▼ 0.50% · 3.625%
HK$16,478
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$16,991
−HK$521/mo
Today · 4.125%
HK$17,512
baseline
▲ 0.50% · 4.625%
HK$18,577
+HK$1,065/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$35,024/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,332
−HK$990/mo
▼ 0.25% · 3.875%
HK$18,824
−HK$498/mo
Today · 4.125%
HK$19,322
baseline
▲ 0.50% · 4.625%
HK$20,341
+HK$1,019/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$38,644/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,126
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$18,690
−HK$573/mo
Today · 4.125%
HK$19,263
baseline
▲ 0.50% · 4.625%
HK$20,435
+HK$1,172/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$38,526/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,165
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$20,706
−HK$549/mo
Today · 4.125%
HK$21,255
baseline
▲ 0.50% · 4.625%
HK$22,375
+HK$1,120/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$42,510/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,774
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$20,389
−HK$625/mo
Today · 4.125%
HK$21,014
baseline
▲ 0.50% · 4.625%
HK$22,293
+HK$1,279/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$42,028/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,998
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,588
−HK$599/mo
Today · 4.125%
HK$23,187
baseline
▲ 0.50% · 4.625%
HK$24,409
+HK$1,222/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$46,374/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,422
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,088
−HK$677/mo
Today · 4.125%
HK$22,765
baseline
▲ 0.50% · 4.625%
HK$24,150
+HK$1,385/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$45,530/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$216,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,832
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,471
−HK$648/mo
Today · 4.125%
HK$25,119
baseline
▲ 0.50% · 4.625%
HK$26,443
+HK$1,324/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$50,238/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$216,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,070
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,787
−HK$729/mo
Today · 4.125%
HK$24,516
baseline
▲ 0.50% · 4.625%
HK$26,008
+HK$1,492/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$49,032/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,665
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,353
−HK$698/mo
Today · 4.125%
HK$27,051
baseline
▲ 0.50% · 4.625%
HK$28,477
+HK$1,426/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$54,102/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,717
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,486
−HK$781/mo
Today · 4.125%
HK$26,267
baseline
▲ 0.50% · 4.625%
HK$27,866
+HK$1,599/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$52,534/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,498
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,235
−HK$749/mo
Today · 4.125%
HK$28,984
baseline
▲ 0.50% · 4.625%
HK$30,511
+HK$1,527/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$57,968/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,365
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,185
−HK$834/mo
Today · 4.125%
HK$28,019
baseline
▲ 0.50% · 4.625%
HK$29,723
+HK$1,704/mo
Deposit HK$1.45M · loan HK$5.78M · min. income ≈ HK$56,038/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,331
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,118
−HK$798/mo
Today · 4.125%
HK$30,916
baseline
▲ 0.50% · 4.625%
HK$32,545
+HK$1,629/mo
Deposit HK$1.45M · loan HK$5.78M · min. income ≈ HK$61,832/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,013
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$28,884
−HK$886/mo
Today · 4.125%
HK$29,770
baseline
▲ 0.50% · 4.625%
HK$31,581
+HK$1,811/mo
Deposit HK$1.08M · loan HK$6.14M · min. income ≈ HK$59,540/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,164
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$32,000
−HK$848/mo
Today · 4.125%
HK$32,848
baseline
▲ 0.50% · 4.625%
HK$34,579
+HK$1,731/mo
Deposit HK$1.08M · loan HK$6.14M · min. income ≈ HK$65,696/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,661
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,584
−HK$937/mo
Today · 4.125%
HK$31,521
baseline
▲ 0.50% · 4.625%
HK$33,439
+HK$1,918/mo
Deposit HK$723K · loan HK$6.50M · min. income ≈ HK$63,042/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$216,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,997
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,882
−HK$898/mo
Today · 4.125%
HK$34,780
baseline
▲ 0.50% · 4.625%
HK$36,614
+HK$1,834/mo
Deposit HK$723K · loan HK$6.50M · min. income ≈ HK$69,560/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$216,796 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).