▼ 0.50% · 3.625%
HK$21,007
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$21,660
−HK$664/mo
Today · 4.125%
HK$22,324
baseline
▲ 0.50% · 4.625%
HK$23,682
+HK$1,358/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$44,648/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$291,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,370
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$23,996
−HK$636/mo
Today · 4.125%
HK$24,632
baseline
▲ 0.50% · 4.625%
HK$25,931
+HK$1,299/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$49,264/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$291,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,107
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$23,826
−HK$730/mo
Today · 4.125%
HK$24,556
baseline
▲ 0.50% · 4.625%
HK$26,050
+HK$1,494/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$49,112/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$291,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,707
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,396
−HK$699/mo
Today · 4.125%
HK$27,095
baseline
▲ 0.50% · 4.625%
HK$28,524
+HK$1,429/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$54,190/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$291,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,208
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$25,992
−HK$797/mo
Today · 4.125%
HK$26,789
baseline
▲ 0.50% · 4.625%
HK$28,419
+HK$1,630/mo
Deposit HK$3.68M · loan HK$5.53M · min. income ≈ HK$53,578/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$291,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,044
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,796
−HK$763/mo
Today · 4.125%
HK$29,559
baseline
▲ 0.50% · 4.625%
HK$31,117
+HK$1,558/mo
Deposit HK$3.68M · loan HK$5.53M · min. income ≈ HK$59,118/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$291,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,309
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$28,158
−HK$863/mo
Today · 4.125%
HK$29,021
baseline
▲ 0.50% · 4.625%
HK$30,787
+HK$1,766/mo
Deposit HK$3.22M · loan HK$5.99M · min. income ≈ HK$58,042/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$291,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,380
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,195
−HK$827/mo
Today · 4.125%
HK$32,022
baseline
▲ 0.50% · 4.625%
HK$33,710
+HK$1,688/mo
Deposit HK$3.22M · loan HK$5.99M · min. income ≈ HK$64,044/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$291,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,409
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$30,324
−HK$929/mo
Today · 4.125%
HK$31,253
baseline
▲ 0.50% · 4.625%
HK$33,155
+HK$1,902/mo
Deposit HK$2.76M · loan HK$6.45M · min. income ≈ HK$62,506/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$291,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,717
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,595
−HK$890/mo
Today · 4.125%
HK$34,485
baseline
▲ 0.50% · 4.625%
HK$36,303
+HK$1,818/mo
Deposit HK$2.76M · loan HK$6.45M · min. income ≈ HK$68,970/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$291,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,510
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,490
−HK$996/mo
Today · 4.125%
HK$33,486
baseline
▲ 0.50% · 4.625%
HK$35,523
+HK$2,037/mo
Deposit HK$2.30M · loan HK$6.91M · min. income ≈ HK$66,972/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$291,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,054
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$35,995
−HK$953/mo
Today · 4.125%
HK$36,948
baseline
▲ 0.50% · 4.625%
HK$38,896
+HK$1,948/mo
Deposit HK$2.30M · loan HK$6.91M · min. income ≈ HK$73,896/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$291,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,611
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$34,656
−HK$1,062/mo
Today · 4.125%
HK$35,718
baseline
▲ 0.50% · 4.625%
HK$37,892
+HK$2,174/mo
Deposit HK$1.84M · loan HK$7.37M · min. income ≈ HK$71,436/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$291,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,391
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$38,394
−HK$1,017/mo
Today · 4.125%
HK$39,411
baseline
▲ 0.50% · 4.625%
HK$41,489
+HK$2,078/mo
Deposit HK$1.84M · loan HK$7.37M · min. income ≈ HK$78,822/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$291,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,711
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$36,822
−HK$1,129/mo
Today · 4.125%
HK$37,951
baseline
▲ 0.50% · 4.625%
HK$40,260
+HK$2,309/mo
Deposit HK$1.38M · loan HK$7.83M · min. income ≈ HK$75,902/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$291,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,728
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,794
−HK$1,081/mo
Today · 4.125%
HK$41,875
baseline
▲ 0.50% · 4.625%
HK$44,082
+HK$2,207/mo
Deposit HK$1.38M · loan HK$7.83M · min. income ≈ HK$83,750/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$291,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,812
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$38,988
−HK$1,195/mo
Today · 4.125%
HK$40,183
baseline
▲ 0.50% · 4.625%
HK$42,628
+HK$2,445/mo
Deposit HK$921K · loan HK$8.29M · min. income ≈ HK$80,366/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$291,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,065
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$43,193
−HK$1,145/mo
Today · 4.125%
HK$44,338
baseline
▲ 0.50% · 4.625%
HK$46,675
+HK$2,337/mo
Deposit HK$921K · loan HK$8.29M · min. income ≈ HK$88,676/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$291,237 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).