▼ 0.50% · 3.625%
HK$19,130
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,726
−HK$604/mo
Today · 4.125%
HK$20,330
baseline
▲ 0.50% · 4.625%
HK$21,567
+HK$1,237/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$40,660/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,282
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,853
−HK$579/mo
Today · 4.125%
HK$22,432
baseline
▲ 0.50% · 4.625%
HK$23,615
+HK$1,183/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$44,864/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,044
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,698
−HK$665/mo
Today · 4.125%
HK$22,363
baseline
▲ 0.50% · 4.625%
HK$23,724
+HK$1,361/mo
Deposit HK$3.78M · loan HK$4.61M · min. income ≈ HK$44,726/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$251,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,411
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$24,039
−HK$636/mo
Today · 4.125%
HK$24,675
baseline
▲ 0.50% · 4.625%
HK$25,976
+HK$1,301/mo
Deposit HK$3.78M · loan HK$4.61M · min. income ≈ HK$49,350/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$251,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,957
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,671
−HK$725/mo
Today · 4.125%
HK$24,396
baseline
▲ 0.50% · 4.625%
HK$25,881
+HK$1,485/mo
Deposit HK$3.36M · loan HK$5.03M · min. income ≈ HK$48,792/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,539
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,224
−HK$695/mo
Today · 4.125%
HK$26,919
baseline
▲ 0.50% · 4.625%
HK$28,338
+HK$1,419/mo
Deposit HK$3.36M · loan HK$5.03M · min. income ≈ HK$53,838/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,870
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,643
−HK$786/mo
Today · 4.125%
HK$26,429
baseline
▲ 0.50% · 4.625%
HK$28,037
+HK$1,608/mo
Deposit HK$2.94M · loan HK$5.45M · min. income ≈ HK$52,858/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,667
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,409
−HK$753/mo
Today · 4.125%
HK$29,162
baseline
▲ 0.50% · 4.625%
HK$30,699
+HK$1,537/mo
Deposit HK$2.94M · loan HK$5.45M · min. income ≈ HK$58,324/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,783
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,616
−HK$846/mo
Today · 4.125%
HK$28,462
baseline
▲ 0.50% · 4.625%
HK$30,194
+HK$1,732/mo
Deposit HK$2.52M · loan HK$5.87M · min. income ≈ HK$56,924/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,795
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,595
−HK$810/mo
Today · 4.125%
HK$31,405
baseline
▲ 0.50% · 4.625%
HK$33,061
+HK$1,656/mo
Deposit HK$2.52M · loan HK$5.87M · min. income ≈ HK$62,810/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,696
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,588
−HK$907/mo
Today · 4.125%
HK$30,495
baseline
▲ 0.50% · 4.625%
HK$32,351
+HK$1,856/mo
Deposit HK$2.10M · loan HK$6.29M · min. income ≈ HK$60,990/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,924
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,780
−HK$868/mo
Today · 4.125%
HK$33,648
baseline
▲ 0.50% · 4.625%
HK$35,422
+HK$1,774/mo
Deposit HK$2.10M · loan HK$6.29M · min. income ≈ HK$67,296/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,609
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,561
−HK$967/mo
Today · 4.125%
HK$32,528
baseline
▲ 0.50% · 4.625%
HK$34,507
+HK$1,979/mo
Deposit HK$1.68M · loan HK$6.71M · min. income ≈ HK$65,056/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,052
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,965
−HK$927/mo
Today · 4.125%
HK$35,892
baseline
▲ 0.50% · 4.625%
HK$37,784
+HK$1,892/mo
Deposit HK$1.68M · loan HK$6.71M · min. income ≈ HK$71,784/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,522
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,533
−HK$1,028/mo
Today · 4.125%
HK$34,561
baseline
▲ 0.50% · 4.625%
HK$36,664
+HK$2,103/mo
Deposit HK$1.26M · loan HK$7.13M · min. income ≈ HK$69,122/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,180
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,150
−HK$985/mo
Today · 4.125%
HK$38,135
baseline
▲ 0.50% · 4.625%
HK$40,145
+HK$2,010/mo
Deposit HK$1.26M · loan HK$7.13M · min. income ≈ HK$76,270/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,435
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,506
−HK$1,088/mo
Today · 4.125%
HK$36,594
baseline
▲ 0.50% · 4.625%
HK$38,821
+HK$2,227/mo
Deposit HK$839K · loan HK$7.55M · min. income ≈ HK$73,188/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,308
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,336
−HK$1,042/mo
Today · 4.125%
HK$40,378
baseline
▲ 0.50% · 4.625%
HK$42,506
+HK$2,128/mo
Deposit HK$839K · loan HK$7.55M · min. income ≈ HK$80,756/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,689 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).