▼ 0.50% · 3.625%
HK$22,581
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,283
−HK$714/mo
Today · 4.125%
HK$23,997
baseline
▲ 0.50% · 4.625%
HK$25,457
+HK$1,460/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$47,994/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$360,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,121
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,794
−HK$684/mo
Today · 4.125%
HK$26,478
baseline
▲ 0.50% · 4.625%
HK$27,874
+HK$1,396/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$52,956/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$360,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,839
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,611
−HK$785/mo
Today · 4.125%
HK$26,396
baseline
▲ 0.50% · 4.625%
HK$28,002
+HK$1,606/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$52,792/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$360,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,633
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,374
−HK$752/mo
Today · 4.125%
HK$29,126
baseline
▲ 0.50% · 4.625%
HK$30,661
+HK$1,535/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$58,252/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$360,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,097
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,940
−HK$856/mo
Today · 4.125%
HK$28,796
baseline
▲ 0.50% · 4.625%
HK$30,548
+HK$1,752/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$57,592/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,145
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,953
−HK$820/mo
Today · 4.125%
HK$31,773
baseline
▲ 0.50% · 4.625%
HK$33,448
+HK$1,675/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$63,546/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,355
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,268
−HK$928/mo
Today · 4.125%
HK$31,196
baseline
▲ 0.50% · 4.625%
HK$33,094
+HK$1,898/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$62,392/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$360,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,657
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,533
−HK$888/mo
Today · 4.125%
HK$34,421
baseline
▲ 0.50% · 4.625%
HK$36,236
+HK$1,815/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$68,842/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$360,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,613
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,596
−HK$999/mo
Today · 4.125%
HK$33,595
baseline
▲ 0.50% · 4.625%
HK$35,639
+HK$2,044/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$67,190/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,169
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,112
−HK$957/mo
Today · 4.125%
HK$37,069
baseline
▲ 0.50% · 4.625%
HK$39,023
+HK$1,954/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$74,138/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,871
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,924
−HK$1,071/mo
Today · 4.125%
HK$35,995
baseline
▲ 0.50% · 4.625%
HK$38,185
+HK$2,190/mo
Deposit HK$2.48M · loan HK$7.43M · min. income ≈ HK$71,990/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$360,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,681
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,692
−HK$1,025/mo
Today · 4.125%
HK$39,717
baseline
▲ 0.50% · 4.625%
HK$41,810
+HK$2,093/mo
Deposit HK$2.48M · loan HK$7.43M · min. income ≈ HK$79,434/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$360,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,129
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,253
−HK$1,142/mo
Today · 4.125%
HK$38,395
baseline
▲ 0.50% · 4.625%
HK$40,731
+HK$2,336/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$76,790/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$360,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,193
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,271
−HK$1,094/mo
Today · 4.125%
HK$42,365
baseline
▲ 0.50% · 4.625%
HK$44,598
+HK$2,233/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$84,730/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$360,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,387
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$39,581
−HK$1,213/mo
Today · 4.125%
HK$40,794
baseline
▲ 0.50% · 4.625%
HK$43,276
+HK$2,482/mo
Deposit HK$1.49M · loan HK$8.42M · min. income ≈ HK$81,588/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$360,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,705
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$43,851
−HK$1,161/mo
Today · 4.125%
HK$45,012
baseline
▲ 0.50% · 4.625%
HK$47,385
+HK$2,373/mo
Deposit HK$1.49M · loan HK$8.42M · min. income ≈ HK$90,024/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$360,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,645
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,909
−HK$1,285/mo
Today · 4.125%
HK$43,194
baseline
▲ 0.50% · 4.625%
HK$45,822
+HK$2,628/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$86,388/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,217
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,430
−HK$1,230/mo
Today · 4.125%
HK$47,660
baseline
▲ 0.50% · 4.625%
HK$50,172
+HK$2,512/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$95,320/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,267 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).