▼ 0.50% · 3.625%
HK$19,475
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$20,081
−HK$615/mo
Today · 4.125%
HK$20,696
baseline
▲ 0.50% · 4.625%
HK$21,956
+HK$1,260/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$41,392/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,666
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$22,247
−HK$589/mo
Today · 4.125%
HK$22,836
baseline
▲ 0.50% · 4.625%
HK$24,040
+HK$1,204/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$45,672/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,423
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,089
−HK$677/mo
Today · 4.125%
HK$22,766
baseline
▲ 0.50% · 4.625%
HK$24,151
+HK$1,385/mo
Deposit HK$3.84M · loan HK$4.70M · min. income ≈ HK$45,532/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,832
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,472
−HK$648/mo
Today · 4.125%
HK$25,120
baseline
▲ 0.50% · 4.625%
HK$26,444
+HK$1,324/mo
Deposit HK$3.84M · loan HK$4.70M · min. income ≈ HK$50,240/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,370
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,097
−HK$739/mo
Today · 4.125%
HK$24,836
baseline
▲ 0.50% · 4.625%
HK$26,347
+HK$1,511/mo
Deposit HK$3.42M · loan HK$5.12M · min. income ≈ HK$49,672/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,999
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,696
−HK$708/mo
Today · 4.125%
HK$27,404
baseline
▲ 0.50% · 4.625%
HK$28,848
+HK$1,444/mo
Deposit HK$3.42M · loan HK$5.12M · min. income ≈ HK$54,808/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,318
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,105
−HK$800/mo
Today · 4.125%
HK$26,905
baseline
▲ 0.50% · 4.625%
HK$28,542
+HK$1,637/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$53,810/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,165
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,921
−HK$766/mo
Today · 4.125%
HK$29,687
baseline
▲ 0.50% · 4.625%
HK$31,252
+HK$1,565/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$59,374/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,265
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,113
−HK$862/mo
Today · 4.125%
HK$28,975
baseline
▲ 0.50% · 4.625%
HK$30,738
+HK$1,763/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$57,950/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,332
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,146
−HK$825/mo
Today · 4.125%
HK$31,971
baseline
▲ 0.50% · 4.625%
HK$33,656
+HK$1,685/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$63,942/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,213
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,121
−HK$923/mo
Today · 4.125%
HK$31,044
baseline
▲ 0.50% · 4.625%
HK$32,933
+HK$1,889/mo
Deposit HK$2.14M · loan HK$6.41M · min. income ≈ HK$62,088/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,499
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,370
−HK$884/mo
Today · 4.125%
HK$34,254
baseline
▲ 0.50% · 4.625%
HK$36,060
+HK$1,806/mo
Deposit HK$2.14M · loan HK$6.41M · min. income ≈ HK$68,508/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,160
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,129
−HK$985/mo
Today · 4.125%
HK$33,114
baseline
▲ 0.50% · 4.625%
HK$35,129
+HK$2,015/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$66,228/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$256,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,665
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,595
−HK$943/mo
Today · 4.125%
HK$36,538
baseline
▲ 0.50% · 4.625%
HK$38,464
+HK$1,926/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$73,076/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$256,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,108
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$34,137
−HK$1,047/mo
Today · 4.125%
HK$35,184
baseline
▲ 0.50% · 4.625%
HK$37,324
+HK$2,140/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$70,368/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,832
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,820
−HK$1,002/mo
Today · 4.125%
HK$38,822
baseline
▲ 0.50% · 4.625%
HK$40,868
+HK$2,046/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$77,644/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,055
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,145
−HK$1,108/mo
Today · 4.125%
HK$37,253
baseline
▲ 0.50% · 4.625%
HK$39,520
+HK$2,267/mo
Deposit HK$854K · loan HK$7.69M · min. income ≈ HK$74,506/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,998
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,044
−HK$1,061/mo
Today · 4.125%
HK$41,105
baseline
▲ 0.50% · 4.625%
HK$43,272
+HK$2,167/mo
Deposit HK$854K · loan HK$7.69M · min. income ≈ HK$82,210/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,222 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).