▼ 0.50% · 3.625%
HK$20,671
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,314
−HK$653/mo
Today · 4.125%
HK$21,967
baseline
▲ 0.50% · 4.625%
HK$23,304
+HK$1,337/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$43,934/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,996
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,613
−HK$626/mo
Today · 4.125%
HK$24,239
baseline
▲ 0.50% · 4.625%
HK$25,516
+HK$1,277/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$48,478/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,738
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,445
−HK$719/mo
Today · 4.125%
HK$24,164
baseline
▲ 0.50% · 4.625%
HK$25,634
+HK$1,470/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$48,328/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$276,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,296
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,974
−HK$689/mo
Today · 4.125%
HK$26,663
baseline
▲ 0.50% · 4.625%
HK$28,068
+HK$1,405/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$53,326/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$276,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,805
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,577
−HK$784/mo
Today · 4.125%
HK$26,361
baseline
▲ 0.50% · 4.625%
HK$27,965
+HK$1,604/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$52,722/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,596
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,336
−HK$750/mo
Today · 4.125%
HK$29,086
baseline
▲ 0.50% · 4.625%
HK$30,620
+HK$1,534/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$58,172/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,872
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,708
−HK$849/mo
Today · 4.125%
HK$28,557
baseline
▲ 0.50% · 4.625%
HK$30,295
+HK$1,738/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$57,114/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,895
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,697
−HK$813/mo
Today · 4.125%
HK$31,510
baseline
▲ 0.50% · 4.625%
HK$33,171
+HK$1,661/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$63,020/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,939
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,840
−HK$914/mo
Today · 4.125%
HK$30,754
baseline
▲ 0.50% · 4.625%
HK$32,625
+HK$1,871/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$61,508/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$276,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,195
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,058
−HK$876/mo
Today · 4.125%
HK$33,934
baseline
▲ 0.50% · 4.625%
HK$35,723
+HK$1,789/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$67,868/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$276,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,006
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,971
−HK$980/mo
Today · 4.125%
HK$32,951
baseline
▲ 0.50% · 4.625%
HK$34,956
+HK$2,005/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$65,902/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,494
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,420
−HK$938/mo
Today · 4.125%
HK$36,358
baseline
▲ 0.50% · 4.625%
HK$38,274
+HK$1,916/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$72,716/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,074
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,102
−HK$1,046/mo
Today · 4.125%
HK$35,148
baseline
▲ 0.50% · 4.625%
HK$37,286
+HK$2,138/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$70,296/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,794
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,781
−HK$1,001/mo
Today · 4.125%
HK$38,782
baseline
▲ 0.50% · 4.625%
HK$40,826
+HK$2,044/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$77,564/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,141
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,234
−HK$1,110/mo
Today · 4.125%
HK$37,344
baseline
▲ 0.50% · 4.625%
HK$39,617
+HK$2,273/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$74,688/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,094
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,142
−HK$1,064/mo
Today · 4.125%
HK$41,206
baseline
▲ 0.50% · 4.625%
HK$43,378
+HK$2,172/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$82,412/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,208
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,365
−HK$1,176/mo
Today · 4.125%
HK$39,541
baseline
▲ 0.50% · 4.625%
HK$41,947
+HK$2,406/mo
Deposit HK$907K · loan HK$8.16M · min. income ≈ HK$79,082/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,393
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,503
−HK$1,127/mo
Today · 4.125%
HK$43,630
baseline
▲ 0.50% · 4.625%
HK$45,929
+HK$2,299/mo
Deposit HK$907K · loan HK$8.16M · min. income ≈ HK$87,260/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,521 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).