▼ 0.50% · 3.625%
HK$18,260
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$18,827
−HK$578/mo
Today · 4.125%
HK$19,405
baseline
▲ 0.50% · 4.625%
HK$20,585
+HK$1,180/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$38,810/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$240,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,314
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,858
−HK$553/mo
Today · 4.125%
HK$21,411
baseline
▲ 0.50% · 4.625%
HK$22,540
+HK$1,129/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$42,822/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$240,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,085
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$20,710
−HK$635/mo
Today · 4.125%
HK$21,345
baseline
▲ 0.50% · 4.625%
HK$22,644
+HK$1,299/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$42,690/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$240,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,345
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$22,944
−HK$608/mo
Today · 4.125%
HK$23,552
baseline
▲ 0.50% · 4.625%
HK$24,794
+HK$1,242/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$47,104/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$240,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,911
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,593
−HK$692/mo
Today · 4.125%
HK$23,285
baseline
▲ 0.50% · 4.625%
HK$24,702
+HK$1,417/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$46,570/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$240,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,376
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,030
−HK$663/mo
Today · 4.125%
HK$25,693
baseline
▲ 0.50% · 4.625%
HK$27,048
+HK$1,355/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$51,386/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$240,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,737
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,476
−HK$750/mo
Today · 4.125%
HK$25,226
baseline
▲ 0.50% · 4.625%
HK$26,761
+HK$1,535/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$50,452/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$240,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,408
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,116
−HK$718/mo
Today · 4.125%
HK$27,834
baseline
▲ 0.50% · 4.625%
HK$29,301
+HK$1,467/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$55,668/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$240,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,563
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,358
−HK$808/mo
Today · 4.125%
HK$27,166
baseline
▲ 0.50% · 4.625%
HK$28,819
+HK$1,653/mo
Deposit HK$2.40M · loan HK$5.61M · min. income ≈ HK$54,332/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,439
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,202
−HK$773/mo
Today · 4.125%
HK$29,975
baseline
▲ 0.50% · 4.625%
HK$31,555
+HK$1,580/mo
Deposit HK$2.40M · loan HK$5.61M · min. income ≈ HK$59,950/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,389
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,241
−HK$866/mo
Today · 4.125%
HK$29,107
baseline
▲ 0.50% · 4.625%
HK$30,878
+HK$1,771/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$58,214/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,470
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,287
−HK$829/mo
Today · 4.125%
HK$32,116
baseline
▲ 0.50% · 4.625%
HK$33,809
+HK$1,693/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$64,232/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,215
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,124
−HK$923/mo
Today · 4.125%
HK$31,047
baseline
▲ 0.50% · 4.625%
HK$32,936
+HK$1,889/mo
Deposit HK$1.60M · loan HK$6.41M · min. income ≈ HK$62,094/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,502
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,373
−HK$885/mo
Today · 4.125%
HK$34,258
baseline
▲ 0.50% · 4.625%
HK$36,063
+HK$1,805/mo
Deposit HK$1.60M · loan HK$6.41M · min. income ≈ HK$68,516/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,041
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,007
−HK$981/mo
Today · 4.125%
HK$32,988
baseline
▲ 0.50% · 4.625%
HK$34,995
+HK$2,007/mo
Deposit HK$1.20M · loan HK$6.81M · min. income ≈ HK$65,976/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,533
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,459
−HK$940/mo
Today · 4.125%
HK$36,399
baseline
▲ 0.50% · 4.625%
HK$38,317
+HK$1,918/mo
Deposit HK$1.20M · loan HK$6.81M · min. income ≈ HK$72,798/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,867
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,889
−HK$1,039/mo
Today · 4.125%
HK$34,928
baseline
▲ 0.50% · 4.625%
HK$37,053
+HK$2,125/mo
Deposit HK$801K · loan HK$7.21M · min. income ≈ HK$69,856/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,564
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,545
−HK$995/mo
Today · 4.125%
HK$38,540
baseline
▲ 0.50% · 4.625%
HK$40,571
+HK$2,031/mo
Deposit HK$801K · loan HK$7.21M · min. income ≈ HK$77,080/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,230 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).