▼ 0.50% · 3.625%
HK$20,218
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$20,847
−HK$639/mo
Today · 4.125%
HK$21,486
baseline
▲ 0.50% · 4.625%
HK$22,793
+HK$1,307/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$42,972/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$265,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,492
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,095
−HK$612/mo
Today · 4.125%
HK$23,707
baseline
▲ 0.50% · 4.625%
HK$24,957
+HK$1,250/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$47,414/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$265,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,240
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,931
−HK$703/mo
Today · 4.125%
HK$23,634
baseline
▲ 0.50% · 4.625%
HK$25,072
+HK$1,438/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$47,268/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$265,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,741
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,405
−HK$673/mo
Today · 4.125%
HK$26,078
baseline
▲ 0.50% · 4.625%
HK$27,453
+HK$1,375/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$52,156/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$265,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,261
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$25,016
−HK$767/mo
Today · 4.125%
HK$25,783
baseline
▲ 0.50% · 4.625%
HK$27,352
+HK$1,569/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$51,566/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,990
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,714
−HK$735/mo
Today · 4.125%
HK$28,449
baseline
▲ 0.50% · 4.625%
HK$29,948
+HK$1,499/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$56,898/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,283
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,101
−HK$830/mo
Today · 4.125%
HK$27,931
baseline
▲ 0.50% · 4.625%
HK$29,631
+HK$1,700/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$55,862/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,240
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$30,024
−HK$795/mo
Today · 4.125%
HK$30,819
baseline
▲ 0.50% · 4.625%
HK$32,444
+HK$1,625/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$61,638/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,305
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,185
−HK$895/mo
Today · 4.125%
HK$30,080
baseline
▲ 0.50% · 4.625%
HK$31,910
+HK$1,830/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$60,160/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$265,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,489
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,333
−HK$857/mo
Today · 4.125%
HK$33,190
baseline
▲ 0.50% · 4.625%
HK$34,940
+HK$1,750/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$66,380/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$265,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,327
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$31,270
−HK$958/mo
Today · 4.125%
HK$32,228
baseline
▲ 0.50% · 4.625%
HK$34,189
+HK$1,961/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$64,456/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,738
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,643
−HK$918/mo
Today · 4.125%
HK$35,561
baseline
▲ 0.50% · 4.625%
HK$37,435
+HK$1,874/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$71,122/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,348
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,355
−HK$1,022/mo
Today · 4.125%
HK$34,377
baseline
▲ 0.50% · 4.625%
HK$36,469
+HK$2,092/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$68,754/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,987
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,952
−HK$980/mo
Today · 4.125%
HK$37,932
baseline
▲ 0.50% · 4.625%
HK$39,931
+HK$1,999/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$75,864/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,370
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$35,439
−HK$1,087/mo
Today · 4.125%
HK$36,526
baseline
▲ 0.50% · 4.625%
HK$38,748
+HK$2,222/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$73,052/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$265,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,236
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,262
−HK$1,040/mo
Today · 4.125%
HK$40,302
baseline
▲ 0.50% · 4.625%
HK$42,427
+HK$2,125/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$80,604/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$265,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,392
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,524
−HK$1,150/mo
Today · 4.125%
HK$38,674
baseline
▲ 0.50% · 4.625%
HK$41,027
+HK$2,353/mo
Deposit HK$887K · loan HK$7.98M · min. income ≈ HK$77,348/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,486
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,572
−HK$1,101/mo
Today · 4.125%
HK$42,673
baseline
▲ 0.50% · 4.625%
HK$44,922
+HK$2,249/mo
Deposit HK$887K · loan HK$7.98M · min. income ≈ HK$85,346/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,994 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).