▼ 0.50% · 3.625%
HK$20,714
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,358
−HK$655/mo
Today · 4.125%
HK$22,013
baseline
▲ 0.50% · 4.625%
HK$23,353
+HK$1,340/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$44,026/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$278,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,044
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,662
−HK$627/mo
Today · 4.125%
HK$24,289
baseline
▲ 0.50% · 4.625%
HK$25,570
+HK$1,281/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,578/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$278,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,786
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,494
−HK$720/mo
Today · 4.125%
HK$24,214
baseline
▲ 0.50% · 4.625%
HK$25,688
+HK$1,474/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$48,428/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$278,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,349
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,029
−HK$689/mo
Today · 4.125%
HK$26,718
baseline
▲ 0.50% · 4.625%
HK$28,127
+HK$1,409/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$53,436/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$278,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,857
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,630
−HK$786/mo
Today · 4.125%
HK$26,416
baseline
▲ 0.50% · 4.625%
HK$28,023
+HK$1,607/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$52,832/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$278,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,653
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,395
−HK$752/mo
Today · 4.125%
HK$29,147
baseline
▲ 0.50% · 4.625%
HK$30,684
+HK$1,537/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$58,294/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$278,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,928
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,766
−HK$851/mo
Today · 4.125%
HK$28,617
baseline
▲ 0.50% · 4.625%
HK$30,358
+HK$1,741/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$57,234/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$278,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,958
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,761
−HK$815/mo
Today · 4.125%
HK$31,576
baseline
▲ 0.50% · 4.625%
HK$33,241
+HK$1,665/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$63,152/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$278,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,000
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,902
−HK$916/mo
Today · 4.125%
HK$30,818
baseline
▲ 0.50% · 4.625%
HK$32,694
+HK$1,876/mo
Deposit HK$2.73M · loan HK$6.36M · min. income ≈ HK$61,636/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$278,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,262
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,127
−HK$878/mo
Today · 4.125%
HK$34,005
baseline
▲ 0.50% · 4.625%
HK$35,797
+HK$1,792/mo
Deposit HK$2.73M · loan HK$6.36M · min. income ≈ HK$68,010/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$278,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,071
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,038
−HK$982/mo
Today · 4.125%
HK$33,020
baseline
▲ 0.50% · 4.625%
HK$35,029
+HK$2,009/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$66,040/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$278,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,566
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,493
−HK$941/mo
Today · 4.125%
HK$36,434
baseline
▲ 0.50% · 4.625%
HK$38,354
+HK$1,920/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$72,868/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$278,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,143
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,174
−HK$1,047/mo
Today · 4.125%
HK$35,221
baseline
▲ 0.50% · 4.625%
HK$37,364
+HK$2,143/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$70,442/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$278,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,871
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,860
−HK$1,003/mo
Today · 4.125%
HK$38,863
baseline
▲ 0.50% · 4.625%
HK$40,911
+HK$2,048/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$77,726/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$278,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,214
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,309
−HK$1,113/mo
Today · 4.125%
HK$37,422
baseline
▲ 0.50% · 4.625%
HK$39,699
+HK$2,277/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$74,844/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$278,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,175
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$40,226
−HK$1,066/mo
Today · 4.125%
HK$41,292
baseline
▲ 0.50% · 4.625%
HK$43,468
+HK$2,176/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$82,584/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$278,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,285
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$38,445
−HK$1,179/mo
Today · 4.125%
HK$39,624
baseline
▲ 0.50% · 4.625%
HK$42,035
+HK$2,411/mo
Deposit HK$908K · loan HK$8.18M · min. income ≈ HK$79,248/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$278,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,480
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,592
−HK$1,129/mo
Today · 4.125%
HK$43,721
baseline
▲ 0.50% · 4.625%
HK$46,025
+HK$2,304/mo
Deposit HK$908K · loan HK$8.18M · min. income ≈ HK$87,442/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$278,414 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).