▼ 0.50% · 3.625%
HK$21,130
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,787
−HK$668/mo
Today · 4.125%
HK$22,455
baseline
▲ 0.50% · 4.625%
HK$23,821
+HK$1,366/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,910/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,506
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,137
−HK$639/mo
Today · 4.125%
HK$24,776
baseline
▲ 0.50% · 4.625%
HK$26,082
+HK$1,306/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,552/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,243
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,966
−HK$734/mo
Today · 4.125%
HK$24,700
baseline
▲ 0.50% · 4.625%
HK$26,203
+HK$1,503/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$49,400/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$296,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,857
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$26,551
−HK$703/mo
Today · 4.125%
HK$27,254
baseline
▲ 0.50% · 4.625%
HK$28,691
+HK$1,437/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$54,508/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$296,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,356
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$26,144
−HK$802/mo
Today · 4.125%
HK$26,946
baseline
▲ 0.50% · 4.625%
HK$28,585
+HK$1,639/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$53,892/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,208
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$28,964
−HK$768/mo
Today · 4.125%
HK$29,732
baseline
▲ 0.50% · 4.625%
HK$31,299
+HK$1,567/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$59,464/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,468
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,323
−HK$868/mo
Today · 4.125%
HK$29,191
baseline
▲ 0.50% · 4.625%
HK$30,967
+HK$1,776/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$58,382/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$296,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,558
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$31,378
−HK$831/mo
Today · 4.125%
HK$32,209
baseline
▲ 0.50% · 4.625%
HK$33,907
+HK$1,698/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$64,418/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$296,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,581
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,502
−HK$934/mo
Today · 4.125%
HK$31,436
baseline
▲ 0.50% · 4.625%
HK$33,349
+HK$1,913/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$62,872/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,909
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,792
−HK$895/mo
Today · 4.125%
HK$34,687
baseline
▲ 0.50% · 4.625%
HK$36,515
+HK$1,828/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$69,374/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,694
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,680
−HK$1,002/mo
Today · 4.125%
HK$33,682
baseline
▲ 0.50% · 4.625%
HK$35,731
+HK$2,049/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$67,364/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$296,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,260
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,205
−HK$960/mo
Today · 4.125%
HK$37,165
baseline
▲ 0.50% · 4.625%
HK$39,124
+HK$1,959/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$74,330/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$296,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,807
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,859
−HK$1,068/mo
Today · 4.125%
HK$35,927
baseline
▲ 0.50% · 4.625%
HK$38,113
+HK$2,186/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$71,854/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$296,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,610
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,619
−HK$1,023/mo
Today · 4.125%
HK$39,642
baseline
▲ 0.50% · 4.625%
HK$41,732
+HK$2,090/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$79,284/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$296,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,920
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,038
−HK$1,135/mo
Today · 4.125%
HK$38,173
baseline
▲ 0.50% · 4.625%
HK$40,496
+HK$2,323/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$76,346/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$296,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,961
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,033
−HK$1,087/mo
Today · 4.125%
HK$42,120
baseline
▲ 0.50% · 4.625%
HK$44,340
+HK$2,220/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$84,240/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$296,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,033
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,216
−HK$1,202/mo
Today · 4.125%
HK$40,418
baseline
▲ 0.50% · 4.625%
HK$42,878
+HK$2,460/mo
Deposit HK$927K · loan HK$8.34M · min. income ≈ HK$80,836/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,312
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,446
−HK$1,152/mo
Today · 4.125%
HK$44,598
baseline
▲ 0.50% · 4.625%
HK$46,948
+HK$2,350/mo
Deposit HK$927K · loan HK$8.34M · min. income ≈ HK$89,196/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,633 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).