▼ 0.50% · 3.625%
HK$19,145
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,741
−HK$605/mo
Today · 4.125%
HK$20,346
baseline
▲ 0.50% · 4.625%
HK$21,584
+HK$1,238/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$40,692/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,299
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$21,870
−HK$580/mo
Today · 4.125%
HK$22,450
baseline
▲ 0.50% · 4.625%
HK$23,633
+HK$1,183/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$44,900/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,060
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,715
−HK$666/mo
Today · 4.125%
HK$22,381
baseline
▲ 0.50% · 4.625%
HK$23,742
+HK$1,361/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$44,762/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$251,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,429
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,057
−HK$638/mo
Today · 4.125%
HK$24,695
baseline
▲ 0.50% · 4.625%
HK$25,996
+HK$1,301/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$49,390/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$251,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,974
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,689
−HK$726/mo
Today · 4.125%
HK$24,415
baseline
▲ 0.50% · 4.625%
HK$25,901
+HK$1,486/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$48,830/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,559
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$26,244
−HK$696/mo
Today · 4.125%
HK$26,940
baseline
▲ 0.50% · 4.625%
HK$28,360
+HK$1,420/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$53,880/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,889
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$25,663
−HK$787/mo
Today · 4.125%
HK$26,450
baseline
▲ 0.50% · 4.625%
HK$28,059
+HK$1,609/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$52,900/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,689
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$28,431
−HK$754/mo
Today · 4.125%
HK$29,185
baseline
▲ 0.50% · 4.625%
HK$30,723
+HK$1,538/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$58,370/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,803
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,637
−HK$847/mo
Today · 4.125%
HK$28,484
baseline
▲ 0.50% · 4.625%
HK$30,218
+HK$1,734/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$56,968/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,819
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,618
−HK$812/mo
Today · 4.125%
HK$31,430
baseline
▲ 0.50% · 4.625%
HK$33,086
+HK$1,656/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$62,860/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,718
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$29,611
−HK$908/mo
Today · 4.125%
HK$30,519
baseline
▲ 0.50% · 4.625%
HK$32,376
+HK$1,857/mo
Deposit HK$2.10M · loan HK$6.30M · min. income ≈ HK$61,038/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,949
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,805
−HK$870/mo
Today · 4.125%
HK$33,675
baseline
▲ 0.50% · 4.625%
HK$35,450
+HK$1,775/mo
Deposit HK$2.10M · loan HK$6.30M · min. income ≈ HK$67,350/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,633
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,585
−HK$968/mo
Today · 4.125%
HK$32,553
baseline
▲ 0.50% · 4.625%
HK$34,534
+HK$1,981/mo
Deposit HK$1.68M · loan HK$6.72M · min. income ≈ HK$65,106/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,078
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$34,992
−HK$928/mo
Today · 4.125%
HK$35,920
baseline
▲ 0.50% · 4.625%
HK$37,813
+HK$1,893/mo
Deposit HK$1.68M · loan HK$6.72M · min. income ≈ HK$71,840/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,547
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$33,559
−HK$1,029/mo
Today · 4.125%
HK$34,588
baseline
▲ 0.50% · 4.625%
HK$36,693
+HK$2,105/mo
Deposit HK$1.26M · loan HK$7.14M · min. income ≈ HK$69,176/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,208
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$37,179
−HK$986/mo
Today · 4.125%
HK$38,165
baseline
▲ 0.50% · 4.625%
HK$40,176
+HK$2,011/mo
Deposit HK$1.26M · loan HK$7.14M · min. income ≈ HK$76,330/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,462
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$35,534
−HK$1,089/mo
Today · 4.125%
HK$36,623
baseline
▲ 0.50% · 4.625%
HK$38,851
+HK$2,228/mo
Deposit HK$840K · loan HK$7.56M · min. income ≈ HK$73,246/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,338
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$39,366
−HK$1,044/mo
Today · 4.125%
HK$40,410
baseline
▲ 0.50% · 4.625%
HK$42,540
+HK$2,130/mo
Deposit HK$840K · loan HK$7.56M · min. income ≈ HK$80,820/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,885 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).