▼ 0.50% · 3.625%
HK$19,769
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$20,384
−HK$624/mo
Today · 4.125%
HK$21,008
baseline
▲ 0.50% · 4.625%
HK$22,287
+HK$1,279/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$42,016/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$260,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,992
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,582
−HK$599/mo
Today · 4.125%
HK$23,181
baseline
▲ 0.50% · 4.625%
HK$24,402
+HK$1,221/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$46,362/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$260,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,745
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,422
−HK$687/mo
Today · 4.125%
HK$23,109
baseline
▲ 0.50% · 4.625%
HK$24,515
+HK$1,406/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$46,218/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$260,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,192
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,840
−HK$659/mo
Today · 4.125%
HK$25,499
baseline
▲ 0.50% · 4.625%
HK$26,843
+HK$1,344/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$50,998/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$260,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,722
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,460
−HK$750/mo
Today · 4.125%
HK$25,210
baseline
▲ 0.50% · 4.625%
HK$26,744
+HK$1,534/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$50,420/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,391
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,099
−HK$718/mo
Today · 4.125%
HK$27,817
baseline
▲ 0.50% · 4.625%
HK$29,283
+HK$1,466/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$55,634/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,699
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,499
−HK$812/mo
Today · 4.125%
HK$27,311
baseline
▲ 0.50% · 4.625%
HK$28,973
+HK$1,662/mo
Deposit HK$3.03M · loan HK$5.64M · min. income ≈ HK$54,622/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$260,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,590
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,357
−HK$778/mo
Today · 4.125%
HK$30,135
baseline
▲ 0.50% · 4.625%
HK$31,723
+HK$1,588/mo
Deposit HK$3.03M · loan HK$5.64M · min. income ≈ HK$60,270/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$260,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,676
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$28,537
−HK$875/mo
Today · 4.125%
HK$29,412
baseline
▲ 0.50% · 4.625%
HK$31,201
+HK$1,789/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$58,824/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,789
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$31,615
−HK$838/mo
Today · 4.125%
HK$32,453
baseline
▲ 0.50% · 4.625%
HK$34,163
+HK$1,710/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$64,906/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,653
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,575
−HK$937/mo
Today · 4.125%
HK$31,512
baseline
▲ 0.50% · 4.625%
HK$33,430
+HK$1,918/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$63,024/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,989
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,873
−HK$898/mo
Today · 4.125%
HK$34,771
baseline
▲ 0.50% · 4.625%
HK$36,604
+HK$1,833/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$69,542/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,630
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,614
−HK$999/mo
Today · 4.125%
HK$33,613
baseline
▲ 0.50% · 4.625%
HK$35,659
+HK$2,046/mo
Deposit HK$1.73M · loan HK$6.94M · min. income ≈ HK$67,226/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$260,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,188
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,132
−HK$957/mo
Today · 4.125%
HK$37,089
baseline
▲ 0.50% · 4.625%
HK$39,044
+HK$1,955/mo
Deposit HK$1.73M · loan HK$6.94M · min. income ≈ HK$74,178/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$260,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,607
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$34,652
−HK$1,062/mo
Today · 4.125%
HK$35,714
baseline
▲ 0.50% · 4.625%
HK$37,887
+HK$2,173/mo
Deposit HK$1.30M · loan HK$7.37M · min. income ≈ HK$71,428/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,387
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$38,390
−HK$1,017/mo
Today · 4.125%
HK$39,407
baseline
▲ 0.50% · 4.625%
HK$41,484
+HK$2,077/mo
Deposit HK$1.30M · loan HK$7.37M · min. income ≈ HK$78,814/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,584
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,690
−HK$1,125/mo
Today · 4.125%
HK$37,815
baseline
▲ 0.50% · 4.625%
HK$40,116
+HK$2,301/mo
Deposit HK$867K · loan HK$7.80M · min. income ≈ HK$75,630/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,586
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,648
−HK$1,077/mo
Today · 4.125%
HK$41,725
baseline
▲ 0.50% · 4.625%
HK$43,924
+HK$2,199/mo
Deposit HK$867K · loan HK$7.80M · min. income ≈ HK$83,450/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,085 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).