▼ 0.50% · 3.625%
HK$21,763
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$22,440
−HK$688/mo
Today · 4.125%
HK$23,128
baseline
▲ 0.50% · 4.625%
HK$24,535
+HK$1,407/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,256/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$324,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,211
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,860
−HK$659/mo
Today · 4.125%
HK$25,519
baseline
▲ 0.50% · 4.625%
HK$26,864
+HK$1,345/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$51,038/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$324,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,939
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,684
−HK$757/mo
Today · 4.125%
HK$25,441
baseline
▲ 0.50% · 4.625%
HK$26,989
+HK$1,548/mo
Deposit HK$4.29M · loan HK$5.25M · min. income ≈ HK$50,882/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,632
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,347
−HK$724/mo
Today · 4.125%
HK$28,071
baseline
▲ 0.50% · 4.625%
HK$29,551
+HK$1,480/mo
Deposit HK$4.29M · loan HK$5.25M · min. income ≈ HK$56,142/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,116
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,928
−HK$825/mo
Today · 4.125%
HK$27,753
baseline
▲ 0.50% · 4.625%
HK$29,442
+HK$1,689/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$55,506/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,053
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,833
−HK$790/mo
Today · 4.125%
HK$30,623
baseline
▲ 0.50% · 4.625%
HK$32,237
+HK$1,614/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$61,246/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,292
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,172
−HK$894/mo
Today · 4.125%
HK$30,066
baseline
▲ 0.50% · 4.625%
HK$31,896
+HK$1,830/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$60,132/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$324,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,474
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,319
−HK$856/mo
Today · 4.125%
HK$33,175
baseline
▲ 0.50% · 4.625%
HK$34,924
+HK$1,749/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$66,350/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$324,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,468
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,416
−HK$963/mo
Today · 4.125%
HK$32,379
baseline
▲ 0.50% · 4.625%
HK$34,349
+HK$1,970/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$64,758/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,896
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$34,805
−HK$922/mo
Today · 4.125%
HK$35,727
baseline
▲ 0.50% · 4.625%
HK$37,610
+HK$1,883/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$71,454/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,645
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$33,660
−HK$1,032/mo
Today · 4.125%
HK$34,692
baseline
▲ 0.50% · 4.625%
HK$36,803
+HK$2,111/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$69,384/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,317
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,291
−HK$988/mo
Today · 4.125%
HK$38,279
baseline
▲ 0.50% · 4.625%
HK$40,297
+HK$2,018/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$76,558/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,821
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,904
−HK$1,100/mo
Today · 4.125%
HK$37,004
baseline
▲ 0.50% · 4.625%
HK$39,256
+HK$2,252/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$74,008/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,738
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$39,777
−HK$1,054/mo
Today · 4.125%
HK$40,831
baseline
▲ 0.50% · 4.625%
HK$42,983
+HK$2,152/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$81,662/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,997
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,148
−HK$1,169/mo
Today · 4.125%
HK$39,317
baseline
▲ 0.50% · 4.625%
HK$41,710
+HK$2,393/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$78,634/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,159
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,263
−HK$1,120/mo
Today · 4.125%
HK$43,383
baseline
▲ 0.50% · 4.625%
HK$45,669
+HK$2,286/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$86,766/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,173
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$40,392
−HK$1,238/mo
Today · 4.125%
HK$41,630
baseline
▲ 0.50% · 4.625%
HK$44,163
+HK$2,533/mo
Deposit HK$954K · loan HK$8.59M · min. income ≈ HK$83,260/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,580
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$44,749
−HK$1,186/mo
Today · 4.125%
HK$45,935
baseline
▲ 0.50% · 4.625%
HK$48,356
+HK$2,421/mo
Deposit HK$954K · loan HK$8.59M · min. income ≈ HK$91,870/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,411 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).