▼ 0.50% · 3.625%
HK$14,906
−HK$935/mo
▼ 0.25% · 3.875%
HK$15,370
−HK$471/mo
Today · 4.125%
HK$15,841
baseline
▲ 0.50% · 4.625%
HK$16,804
+HK$963/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$31,682/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$188,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,583
−HK$896/mo
▼ 0.25% · 3.875%
HK$17,027
−HK$452/mo
Today · 4.125%
HK$17,479
baseline
▲ 0.50% · 4.625%
HK$18,400
+HK$921/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$34,958/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$188,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,396
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$16,906
−HK$519/mo
Today · 4.125%
HK$17,425
baseline
▲ 0.50% · 4.625%
HK$18,485
+HK$1,060/mo
Deposit HK$2.94M · loan HK$3.60M · min. income ≈ HK$34,850/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$188,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,241
−HK$985/mo
▼ 0.25% · 3.875%
HK$18,730
−HK$496/mo
Today · 4.125%
HK$19,226
baseline
▲ 0.50% · 4.625%
HK$20,240
+HK$1,014/mo
Deposit HK$2.94M · loan HK$3.60M · min. income ≈ HK$38,452/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$188,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,887
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$18,443
−HK$566/mo
Today · 4.125%
HK$19,009
baseline
▲ 0.50% · 4.625%
HK$20,165
+HK$1,156/mo
Deposit HK$2.61M · loan HK$3.92M · min. income ≈ HK$38,018/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$188,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,899
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$20,433
−HK$541/mo
Today · 4.125%
HK$20,974
baseline
▲ 0.50% · 4.625%
HK$22,080
+HK$1,106/mo
Deposit HK$2.61M · loan HK$3.92M · min. income ≈ HK$41,948/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$188,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,378
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$19,980
−HK$613/mo
Today · 4.125%
HK$20,593
baseline
▲ 0.50% · 4.625%
HK$21,846
+HK$1,253/mo
Deposit HK$2.29M · loan HK$4.25M · min. income ≈ HK$41,186/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$188,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,557
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$22,136
−HK$586/mo
Today · 4.125%
HK$22,722
baseline
▲ 0.50% · 4.625%
HK$23,920
+HK$1,198/mo
Deposit HK$2.29M · loan HK$4.25M · min. income ≈ HK$45,444/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$188,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,868
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,517
−HK$660/mo
Today · 4.125%
HK$22,177
baseline
▲ 0.50% · 4.625%
HK$23,526
+HK$1,349/mo
Deposit HK$1.96M · loan HK$4.58M · min. income ≈ HK$44,354/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$188,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,216
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,838
−HK$632/mo
Today · 4.125%
HK$24,470
baseline
▲ 0.50% · 4.625%
HK$25,760
+HK$1,290/mo
Deposit HK$1.96M · loan HK$4.58M · min. income ≈ HK$48,940/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$188,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,359
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,054
−HK$707/mo
Today · 4.125%
HK$23,761
baseline
▲ 0.50% · 4.625%
HK$25,207
+HK$1,446/mo
Deposit HK$1.63M · loan HK$4.90M · min. income ≈ HK$47,522/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$188,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,874
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,541
−HK$677/mo
Today · 4.125%
HK$26,218
baseline
▲ 0.50% · 4.625%
HK$27,600
+HK$1,382/mo
Deposit HK$1.63M · loan HK$4.90M · min. income ≈ HK$52,436/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$188,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,849
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$24,591
−HK$754/mo
Today · 4.125%
HK$25,345
baseline
▲ 0.50% · 4.625%
HK$26,887
+HK$1,542/mo
Deposit HK$1.31M · loan HK$5.23M · min. income ≈ HK$50,690/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$188,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,532
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$27,244
−HK$722/mo
Today · 4.125%
HK$27,966
baseline
▲ 0.50% · 4.625%
HK$29,440
+HK$1,474/mo
Deposit HK$1.31M · loan HK$5.23M · min. income ≈ HK$55,932/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$188,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,340
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$26,128
−HK$801/mo
Today · 4.125%
HK$26,929
baseline
▲ 0.50% · 4.625%
HK$28,568
+HK$1,639/mo
Deposit HK$981K · loan HK$5.56M · min. income ≈ HK$53,858/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$188,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,190
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$28,947
−HK$767/mo
Today · 4.125%
HK$29,714
baseline
▲ 0.50% · 4.625%
HK$31,280
+HK$1,566/mo
Deposit HK$981K · loan HK$5.56M · min. income ≈ HK$59,428/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$188,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,831
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$27,665
−HK$848/mo
Today · 4.125%
HK$28,513
baseline
▲ 0.50% · 4.625%
HK$30,248
+HK$1,735/mo
Deposit HK$654K · loan HK$5.88M · min. income ≈ HK$57,026/mo (50% DSR)
Upfront cash ≈ HK$842K (deposit + AVD stamp duty HK$188,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,849
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,649
−HK$812/mo
Today · 4.125%
HK$31,461
baseline
▲ 0.50% · 4.625%
HK$33,120
+HK$1,659/mo
Deposit HK$654K · loan HK$5.88M · min. income ≈ HK$62,922/mo (50% DSR)
Upfront cash ≈ HK$842K (deposit + AVD stamp duty HK$188,693 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).