▼ 0.50% · 3.625%
HK$15,574
−HK$976/mo
▼ 0.25% · 3.875%
HK$16,058
−HK$492/mo
Today · 4.125%
HK$16,550
baseline
▲ 0.50% · 4.625%
HK$17,557
+HK$1,007/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$33,100/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$204,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,326
−HK$936/mo
▼ 0.25% · 3.875%
HK$17,790
−HK$472/mo
Today · 4.125%
HK$18,262
baseline
▲ 0.50% · 4.625%
HK$19,224
+HK$962/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$36,524/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$204,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,131
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$17,664
−HK$541/mo
Today · 4.125%
HK$18,205
baseline
▲ 0.50% · 4.625%
HK$19,313
+HK$1,108/mo
Deposit HK$3.07M · loan HK$3.76M · min. income ≈ HK$36,410/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$204,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,058
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$19,569
−HK$519/mo
Today · 4.125%
HK$20,088
baseline
▲ 0.50% · 4.625%
HK$21,147
+HK$1,059/mo
Deposit HK$3.07M · loan HK$3.76M · min. income ≈ HK$40,176/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$204,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,688
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$19,270
−HK$590/mo
Today · 4.125%
HK$19,860
baseline
▲ 0.50% · 4.625%
HK$21,069
+HK$1,209/mo
Deposit HK$2.73M · loan HK$4.10M · min. income ≈ HK$39,720/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$204,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,791
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$21,348
−HK$566/mo
Today · 4.125%
HK$21,914
baseline
▲ 0.50% · 4.625%
HK$23,069
+HK$1,155/mo
Deposit HK$2.73M · loan HK$4.10M · min. income ≈ HK$43,828/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$204,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,246
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$20,876
−HK$639/mo
Today · 4.125%
HK$21,515
baseline
▲ 0.50% · 4.625%
HK$22,825
+HK$1,310/mo
Deposit HK$2.39M · loan HK$4.44M · min. income ≈ HK$43,030/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$204,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,523
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,127
−HK$613/mo
Today · 4.125%
HK$23,740
baseline
▲ 0.50% · 4.625%
HK$24,992
+HK$1,252/mo
Deposit HK$2.39M · loan HK$4.44M · min. income ≈ HK$47,480/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$204,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,803
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,481
−HK$689/mo
Today · 4.125%
HK$23,170
baseline
▲ 0.50% · 4.625%
HK$24,580
+HK$1,410/mo
Deposit HK$2.05M · loan HK$4.78M · min. income ≈ HK$46,340/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,256
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,906
−HK$660/mo
Today · 4.125%
HK$25,566
baseline
▲ 0.50% · 4.625%
HK$26,914
+HK$1,348/mo
Deposit HK$2.05M · loan HK$4.78M · min. income ≈ HK$51,132/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,361
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$24,087
−HK$739/mo
Today · 4.125%
HK$24,826
baseline
▲ 0.50% · 4.625%
HK$26,336
+HK$1,510/mo
Deposit HK$1.71M · loan HK$5.12M · min. income ≈ HK$49,652/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,988
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,685
−HK$708/mo
Today · 4.125%
HK$27,393
baseline
▲ 0.50% · 4.625%
HK$28,836
+HK$1,443/mo
Deposit HK$1.71M · loan HK$5.12M · min. income ≈ HK$54,786/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,918
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,693
−HK$788/mo
Today · 4.125%
HK$26,481
baseline
▲ 0.50% · 4.625%
HK$28,092
+HK$1,611/mo
Deposit HK$1.37M · loan HK$5.46M · min. income ≈ HK$52,962/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,721
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,464
−HK$755/mo
Today · 4.125%
HK$29,219
baseline
▲ 0.50% · 4.625%
HK$30,759
+HK$1,540/mo
Deposit HK$1.37M · loan HK$5.46M · min. income ≈ HK$58,438/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,475
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,299
−HK$837/mo
Today · 4.125%
HK$28,136
baseline
▲ 0.50% · 4.625%
HK$29,848
+HK$1,712/mo
Deposit HK$1.02M · loan HK$5.81M · min. income ≈ HK$56,272/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,454
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,244
−HK$801/mo
Today · 4.125%
HK$31,045
baseline
▲ 0.50% · 4.625%
HK$32,681
+HK$1,636/mo
Deposit HK$1.02M · loan HK$5.81M · min. income ≈ HK$62,090/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,033
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$28,905
−HK$886/mo
Today · 4.125%
HK$29,791
baseline
▲ 0.50% · 4.625%
HK$31,603
+HK$1,812/mo
Deposit HK$683K · loan HK$6.15M · min. income ≈ HK$59,582/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$204,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,186
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$32,023
−HK$848/mo
Today · 4.125%
HK$32,871
baseline
▲ 0.50% · 4.625%
HK$34,604
+HK$1,733/mo
Deposit HK$683K · loan HK$6.15M · min. income ≈ HK$65,742/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$204,895 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).