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At today's rate and a 90% mortgage, the deposit on this unit is about HK$721K, with repayments around HK$31,457/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$721K · loan HK$6.49M · min. income ≈ HK$62,914/mo (50% DSR)
Upfront cash ≈ HK$938K (deposit + AVD stamp duty HK$216,358 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Tai Shui Hang Station Station.
Family-friendly — 19 schools within a 1 km walk.
Everyday convenience — 15 shopping and daily-needs spots nearby.
Green space & leisure — 16 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 29/F
- Flat
- G
- Saleable Area
- 494 Saleable ft²
- Gross Area
- 678 ft²
- Efficiency
- 73%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-05 | HK$6.72M | +12.0% 1.6y · 8.0%/yr |
| 2024-08-02 | HK$6.00M | −22.4% 4.2y · −5.0%/yr |
| 2020-06-01 | HK$7.73M | +268.1% 16.8y · 16.0%/yr |
| 2003-08-16 | HK$2.10M | — |