▼ 0.50% · 3.625%
HK$19,817
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,433
−HK$627/mo
Today · 4.125%
HK$21,060
baseline
▲ 0.50% · 4.625%
HK$22,341
+HK$1,281/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$42,120/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,046
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,637
−HK$600/mo
Today · 4.125%
HK$23,237
baseline
▲ 0.50% · 4.625%
HK$24,462
+HK$1,225/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$46,474/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,799
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,477
−HK$688/mo
Today · 4.125%
HK$23,165
baseline
▲ 0.50% · 4.625%
HK$24,575
+HK$1,410/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$46,330/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,251
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,901
−HK$660/mo
Today · 4.125%
HK$25,561
baseline
▲ 0.50% · 4.625%
HK$26,908
+HK$1,347/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$51,122/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,780
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,520
−HK$751/mo
Today · 4.125%
HK$25,271
baseline
▲ 0.50% · 4.625%
HK$26,809
+HK$1,538/mo
Deposit HK$3.48M · loan HK$5.21M · min. income ≈ HK$50,542/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,455
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,165
−HK$720/mo
Today · 4.125%
HK$27,885
baseline
▲ 0.50% · 4.625%
HK$29,354
+HK$1,469/mo
Deposit HK$3.48M · loan HK$5.21M · min. income ≈ HK$55,770/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,762
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,563
−HK$814/mo
Today · 4.125%
HK$27,377
baseline
▲ 0.50% · 4.625%
HK$29,043
+HK$1,666/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$54,754/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,660
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,428
−HK$780/mo
Today · 4.125%
HK$30,208
baseline
▲ 0.50% · 4.625%
HK$31,801
+HK$1,593/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$60,416/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,744
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,607
−HK$876/mo
Today · 4.125%
HK$29,483
baseline
▲ 0.50% · 4.625%
HK$31,277
+HK$1,794/mo
Deposit HK$2.61M · loan HK$6.08M · min. income ≈ HK$58,966/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,864
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,692
−HK$840/mo
Today · 4.125%
HK$32,532
baseline
▲ 0.50% · 4.625%
HK$34,247
+HK$1,715/mo
Deposit HK$2.61M · loan HK$6.08M · min. income ≈ HK$65,064/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,725
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,650
−HK$939/mo
Today · 4.125%
HK$31,589
baseline
▲ 0.50% · 4.625%
HK$33,511
+HK$1,922/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$63,178/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,069
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,956
−HK$900/mo
Today · 4.125%
HK$34,856
baseline
▲ 0.50% · 4.625%
HK$36,693
+HK$1,837/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$69,712/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,707
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,693
−HK$1,002/mo
Today · 4.125%
HK$33,695
baseline
▲ 0.50% · 4.625%
HK$35,746
+HK$2,051/mo
Deposit HK$1.74M · loan HK$6.95M · min. income ≈ HK$67,390/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,274
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,220
−HK$959/mo
Today · 4.125%
HK$37,179
baseline
▲ 0.50% · 4.625%
HK$39,139
+HK$1,960/mo
Deposit HK$1.74M · loan HK$6.95M · min. income ≈ HK$74,358/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,689
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,737
−HK$1,064/mo
Today · 4.125%
HK$35,801
baseline
▲ 0.50% · 4.625%
HK$37,980
+HK$2,179/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$71,602/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,478
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,483
−HK$1,020/mo
Today · 4.125%
HK$39,503
baseline
▲ 0.50% · 4.625%
HK$41,585
+HK$2,082/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$79,006/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,670
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,780
−HK$1,127/mo
Today · 4.125%
HK$37,907
baseline
▲ 0.50% · 4.625%
HK$40,214
+HK$2,307/mo
Deposit HK$869K · loan HK$7.82M · min. income ≈ HK$75,814/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,683
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,747
−HK$1,080/mo
Today · 4.125%
HK$41,827
baseline
▲ 0.50% · 4.625%
HK$44,032
+HK$2,205/mo
Deposit HK$869K · loan HK$7.82M · min. income ≈ HK$83,654/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,719 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).