▼ 0.50% · 3.625%
HK$15,565
−HK$976/mo
▼ 0.25% · 3.875%
HK$16,050
−HK$491/mo
Today · 4.125%
HK$16,541
baseline
▲ 0.50% · 4.625%
HK$17,548
+HK$1,007/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$33,082/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$204,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,316
−HK$936/mo
▼ 0.25% · 3.875%
HK$17,781
−HK$471/mo
Today · 4.125%
HK$18,252
baseline
▲ 0.50% · 4.625%
HK$19,214
+HK$962/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$36,504/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$204,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,122
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$17,654
−HK$542/mo
Today · 4.125%
HK$18,196
baseline
▲ 0.50% · 4.625%
HK$19,303
+HK$1,107/mo
Deposit HK$3.07M · loan HK$3.75M · min. income ≈ HK$36,392/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$204,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,048
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$19,559
−HK$518/mo
Today · 4.125%
HK$20,077
baseline
▲ 0.50% · 4.625%
HK$21,135
+HK$1,058/mo
Deposit HK$3.07M · loan HK$3.75M · min. income ≈ HK$40,154/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$204,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,678
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$19,259
−HK$591/mo
Today · 4.125%
HK$19,850
baseline
▲ 0.50% · 4.625%
HK$21,058
+HK$1,208/mo
Deposit HK$2.73M · loan HK$4.10M · min. income ≈ HK$39,700/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$204,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,780
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$21,337
−HK$565/mo
Today · 4.125%
HK$21,902
baseline
▲ 0.50% · 4.625%
HK$23,057
+HK$1,155/mo
Deposit HK$2.73M · loan HK$4.10M · min. income ≈ HK$43,804/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$204,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,235
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$20,864
−HK$640/mo
Today · 4.125%
HK$21,504
baseline
▲ 0.50% · 4.625%
HK$22,812
+HK$1,308/mo
Deposit HK$2.39M · loan HK$4.44M · min. income ≈ HK$43,008/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,511
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$23,115
−HK$612/mo
Today · 4.125%
HK$23,727
baseline
▲ 0.50% · 4.625%
HK$24,978
+HK$1,251/mo
Deposit HK$2.39M · loan HK$4.44M · min. income ≈ HK$47,454/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,791
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,469
−HK$689/mo
Today · 4.125%
HK$23,158
baseline
▲ 0.50% · 4.625%
HK$24,567
+HK$1,409/mo
Deposit HK$2.05M · loan HK$4.78M · min. income ≈ HK$46,316/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,243
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,893
−HK$660/mo
Today · 4.125%
HK$25,553
baseline
▲ 0.50% · 4.625%
HK$26,899
+HK$1,346/mo
Deposit HK$2.05M · loan HK$4.78M · min. income ≈ HK$51,106/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,348
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$24,074
−HK$738/mo
Today · 4.125%
HK$24,812
baseline
▲ 0.50% · 4.625%
HK$26,322
+HK$1,510/mo
Deposit HK$1.71M · loan HK$5.12M · min. income ≈ HK$49,624/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,974
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$26,671
−HK$707/mo
Today · 4.125%
HK$27,378
baseline
▲ 0.50% · 4.625%
HK$28,821
+HK$1,443/mo
Deposit HK$1.71M · loan HK$5.12M · min. income ≈ HK$54,756/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,905
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$25,679
−HK$787/mo
Today · 4.125%
HK$26,466
baseline
▲ 0.50% · 4.625%
HK$28,077
+HK$1,611/mo
Deposit HK$1.37M · loan HK$5.46M · min. income ≈ HK$52,932/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,706
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,449
−HK$754/mo
Today · 4.125%
HK$29,203
baseline
▲ 0.50% · 4.625%
HK$30,742
+HK$1,539/mo
Deposit HK$1.37M · loan HK$5.46M · min. income ≈ HK$58,406/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,461
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$27,284
−HK$836/mo
Today · 4.125%
HK$28,120
baseline
▲ 0.50% · 4.625%
HK$29,832
+HK$1,712/mo
Deposit HK$1.02M · loan HK$5.80M · min. income ≈ HK$56,240/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,438
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,227
−HK$801/mo
Today · 4.125%
HK$31,028
baseline
▲ 0.50% · 4.625%
HK$32,664
+HK$1,636/mo
Deposit HK$1.02M · loan HK$5.80M · min. income ≈ HK$62,056/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,018
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$28,889
−HK$886/mo
Today · 4.125%
HK$29,775
baseline
▲ 0.50% · 4.625%
HK$31,586
+HK$1,811/mo
Deposit HK$683K · loan HK$6.14M · min. income ≈ HK$59,550/mo (50% DSR)
Upfront cash ≈ HK$887K (deposit + AVD stamp duty HK$204,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,169
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$32,005
−HK$848/mo
Today · 4.125%
HK$32,853
baseline
▲ 0.50% · 4.625%
HK$34,585
+HK$1,732/mo
Deposit HK$683K · loan HK$6.14M · min. income ≈ HK$65,706/mo (50% DSR)
Upfront cash ≈ HK$887K (deposit + AVD stamp duty HK$204,785 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).