HK$1,735/mo
Deposit HK$684K · loan HK$6.15M · min. income ≈ HK$65,814/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$205,121 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).