▼ 0.50% · 3.625%
HK$20,506
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,144
−HK$648/mo
Today · 4.125%
HK$21,792
baseline
▲ 0.50% · 4.625%
HK$23,118
+HK$1,326/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$43,584/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$269,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,813
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,424
−HK$621/mo
Today · 4.125%
HK$24,045
baseline
▲ 0.50% · 4.625%
HK$25,312
+HK$1,267/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$48,090/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$269,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,556
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,258
−HK$713/mo
Today · 4.125%
HK$23,971
baseline
▲ 0.50% · 4.625%
HK$25,429
+HK$1,458/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$47,942/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$269,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,094
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,767
−HK$683/mo
Today · 4.125%
HK$26,450
baseline
▲ 0.50% · 4.625%
HK$27,844
+HK$1,394/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$52,900/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$269,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,607
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,372
−HK$778/mo
Today · 4.125%
HK$26,150
baseline
▲ 0.50% · 4.625%
HK$27,741
+HK$1,591/mo
Deposit HK$3.60M · loan HK$5.40M · min. income ≈ HK$52,300/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$269,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,375
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,109
−HK$745/mo
Today · 4.125%
HK$28,854
baseline
▲ 0.50% · 4.625%
HK$30,375
+HK$1,521/mo
Deposit HK$3.60M · loan HK$5.40M · min. income ≈ HK$57,708/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$269,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,658
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,487
−HK$842/mo
Today · 4.125%
HK$28,329
baseline
▲ 0.50% · 4.625%
HK$30,053
+HK$1,724/mo
Deposit HK$3.15M · loan HK$5.85M · min. income ≈ HK$56,658/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$269,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,656
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,452
−HK$807/mo
Today · 4.125%
HK$31,259
baseline
▲ 0.50% · 4.625%
HK$32,906
+HK$1,647/mo
Deposit HK$3.15M · loan HK$5.85M · min. income ≈ HK$62,518/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$269,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,708
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$29,601
−HK$907/mo
Today · 4.125%
HK$30,508
baseline
▲ 0.50% · 4.625%
HK$32,365
+HK$1,857/mo
Deposit HK$2.70M · loan HK$6.29M · min. income ≈ HK$61,016/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,938
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,794
−HK$869/mo
Today · 4.125%
HK$33,663
baseline
▲ 0.50% · 4.625%
HK$35,437
+HK$1,774/mo
Deposit HK$2.70M · loan HK$6.29M · min. income ≈ HK$67,326/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,759
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,716
−HK$972/mo
Today · 4.125%
HK$32,688
baseline
▲ 0.50% · 4.625%
HK$34,677
+HK$1,989/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$65,376/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,219
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,137
−HK$931/mo
Today · 4.125%
HK$36,068
baseline
▲ 0.50% · 4.625%
HK$37,969
+HK$1,901/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$72,136/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,809
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,830
−HK$1,037/mo
Today · 4.125%
HK$34,867
baseline
▲ 0.50% · 4.625%
HK$36,988
+HK$2,121/mo
Deposit HK$1.80M · loan HK$7.19M · min. income ≈ HK$69,734/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,500
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$37,479
−HK$993/mo
Today · 4.125%
HK$38,472
baseline
▲ 0.50% · 4.625%
HK$40,500
+HK$2,028/mo
Deposit HK$1.80M · loan HK$7.19M · min. income ≈ HK$76,944/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,860
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,944
−HK$1,102/mo
Today · 4.125%
HK$37,046
baseline
▲ 0.50% · 4.625%
HK$39,300
+HK$2,254/mo
Deposit HK$1.35M · loan HK$7.64M · min. income ≈ HK$74,092/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,781
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$39,821
−HK$1,056/mo
Today · 4.125%
HK$40,877
baseline
▲ 0.50% · 4.625%
HK$43,031
+HK$2,154/mo
Deposit HK$1.35M · loan HK$7.64M · min. income ≈ HK$81,754/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,911
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$38,059
−HK$1,166/mo
Today · 4.125%
HK$39,225
baseline
▲ 0.50% · 4.625%
HK$41,612
+HK$2,387/mo
Deposit HK$899K · loan HK$8.09M · min. income ≈ HK$78,450/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,063
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$42,164
−HK$1,117/mo
Today · 4.125%
HK$43,281
baseline
▲ 0.50% · 4.625%
HK$45,562
+HK$2,281/mo
Deposit HK$899K · loan HK$8.09M · min. income ≈ HK$86,562/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,784 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).