▼ 0.50% · 3.625%
HK$20,849
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,498
−HK$659/mo
Today · 4.125%
HK$22,157
baseline
▲ 0.50% · 4.625%
HK$23,505
+HK$1,348/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$44,314/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$284,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,195
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,817
−HK$631/mo
Today · 4.125%
HK$24,448
baseline
▲ 0.50% · 4.625%
HK$25,737
+HK$1,289/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$48,896/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$284,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,934
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,648
−HK$725/mo
Today · 4.125%
HK$24,373
baseline
▲ 0.50% · 4.625%
HK$25,856
+HK$1,483/mo
Deposit HK$4.11M · loan HK$5.03M · min. income ≈ HK$48,746/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$284,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,514
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$26,199
−HK$694/mo
Today · 4.125%
HK$26,893
baseline
▲ 0.50% · 4.625%
HK$28,310
+HK$1,417/mo
Deposit HK$4.11M · loan HK$5.03M · min. income ≈ HK$53,786/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$284,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,019
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,798
−HK$790/mo
Today · 4.125%
HK$26,588
baseline
▲ 0.50% · 4.625%
HK$28,206
+HK$1,618/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$53,176/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$284,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,834
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,580
−HK$758/mo
Today · 4.125%
HK$29,338
baseline
▲ 0.50% · 4.625%
HK$30,884
+HK$1,546/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$58,676/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$284,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,104
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$27,947
−HK$857/mo
Today · 4.125%
HK$28,804
baseline
▲ 0.50% · 4.625%
HK$30,557
+HK$1,753/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$57,608/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$284,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,153
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,962
−HK$820/mo
Today · 4.125%
HK$31,782
baseline
▲ 0.50% · 4.625%
HK$33,458
+HK$1,676/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$63,564/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$284,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,189
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,097
−HK$923/mo
Today · 4.125%
HK$31,020
baseline
▲ 0.50% · 4.625%
HK$32,907
+HK$1,887/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$62,040/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$284,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,473
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,344
−HK$883/mo
Today · 4.125%
HK$34,227
baseline
▲ 0.50% · 4.625%
HK$36,031
+HK$1,804/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$68,454/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$284,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,274
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,247
−HK$988/mo
Today · 4.125%
HK$33,235
baseline
▲ 0.50% · 4.625%
HK$35,258
+HK$2,023/mo
Deposit HK$2.29M · loan HK$6.86M · min. income ≈ HK$66,470/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$284,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,792
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,725
−HK$947/mo
Today · 4.125%
HK$36,672
baseline
▲ 0.50% · 4.625%
HK$38,605
+HK$1,933/mo
Deposit HK$2.29M · loan HK$6.86M · min. income ≈ HK$73,344/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$284,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,359
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,397
−HK$1,054/mo
Today · 4.125%
HK$35,451
baseline
▲ 0.50% · 4.625%
HK$37,608
+HK$2,157/mo
Deposit HK$1.83M · loan HK$7.31M · min. income ≈ HK$70,902/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$284,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,112
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,107
−HK$1,010/mo
Today · 4.125%
HK$39,117
baseline
▲ 0.50% · 4.625%
HK$41,179
+HK$2,062/mo
Deposit HK$1.83M · loan HK$7.31M · min. income ≈ HK$78,234/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$284,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,444
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$36,547
−HK$1,120/mo
Today · 4.125%
HK$37,667
baseline
▲ 0.50% · 4.625%
HK$39,959
+HK$2,292/mo
Deposit HK$1.37M · loan HK$7.77M · min. income ≈ HK$75,334/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$284,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,431
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,489
−HK$1,073/mo
Today · 4.125%
HK$41,562
baseline
▲ 0.50% · 4.625%
HK$43,752
+HK$2,190/mo
Deposit HK$1.37M · loan HK$7.77M · min. income ≈ HK$83,124/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$284,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,529
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$38,696
−HK$1,186/mo
Today · 4.125%
HK$39,882
baseline
▲ 0.50% · 4.625%
HK$42,309
+HK$2,427/mo
Deposit HK$914K · loan HK$8.23M · min. income ≈ HK$79,764/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$284,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,751
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$42,870
−HK$1,136/mo
Today · 4.125%
HK$44,006
baseline
▲ 0.50% · 4.625%
HK$46,326
+HK$2,320/mo
Deposit HK$914K · loan HK$8.23M · min. income ≈ HK$88,012/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$284,348 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).