▼ 0.50% · 3.625%
HK$21,885
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,566
−HK$691/mo
Today · 4.125%
HK$23,257
baseline
▲ 0.50% · 4.625%
HK$24,673
+HK$1,416/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$46,514/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$329,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,347
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$25,000
−HK$662/mo
Today · 4.125%
HK$25,662
baseline
▲ 0.50% · 4.625%
HK$27,015
+HK$1,353/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$51,324/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$329,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,074
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,822
−HK$761/mo
Today · 4.125%
HK$25,583
baseline
▲ 0.50% · 4.625%
HK$27,140
+HK$1,557/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$51,166/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$329,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,782
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,500
−HK$729/mo
Today · 4.125%
HK$28,229
baseline
▲ 0.50% · 4.625%
HK$29,717
+HK$1,488/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$56,458/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$329,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,262
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,079
−HK$830/mo
Today · 4.125%
HK$27,909
baseline
▲ 0.50% · 4.625%
HK$29,607
+HK$1,698/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$55,818/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$329,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,216
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$30,000
−HK$795/mo
Today · 4.125%
HK$30,795
baseline
▲ 0.50% · 4.625%
HK$32,418
+HK$1,623/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$61,590/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$329,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,451
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$29,336
−HK$899/mo
Today · 4.125%
HK$30,235
baseline
▲ 0.50% · 4.625%
HK$32,074
+HK$1,839/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$60,470/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$329,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,651
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$32,500
−HK$861/mo
Today · 4.125%
HK$33,361
baseline
▲ 0.50% · 4.625%
HK$35,120
+HK$1,759/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$66,722/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$329,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,639
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$31,592
−HK$968/mo
Today · 4.125%
HK$32,560
baseline
▲ 0.50% · 4.625%
HK$34,542
+HK$1,982/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$65,120/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$329,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,086
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$35,000
−HK$927/mo
Today · 4.125%
HK$35,927
baseline
▲ 0.50% · 4.625%
HK$37,821
+HK$1,894/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$71,854/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$329,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,828
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,849
−HK$1,037/mo
Today · 4.125%
HK$34,886
baseline
▲ 0.50% · 4.625%
HK$37,009
+HK$2,123/mo
Deposit HK$2.40M · loan HK$7.20M · min. income ≈ HK$69,772/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$329,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,520
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$37,500
−HK$994/mo
Today · 4.125%
HK$38,494
baseline
▲ 0.50% · 4.625%
HK$40,523
+HK$2,029/mo
Deposit HK$2.40M · loan HK$7.20M · min. income ≈ HK$76,988/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$329,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,016
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,105
−HK$1,107/mo
Today · 4.125%
HK$37,212
baseline
▲ 0.50% · 4.625%
HK$39,476
+HK$2,264/mo
Deposit HK$1.92M · loan HK$7.68M · min. income ≈ HK$74,424/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$329,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,955
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$40,000
−HK$1,060/mo
Today · 4.125%
HK$41,060
baseline
▲ 0.50% · 4.625%
HK$43,224
+HK$2,164/mo
Deposit HK$1.92M · loan HK$7.68M · min. income ≈ HK$82,120/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$329,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,205
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,362
−HK$1,176/mo
Today · 4.125%
HK$39,538
baseline
▲ 0.50% · 4.625%
HK$41,944
+HK$2,406/mo
Deposit HK$1.44M · loan HK$8.16M · min. income ≈ HK$79,076/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$329,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,390
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,500
−HK$1,126/mo
Today · 4.125%
HK$43,626
baseline
▲ 0.50% · 4.625%
HK$45,926
+HK$2,300/mo
Deposit HK$1.44M · loan HK$8.16M · min. income ≈ HK$87,252/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$329,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,393
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$40,619
−HK$1,244/mo
Today · 4.125%
HK$41,863
baseline
▲ 0.50% · 4.625%
HK$44,411
+HK$2,548/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$83,726/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$329,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,825
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$45,000
−HK$1,192/mo
Today · 4.125%
HK$46,192
baseline
▲ 0.50% · 4.625%
HK$48,627
+HK$2,435/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$92,384/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$329,766 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).