▼ 0.50% · 3.625%
HK$22,448
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,146
−HK$710/mo
Today · 4.125%
HK$23,856
baseline
▲ 0.50% · 4.625%
HK$25,307
+HK$1,451/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$47,712/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,973
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,643
−HK$679/mo
Today · 4.125%
HK$26,322
baseline
▲ 0.50% · 4.625%
HK$27,710
+HK$1,388/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$52,644/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,693
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,461
−HK$780/mo
Today · 4.125%
HK$26,241
baseline
▲ 0.50% · 4.625%
HK$27,838
+HK$1,597/mo
Deposit HK$4.43M · loan HK$5.41M · min. income ≈ HK$52,482/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$354,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,470
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,207
−HK$747/mo
Today · 4.125%
HK$28,954
baseline
▲ 0.50% · 4.625%
HK$30,481
+HK$1,527/mo
Deposit HK$4.43M · loan HK$5.41M · min. income ≈ HK$57,908/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$354,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,937
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,775
−HK$852/mo
Today · 4.125%
HK$28,627
baseline
▲ 0.50% · 4.625%
HK$30,369
+HK$1,742/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$57,254/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,968
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,771
−HK$816/mo
Today · 4.125%
HK$31,587
baseline
▲ 0.50% · 4.625%
HK$33,252
+HK$1,665/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$63,174/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,182
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,090
−HK$922/mo
Today · 4.125%
HK$31,012
baseline
▲ 0.50% · 4.625%
HK$32,899
+HK$1,887/mo
Deposit HK$3.45M · loan HK$6.40M · min. income ≈ HK$62,024/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$354,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,465
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,336
−HK$883/mo
Today · 4.125%
HK$34,219
baseline
▲ 0.50% · 4.625%
HK$36,023
+HK$1,804/mo
Deposit HK$3.45M · loan HK$6.40M · min. income ≈ HK$68,438/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$354,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,427
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,405
−HK$993/mo
Today · 4.125%
HK$33,398
baseline
▲ 0.50% · 4.625%
HK$35,430
+HK$2,032/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$66,796/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,962
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,900
−HK$951/mo
Today · 4.125%
HK$36,851
baseline
▲ 0.50% · 4.625%
HK$38,794
+HK$1,943/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$73,702/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,672
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$34,719
−HK$1,064/mo
Today · 4.125%
HK$35,783
baseline
▲ 0.50% · 4.625%
HK$37,961
+HK$2,178/mo
Deposit HK$2.46M · loan HK$7.38M · min. income ≈ HK$71,566/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$354,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,460
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$38,464
−HK$1,019/mo
Today · 4.125%
HK$39,483
baseline
▲ 0.50% · 4.625%
HK$41,565
+HK$2,082/mo
Deposit HK$2.46M · loan HK$7.38M · min. income ≈ HK$78,966/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$354,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,917
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,034
−HK$1,135/mo
Today · 4.125%
HK$38,169
baseline
▲ 0.50% · 4.625%
HK$40,491
+HK$2,322/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$76,338/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$354,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,957
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,028
−HK$1,088/mo
Today · 4.125%
HK$42,116
baseline
▲ 0.50% · 4.625%
HK$44,336
+HK$2,220/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$84,232/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$354,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,161
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$39,348
−HK$1,206/mo
Today · 4.125%
HK$40,554
baseline
▲ 0.50% · 4.625%
HK$43,022
+HK$2,468/mo
Deposit HK$1.48M · loan HK$8.37M · min. income ≈ HK$81,108/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$354,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,454
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,593
−HK$1,155/mo
Today · 4.125%
HK$44,748
baseline
▲ 0.50% · 4.625%
HK$47,107
+HK$2,359/mo
Deposit HK$1.48M · loan HK$8.37M · min. income ≈ HK$89,496/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$354,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,406
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,663
−HK$1,277/mo
Today · 4.125%
HK$42,940
baseline
▲ 0.50% · 4.625%
HK$45,553
+HK$2,613/mo
Deposit HK$984K · loan HK$8.86M · min. income ≈ HK$85,880/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,951
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,157
−HK$1,223/mo
Today · 4.125%
HK$47,380
baseline
▲ 0.50% · 4.625%
HK$49,878
+HK$2,498/mo
Deposit HK$984K · loan HK$8.86M · min. income ≈ HK$94,760/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,446 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).