▼ 0.50% · 3.625%
HK$21,130
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,787
−HK$668/mo
Today · 4.125%
HK$22,455
baseline
▲ 0.50% · 4.625%
HK$23,821
+HK$1,366/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,910/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,507
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,137
−HK$640/mo
Today · 4.125%
HK$24,777
baseline
▲ 0.50% · 4.625%
HK$26,083
+HK$1,306/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,554/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,243
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,966
−HK$735/mo
Today · 4.125%
HK$24,701
baseline
▲ 0.50% · 4.625%
HK$26,204
+HK$1,503/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$49,402/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$296,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,858
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$26,551
−HK$704/mo
Today · 4.125%
HK$27,255
baseline
▲ 0.50% · 4.625%
HK$28,691
+HK$1,436/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$54,510/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$296,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,356
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$26,145
−HK$801/mo
Today · 4.125%
HK$26,946
baseline
▲ 0.50% · 4.625%
HK$28,586
+HK$1,640/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$53,892/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,208
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$28,965
−HK$767/mo
Today · 4.125%
HK$29,732
baseline
▲ 0.50% · 4.625%
HK$31,300
+HK$1,568/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$59,464/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,469
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,324
−HK$868/mo
Today · 4.125%
HK$29,192
baseline
▲ 0.50% · 4.625%
HK$30,968
+HK$1,776/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$58,384/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$296,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,559
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$31,379
−HK$831/mo
Today · 4.125%
HK$32,210
baseline
▲ 0.50% · 4.625%
HK$33,908
+HK$1,698/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$64,420/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$296,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,582
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,502
−HK$935/mo
Today · 4.125%
HK$31,437
baseline
▲ 0.50% · 4.625%
HK$33,350
+HK$1,913/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$62,874/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,910
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,792
−HK$896/mo
Today · 4.125%
HK$34,688
baseline
▲ 0.50% · 4.625%
HK$36,516
+HK$1,828/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$69,376/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,695
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,681
−HK$1,002/mo
Today · 4.125%
HK$33,683
baseline
▲ 0.50% · 4.625%
HK$35,732
+HK$2,049/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$67,366/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$296,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,260
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,206
−HK$959/mo
Today · 4.125%
HK$37,165
baseline
▲ 0.50% · 4.625%
HK$39,125
+HK$1,960/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$74,330/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$296,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,808
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,860
−HK$1,068/mo
Today · 4.125%
HK$35,928
baseline
▲ 0.50% · 4.625%
HK$38,114
+HK$2,186/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$71,856/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$296,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,611
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,620
−HK$1,023/mo
Today · 4.125%
HK$39,643
baseline
▲ 0.50% · 4.625%
HK$41,733
+HK$2,090/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$79,286/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$296,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,921
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,038
−HK$1,136/mo
Today · 4.125%
HK$38,174
baseline
▲ 0.50% · 4.625%
HK$40,496
+HK$2,322/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$76,348/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$296,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,962
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,034
−HK$1,087/mo
Today · 4.125%
HK$42,121
baseline
▲ 0.50% · 4.625%
HK$44,341
+HK$2,220/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$84,242/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$296,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,034
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,217
−HK$1,202/mo
Today · 4.125%
HK$40,419
baseline
▲ 0.50% · 4.625%
HK$42,879
+HK$2,460/mo
Deposit HK$927K · loan HK$8.34M · min. income ≈ HK$80,838/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,313
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,447
−HK$1,152/mo
Today · 4.125%
HK$44,599
baseline
▲ 0.50% · 4.625%
HK$46,949
+HK$2,350/mo
Deposit HK$927K · loan HK$8.34M · min. income ≈ HK$89,198/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,653 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).