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At today's rate and a 90% mortgage, the deposit on this unit is about HK$753K, with repayments around HK$32,862/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$753K · loan HK$6.78M · min. income ≈ HK$65,724/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$226,020 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Tai Shui Hang Station Station.
Family-friendly — 19 schools within a 1 km walk.
Everyday convenience — 15 shopping and daily-needs spots nearby.
Green space & leisure — 16 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- B
- Saleable Area
- 538 Saleable ft²
- Gross Area
- 737 ft²
- Efficiency
- 73%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-02-02 | HK$7.55M | +2.0% 1.7y · 1.0%/yr |
| 2024-05-30 | HK$7.40M | −15.9% 3.7y · −4.0%/yr |
| 2020-09-16 | HK$8.80M | +134.7% 10.1y · 13.0%/yr |
| 2010-08-26 | HK$3.75M | +70.5% |
| 2002-12-17 | HK$2.20M | — |