▼ 0.50% · 3.625%
HK$14,991
−HK$940/mo
▼ 0.25% · 3.875%
HK$15,457
−HK$474/mo
Today · 4.125%
HK$15,931
baseline
▲ 0.50% · 4.625%
HK$16,901
+HK$970/mo
Deposit HK$3.29M · loan HK$3.29M · min. income ≈ HK$31,862/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$192,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,677
−HK$902/mo
▼ 0.25% · 3.875%
HK$17,125
−HK$454/mo
Today · 4.125%
HK$17,579
baseline
▲ 0.50% · 4.625%
HK$18,505
+HK$926/mo
Deposit HK$3.29M · loan HK$3.29M · min. income ≈ HK$35,158/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$192,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,490
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$17,003
−HK$521/mo
Today · 4.125%
HK$17,524
baseline
▲ 0.50% · 4.625%
HK$18,591
+HK$1,067/mo
Deposit HK$2.96M · loan HK$3.62M · min. income ≈ HK$35,048/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$192,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,345
−HK$991/mo
▼ 0.25% · 3.875%
HK$18,837
−HK$499/mo
Today · 4.125%
HK$19,336
baseline
▲ 0.50% · 4.625%
HK$20,356
+HK$1,020/mo
Deposit HK$2.96M · loan HK$3.62M · min. income ≈ HK$38,672/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$192,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,989
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$18,549
−HK$568/mo
Today · 4.125%
HK$19,117
baseline
▲ 0.50% · 4.625%
HK$20,281
+HK$1,164/mo
Deposit HK$2.63M · loan HK$3.94M · min. income ≈ HK$38,234/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$192,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,013
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$20,550
−HK$544/mo
Today · 4.125%
HK$21,094
baseline
▲ 0.50% · 4.625%
HK$22,206
+HK$1,112/mo
Deposit HK$2.63M · loan HK$3.94M · min. income ≈ HK$42,188/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$192,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,488
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,095
−HK$616/mo
Today · 4.125%
HK$20,711
baseline
▲ 0.50% · 4.625%
HK$21,971
+HK$1,260/mo
Deposit HK$2.30M · loan HK$4.27M · min. income ≈ HK$41,422/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$192,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,681
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,262
−HK$590/mo
Today · 4.125%
HK$22,852
baseline
▲ 0.50% · 4.625%
HK$24,057
+HK$1,205/mo
Deposit HK$2.30M · loan HK$4.27M · min. income ≈ HK$45,704/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$192,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,988
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$21,640
−HK$664/mo
Today · 4.125%
HK$22,304
baseline
▲ 0.50% · 4.625%
HK$23,661
+HK$1,357/mo
Deposit HK$1.97M · loan HK$4.60M · min. income ≈ HK$44,608/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$192,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,348
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$23,975
−HK$635/mo
Today · 4.125%
HK$24,610
baseline
▲ 0.50% · 4.625%
HK$25,907
+HK$1,297/mo
Deposit HK$1.97M · loan HK$4.60M · min. income ≈ HK$49,220/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$192,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,487
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,186
−HK$711/mo
Today · 4.125%
HK$23,897
baseline
▲ 0.50% · 4.625%
HK$25,351
+HK$1,454/mo
Deposit HK$1.64M · loan HK$4.93M · min. income ≈ HK$47,794/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$192,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,016
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,687
−HK$681/mo
Today · 4.125%
HK$26,368
baseline
▲ 0.50% · 4.625%
HK$27,758
+HK$1,390/mo
Deposit HK$1.64M · loan HK$4.93M · min. income ≈ HK$52,736/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$192,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,986
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$24,732
−HK$758/mo
Today · 4.125%
HK$25,490
baseline
▲ 0.50% · 4.625%
HK$27,041
+HK$1,551/mo
Deposit HK$1.31M · loan HK$5.26M · min. income ≈ HK$50,980/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$192,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,684
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,400
−HK$726/mo
Today · 4.125%
HK$28,126
baseline
▲ 0.50% · 4.625%
HK$29,608
+HK$1,482/mo
Deposit HK$1.31M · loan HK$5.26M · min. income ≈ HK$56,252/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$192,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,485
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,278
−HK$805/mo
Today · 4.125%
HK$27,083
baseline
▲ 0.50% · 4.625%
HK$28,731
+HK$1,648/mo
Deposit HK$986K · loan HK$5.59M · min. income ≈ HK$54,166/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$192,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,352
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,112
−HK$771/mo
Today · 4.125%
HK$29,883
baseline
▲ 0.50% · 4.625%
HK$31,459
+HK$1,576/mo
Deposit HK$986K · loan HK$5.59M · min. income ≈ HK$59,766/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$192,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,984
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,823
−HK$853/mo
Today · 4.125%
HK$28,676
baseline
▲ 0.50% · 4.625%
HK$30,421
+HK$1,745/mo
Deposit HK$657K · loan HK$5.92M · min. income ≈ HK$57,352/mo (50% DSR)
Upfront cash ≈ HK$850K (deposit + AVD stamp duty HK$192,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,019
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,825
−HK$816/mo
Today · 4.125%
HK$31,641
baseline
▲ 0.50% · 4.625%
HK$33,309
+HK$1,668/mo
Deposit HK$657K · loan HK$5.92M · min. income ≈ HK$63,282/mo (50% DSR)
Upfront cash ≈ HK$850K (deposit + AVD stamp duty HK$192,432 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).