▼ 0.50% · 3.625%
HK$15,865
−HK$995/mo
▼ 0.25% · 3.875%
HK$16,358
−HK$502/mo
Today · 4.125%
HK$16,860
baseline
▲ 0.50% · 4.625%
HK$17,886
+HK$1,026/mo
Deposit HK$3.48M · loan HK$3.48M · min. income ≈ HK$33,720/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$208,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,649
−HK$954/mo
▼ 0.25% · 3.875%
HK$18,123
−HK$480/mo
Today · 4.125%
HK$18,603
baseline
▲ 0.50% · 4.625%
HK$19,584
+HK$981/mo
Deposit HK$3.48M · loan HK$3.48M · min. income ≈ HK$37,206/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$208,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,451
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$17,994
−HK$552/mo
Today · 4.125%
HK$18,546
baseline
▲ 0.50% · 4.625%
HK$19,674
+HK$1,128/mo
Deposit HK$3.13M · loan HK$3.83M · min. income ≈ HK$37,092/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$208,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,414
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$19,935
−HK$528/mo
Today · 4.125%
HK$20,463
baseline
▲ 0.50% · 4.625%
HK$21,542
+HK$1,079/mo
Deposit HK$3.13M · loan HK$3.83M · min. income ≈ HK$40,926/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$208,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,038
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$19,630
−HK$602/mo
Today · 4.125%
HK$20,232
baseline
▲ 0.50% · 4.625%
HK$21,463
+HK$1,231/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$40,464/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,179
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$21,747
−HK$577/mo
Today · 4.125%
HK$22,324
baseline
▲ 0.50% · 4.625%
HK$23,500
+HK$1,176/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$44,648/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,624
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,266
−HK$652/mo
Today · 4.125%
HK$21,918
baseline
▲ 0.50% · 4.625%
HK$23,251
+HK$1,333/mo
Deposit HK$2.44M · loan HK$4.52M · min. income ≈ HK$43,836/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$208,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,944
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$23,560
−HK$624/mo
Today · 4.125%
HK$24,184
baseline
▲ 0.50% · 4.625%
HK$25,459
+HK$1,275/mo
Deposit HK$2.44M · loan HK$4.52M · min. income ≈ HK$48,368/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$208,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,211
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,902
−HK$702/mo
Today · 4.125%
HK$23,604
baseline
▲ 0.50% · 4.625%
HK$25,040
+HK$1,436/mo
Deposit HK$2.09M · loan HK$4.87M · min. income ≈ HK$47,208/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$208,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,709
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,372
−HK$672/mo
Today · 4.125%
HK$26,044
baseline
▲ 0.50% · 4.625%
HK$27,417
+HK$1,373/mo
Deposit HK$2.09M · loan HK$4.87M · min. income ≈ HK$52,088/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$208,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,797
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$24,537
−HK$753/mo
Today · 4.125%
HK$25,290
baseline
▲ 0.50% · 4.625%
HK$26,828
+HK$1,538/mo
Deposit HK$1.74M · loan HK$5.22M · min. income ≈ HK$50,580/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$208,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,474
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,184
−HK$720/mo
Today · 4.125%
HK$27,904
baseline
▲ 0.50% · 4.625%
HK$29,375
+HK$1,471/mo
Deposit HK$1.74M · loan HK$5.22M · min. income ≈ HK$55,808/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$208,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,384
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$26,173
−HK$802/mo
Today · 4.125%
HK$26,975
baseline
▲ 0.50% · 4.625%
HK$28,617
+HK$1,642/mo
Deposit HK$1.39M · loan HK$5.57M · min. income ≈ HK$53,950/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$208,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,239
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$28,996
−HK$769/mo
Today · 4.125%
HK$29,765
baseline
▲ 0.50% · 4.625%
HK$31,334
+HK$1,569/mo
Deposit HK$1.39M · loan HK$5.57M · min. income ≈ HK$59,530/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$208,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,970
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,809
−HK$852/mo
Today · 4.125%
HK$28,661
baseline
▲ 0.50% · 4.625%
HK$30,405
+HK$1,744/mo
Deposit HK$1.04M · loan HK$5.91M · min. income ≈ HK$57,322/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$208,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,004
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,809
−HK$816/mo
Today · 4.125%
HK$31,625
baseline
▲ 0.50% · 4.625%
HK$33,292
+HK$1,667/mo
Deposit HK$1.04M · loan HK$5.91M · min. income ≈ HK$63,250/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$208,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,557
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,445
−HK$902/mo
Today · 4.125%
HK$30,347
baseline
▲ 0.50% · 4.625%
HK$32,194
+HK$1,847/mo
Deposit HK$696K · loan HK$6.26M · min. income ≈ HK$60,694/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$208,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,769
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,621
−HK$864/mo
Today · 4.125%
HK$33,485
baseline
▲ 0.50% · 4.625%
HK$35,250
+HK$1,765/mo
Deposit HK$696K · loan HK$6.26M · min. income ≈ HK$66,970/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$208,725 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).