▼ 0.50% · 3.625%
HK$22,244
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,936
−HK$703/mo
Today · 4.125%
HK$23,639
baseline
▲ 0.50% · 4.625%
HK$25,077
+HK$1,438/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$47,278/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$345,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,746
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,410
−HK$673/mo
Today · 4.125%
HK$26,083
baseline
▲ 0.50% · 4.625%
HK$27,458
+HK$1,375/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$52,166/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$345,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,468
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,229
−HK$773/mo
Today · 4.125%
HK$26,002
baseline
▲ 0.50% · 4.625%
HK$27,585
+HK$1,583/mo
Deposit HK$4.39M · loan HK$5.37M · min. income ≈ HK$52,004/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$345,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,220
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,950
−HK$741/mo
Today · 4.125%
HK$28,691
baseline
▲ 0.50% · 4.625%
HK$30,203
+HK$1,512/mo
Deposit HK$4.39M · loan HK$5.37M · min. income ≈ HK$57,382/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$345,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,692
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,523
−HK$843/mo
Today · 4.125%
HK$28,366
baseline
▲ 0.50% · 4.625%
HK$30,092
+HK$1,726/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$56,732/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$345,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,695
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,491
−HK$808/mo
Today · 4.125%
HK$31,299
baseline
▲ 0.50% · 4.625%
HK$32,949
+HK$1,650/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$62,598/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$345,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,917
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,816
−HK$914/mo
Today · 4.125%
HK$30,730
baseline
▲ 0.50% · 4.625%
HK$32,600
+HK$1,870/mo
Deposit HK$3.41M · loan HK$6.34M · min. income ≈ HK$61,460/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$345,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,170
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,032
−HK$876/mo
Today · 4.125%
HK$33,908
baseline
▲ 0.50% · 4.625%
HK$35,695
+HK$1,787/mo
Deposit HK$3.41M · loan HK$6.34M · min. income ≈ HK$67,816/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$345,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,141
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,110
−HK$984/mo
Today · 4.125%
HK$33,094
baseline
▲ 0.50% · 4.625%
HK$35,108
+HK$2,014/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$66,188/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$345,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,644
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,573
−HK$943/mo
Today · 4.125%
HK$36,516
baseline
▲ 0.50% · 4.625%
HK$38,441
+HK$1,925/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$73,032/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$345,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,366
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,403
−HK$1,055/mo
Today · 4.125%
HK$35,458
baseline
▲ 0.50% · 4.625%
HK$37,615
+HK$2,157/mo
Deposit HK$2.44M · loan HK$7.32M · min. income ≈ HK$70,916/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$345,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,119
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,114
−HK$1,010/mo
Today · 4.125%
HK$39,124
baseline
▲ 0.50% · 4.625%
HK$41,187
+HK$2,063/mo
Deposit HK$2.44M · loan HK$7.32M · min. income ≈ HK$78,248/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$345,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,590
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,697
−HK$1,125/mo
Today · 4.125%
HK$37,822
baseline
▲ 0.50% · 4.625%
HK$40,123
+HK$2,301/mo
Deposit HK$1.95M · loan HK$7.80M · min. income ≈ HK$75,644/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$345,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,593
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,655
−HK$1,077/mo
Today · 4.125%
HK$41,732
baseline
▲ 0.50% · 4.625%
HK$43,932
+HK$2,200/mo
Deposit HK$1.95M · loan HK$7.80M · min. income ≈ HK$83,464/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$345,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,814
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$38,990
−HK$1,196/mo
Today · 4.125%
HK$40,186
baseline
▲ 0.50% · 4.625%
HK$42,631
+HK$2,445/mo
Deposit HK$1.46M · loan HK$8.29M · min. income ≈ HK$80,372/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$345,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,068
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$43,196
−HK$1,145/mo
Today · 4.125%
HK$44,341
baseline
▲ 0.50% · 4.625%
HK$46,678
+HK$2,337/mo
Deposit HK$1.46M · loan HK$8.29M · min. income ≈ HK$88,682/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$345,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,039
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$41,284
−HK$1,265/mo
Today · 4.125%
HK$42,549
baseline
▲ 0.50% · 4.625%
HK$45,138
+HK$2,589/mo
Deposit HK$975K · loan HK$8.78M · min. income ≈ HK$85,098/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,543
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$45,737
−HK$1,212/mo
Today · 4.125%
HK$46,949
baseline
▲ 0.50% · 4.625%
HK$49,424
+HK$2,475/mo
Deposit HK$975K · loan HK$8.78M · min. income ≈ HK$93,898/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,491 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).