▼ 0.50% · 3.625%
HK$18,219
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$18,786
−HK$575/mo
Today · 4.125%
HK$19,361
baseline
▲ 0.50% · 4.625%
HK$20,540
+HK$1,179/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$38,722/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,268
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$20,812
−HK$551/mo
Today · 4.125%
HK$21,363
baseline
▲ 0.50% · 4.625%
HK$22,490
+HK$1,127/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$42,726/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,041
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,664
−HK$634/mo
Today · 4.125%
HK$21,298
baseline
▲ 0.50% · 4.625%
HK$22,594
+HK$1,296/mo
Deposit HK$3.60M · loan HK$4.39M · min. income ≈ HK$42,596/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$239,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,295
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$22,893
−HK$607/mo
Today · 4.125%
HK$23,500
baseline
▲ 0.50% · 4.625%
HK$24,739
+HK$1,239/mo
Deposit HK$3.60M · loan HK$4.39M · min. income ≈ HK$47,000/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$239,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,863
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$22,543
−HK$691/mo
Today · 4.125%
HK$23,234
baseline
▲ 0.50% · 4.625%
HK$24,647
+HK$1,413/mo
Deposit HK$3.20M · loan HK$4.79M · min. income ≈ HK$46,468/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$239,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,322
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$24,974
−HK$662/mo
Today · 4.125%
HK$25,636
baseline
▲ 0.50% · 4.625%
HK$26,987
+HK$1,351/mo
Deposit HK$3.20M · loan HK$4.79M · min. income ≈ HK$51,272/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$239,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,685
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,421
−HK$749/mo
Today · 4.125%
HK$25,170
baseline
▲ 0.50% · 4.625%
HK$26,701
+HK$1,531/mo
Deposit HK$2.80M · loan HK$5.19M · min. income ≈ HK$50,340/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$239,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,349
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,056
−HK$716/mo
Today · 4.125%
HK$27,772
baseline
▲ 0.50% · 4.625%
HK$29,236
+HK$1,464/mo
Deposit HK$2.80M · loan HK$5.19M · min. income ≈ HK$55,544/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$239,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,507
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$26,300
−HK$806/mo
Today · 4.125%
HK$27,106
baseline
▲ 0.50% · 4.625%
HK$28,755
+HK$1,649/mo
Deposit HK$2.40M · loan HK$5.59M · min. income ≈ HK$54,212/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,376
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$29,137
−HK$772/mo
Today · 4.125%
HK$29,909
baseline
▲ 0.50% · 4.625%
HK$31,485
+HK$1,576/mo
Deposit HK$2.40M · loan HK$5.59M · min. income ≈ HK$59,818/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,328
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,179
−HK$863/mo
Today · 4.125%
HK$29,042
baseline
▲ 0.50% · 4.625%
HK$30,809
+HK$1,767/mo
Deposit HK$2.00M · loan HK$5.99M · min. income ≈ HK$58,084/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,403
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,218
−HK$827/mo
Today · 4.125%
HK$32,045
baseline
▲ 0.50% · 4.625%
HK$33,734
+HK$1,689/mo
Deposit HK$2.00M · loan HK$5.99M · min. income ≈ HK$64,090/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,150
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,057
−HK$921/mo
Today · 4.125%
HK$30,978
baseline
▲ 0.50% · 4.625%
HK$32,863
+HK$1,885/mo
Deposit HK$1.60M · loan HK$6.39M · min. income ≈ HK$61,956/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,429
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,299
−HK$883/mo
Today · 4.125%
HK$34,182
baseline
▲ 0.50% · 4.625%
HK$35,983
+HK$1,801/mo
Deposit HK$1.60M · loan HK$6.39M · min. income ≈ HK$68,364/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,972
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,936
−HK$978/mo
Today · 4.125%
HK$32,914
baseline
▲ 0.50% · 4.625%
HK$34,917
+HK$2,003/mo
Deposit HK$1.20M · loan HK$6.79M · min. income ≈ HK$65,828/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,456
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,380
−HK$938/mo
Today · 4.125%
HK$36,318
baseline
▲ 0.50% · 4.625%
HK$38,232
+HK$1,914/mo
Deposit HK$1.20M · loan HK$6.79M · min. income ≈ HK$72,636/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,794
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,814
−HK$1,037/mo
Today · 4.125%
HK$34,851
baseline
▲ 0.50% · 4.625%
HK$36,971
+HK$2,120/mo
Deposit HK$799K · loan HK$7.19M · min. income ≈ HK$69,702/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,483
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,462
−HK$992/mo
Today · 4.125%
HK$38,454
baseline
▲ 0.50% · 4.625%
HK$40,481
+HK$2,027/mo
Deposit HK$799K · loan HK$7.19M · min. income ≈ HK$76,908/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,697 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).