▼ 0.50% · 3.625%
HK$14,545
−HK$912/mo
▼ 0.25% · 3.875%
HK$14,997
−HK$460/mo
Today · 4.125%
HK$15,457
baseline
▲ 0.50% · 4.625%
HK$16,397
+HK$940/mo
Deposit HK$3.19M · loan HK$3.19M · min. income ≈ HK$30,914/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$172,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,181
−HK$874/mo
▼ 0.25% · 3.875%
HK$16,615
−HK$440/mo
Today · 4.125%
HK$17,055
baseline
▲ 0.50% · 4.625%
HK$17,954
+HK$899/mo
Deposit HK$3.19M · loan HK$3.19M · min. income ≈ HK$34,110/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$172,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,999
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$16,497
−HK$505/mo
Today · 4.125%
HK$17,002
baseline
▲ 0.50% · 4.625%
HK$18,037
+HK$1,035/mo
Deposit HK$2.87M · loan HK$3.51M · min. income ≈ HK$34,004/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$172,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,799
−HK$961/mo
▼ 0.25% · 3.875%
HK$18,276
−HK$484/mo
Today · 4.125%
HK$18,760
baseline
▲ 0.50% · 4.625%
HK$19,749
+HK$989/mo
Deposit HK$2.87M · loan HK$3.51M · min. income ≈ HK$37,520/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$172,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,454
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$17,996
−HK$552/mo
Today · 4.125%
HK$18,548
baseline
▲ 0.50% · 4.625%
HK$19,677
+HK$1,129/mo
Deposit HK$2.55M · loan HK$3.83M · min. income ≈ HK$37,096/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$172,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,417
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$19,938
−HK$528/mo
Today · 4.125%
HK$20,466
baseline
▲ 0.50% · 4.625%
HK$21,545
+HK$1,079/mo
Deposit HK$2.55M · loan HK$3.83M · min. income ≈ HK$40,932/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$172,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,908
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$19,496
−HK$598/mo
Today · 4.125%
HK$20,094
baseline
▲ 0.50% · 4.625%
HK$21,316
+HK$1,222/mo
Deposit HK$2.23M · loan HK$4.15M · min. income ≈ HK$40,188/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$172,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,035
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$21,599
−HK$572/mo
Today · 4.125%
HK$22,171
baseline
▲ 0.50% · 4.625%
HK$23,340
+HK$1,169/mo
Deposit HK$2.23M · loan HK$4.15M · min. income ≈ HK$44,342/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$172,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,362
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$20,996
−HK$643/mo
Today · 4.125%
HK$21,639
baseline
▲ 0.50% · 4.625%
HK$22,956
+HK$1,317/mo
Deposit HK$1.91M · loan HK$4.46M · min. income ≈ HK$43,278/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$172,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,653
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,261
−HK$616/mo
Today · 4.125%
HK$23,877
baseline
▲ 0.50% · 4.625%
HK$25,136
+HK$1,259/mo
Deposit HK$1.91M · loan HK$4.46M · min. income ≈ HK$47,754/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$172,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,817
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,496
−HK$689/mo
Today · 4.125%
HK$23,185
baseline
▲ 0.50% · 4.625%
HK$24,596
+HK$1,411/mo
Deposit HK$1.59M · loan HK$4.78M · min. income ≈ HK$46,370/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$172,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,271
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,922
−HK$660/mo
Today · 4.125%
HK$25,582
baseline
▲ 0.50% · 4.625%
HK$26,931
+HK$1,349/mo
Deposit HK$1.59M · loan HK$4.78M · min. income ≈ HK$51,164/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$172,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,271
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$23,995
−HK$736/mo
Today · 4.125%
HK$24,731
baseline
▲ 0.50% · 4.625%
HK$26,236
+HK$1,505/mo
Deposit HK$1.28M · loan HK$5.10M · min. income ≈ HK$49,462/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$172,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,889
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,584
−HK$704/mo
Today · 4.125%
HK$27,288
baseline
▲ 0.50% · 4.625%
HK$28,726
+HK$1,438/mo
Deposit HK$1.28M · loan HK$5.10M · min. income ≈ HK$54,576/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$172,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,726
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,495
−HK$781/mo
Today · 4.125%
HK$26,276
baseline
▲ 0.50% · 4.625%
HK$27,875
+HK$1,599/mo
Deposit HK$957K · loan HK$5.42M · min. income ≈ HK$52,552/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$172,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,507
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,245
−HK$748/mo
Today · 4.125%
HK$28,993
baseline
▲ 0.50% · 4.625%
HK$30,522
+HK$1,529/mo
Deposit HK$957K · loan HK$5.42M · min. income ≈ HK$57,986/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$172,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,180
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$26,995
−HK$827/mo
Today · 4.125%
HK$27,822
baseline
▲ 0.50% · 4.625%
HK$29,515
+HK$1,693/mo
Deposit HK$638K · loan HK$5.74M · min. income ≈ HK$55,644/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$172,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,125
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,906
−HK$793/mo
Today · 4.125%
HK$30,699
baseline
▲ 0.50% · 4.625%
HK$32,317
+HK$1,618/mo
Deposit HK$638K · loan HK$5.74M · min. income ≈ HK$61,398/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$172,851 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).