▼ 0.50% · 3.625%
HK$20,904
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$21,554
−HK$661/mo
Today · 4.125%
HK$22,215
baseline
▲ 0.50% · 4.625%
HK$23,567
+HK$1,352/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$44,430/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,256
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,879
−HK$633/mo
Today · 4.125%
HK$24,512
baseline
▲ 0.50% · 4.625%
HK$25,804
+HK$1,292/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$49,024/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,994
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,710
−HK$726/mo
Today · 4.125%
HK$24,436
baseline
▲ 0.50% · 4.625%
HK$25,923
+HK$1,487/mo
Deposit HK$4.13M · loan HK$5.04M · min. income ≈ HK$48,872/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$286,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,581
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,267
−HK$696/mo
Today · 4.125%
HK$26,963
baseline
▲ 0.50% · 4.625%
HK$28,384
+HK$1,421/mo
Deposit HK$4.13M · loan HK$5.04M · min. income ≈ HK$53,926/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$286,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,085
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,865
−HK$793/mo
Today · 4.125%
HK$26,658
baseline
▲ 0.50% · 4.625%
HK$28,280
+HK$1,622/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$53,316/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,907
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,655
−HK$759/mo
Today · 4.125%
HK$29,414
baseline
▲ 0.50% · 4.625%
HK$30,965
+HK$1,551/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$58,828/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,175
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,021
−HK$858/mo
Today · 4.125%
HK$28,879
baseline
▲ 0.50% · 4.625%
HK$30,637
+HK$1,758/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$57,758/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$286,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,232
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,043
−HK$823/mo
Today · 4.125%
HK$31,866
baseline
▲ 0.50% · 4.625%
HK$33,545
+HK$1,679/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$63,732/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$286,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,266
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,176
−HK$925/mo
Today · 4.125%
HK$31,101
baseline
▲ 0.50% · 4.625%
HK$32,993
+HK$1,892/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$62,202/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$286,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,558
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,431
−HK$886/mo
Today · 4.125%
HK$34,317
baseline
▲ 0.50% · 4.625%
HK$36,126
+HK$1,809/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$68,634/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$286,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,356
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,331
−HK$991/mo
Today · 4.125%
HK$33,322
baseline
▲ 0.50% · 4.625%
HK$35,350
+HK$2,028/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$66,644/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$286,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,883
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,819
−HK$949/mo
Today · 4.125%
HK$36,768
baseline
▲ 0.50% · 4.625%
HK$38,706
+HK$1,938/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$73,536/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$286,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,446
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,487
−HK$1,057/mo
Today · 4.125%
HK$35,544
baseline
▲ 0.50% · 4.625%
HK$37,707
+HK$2,163/mo
Deposit HK$1.83M · loan HK$7.33M · min. income ≈ HK$71,088/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$286,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,209
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,207
−HK$1,012/mo
Today · 4.125%
HK$39,219
baseline
▲ 0.50% · 4.625%
HK$41,286
+HK$2,067/mo
Deposit HK$1.83M · loan HK$7.33M · min. income ≈ HK$78,438/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$286,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,537
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$36,642
−HK$1,123/mo
Today · 4.125%
HK$37,765
baseline
▲ 0.50% · 4.625%
HK$40,063
+HK$2,298/mo
Deposit HK$1.38M · loan HK$7.79M · min. income ≈ HK$75,530/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$286,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,534
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,595
−HK$1,075/mo
Today · 4.125%
HK$41,670
baseline
▲ 0.50% · 4.625%
HK$43,867
+HK$2,197/mo
Deposit HK$1.38M · loan HK$7.79M · min. income ≈ HK$83,340/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$286,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,627
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$38,798
−HK$1,189/mo
Today · 4.125%
HK$39,987
baseline
▲ 0.50% · 4.625%
HK$42,420
+HK$2,433/mo
Deposit HK$917K · loan HK$8.25M · min. income ≈ HK$79,974/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,860
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$42,983
−HK$1,139/mo
Today · 4.125%
HK$44,122
baseline
▲ 0.50% · 4.625%
HK$46,447
+HK$2,325/mo
Deposit HK$917K · loan HK$8.25M · min. income ≈ HK$88,244/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,741 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).