▼ 0.50% · 3.625%
HK$14,854
−HK$931/mo
▼ 0.25% · 3.875%
HK$15,316
−HK$469/mo
Today · 4.125%
HK$15,785
baseline
▲ 0.50% · 4.625%
HK$16,745
+HK$960/mo
Deposit HK$3.26M · loan HK$3.26M · min. income ≈ HK$31,570/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$186,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,524
−HK$893/mo
▼ 0.25% · 3.875%
HK$16,968
−HK$449/mo
Today · 4.125%
HK$17,417
baseline
▲ 0.50% · 4.625%
HK$18,335
+HK$918/mo
Deposit HK$3.26M · loan HK$3.26M · min. income ≈ HK$34,834/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$186,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,339
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$16,847
−HK$516/mo
Today · 4.125%
HK$17,363
baseline
▲ 0.50% · 4.625%
HK$18,420
+HK$1,057/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$34,726/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$186,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,177
−HK$982/mo
▼ 0.25% · 3.875%
HK$18,664
−HK$495/mo
Today · 4.125%
HK$19,159
baseline
▲ 0.50% · 4.625%
HK$20,169
+HK$1,010/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$38,318/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$186,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,824
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$18,379
−HK$563/mo
Today · 4.125%
HK$18,942
baseline
▲ 0.50% · 4.625%
HK$20,095
+HK$1,153/mo
Deposit HK$2.61M · loan HK$3.91M · min. income ≈ HK$37,884/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$186,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,829
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$20,361
−HK$540/mo
Today · 4.125%
HK$20,901
baseline
▲ 0.50% · 4.625%
HK$22,002
+HK$1,101/mo
Deposit HK$2.61M · loan HK$3.91M · min. income ≈ HK$41,802/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$186,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,310
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,910
−HK$610/mo
Today · 4.125%
HK$20,520
baseline
▲ 0.50% · 4.625%
HK$21,769
+HK$1,249/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$41,040/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$186,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,482
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,058
−HK$584/mo
Today · 4.125%
HK$22,642
baseline
▲ 0.50% · 4.625%
HK$23,836
+HK$1,194/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$45,284/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$186,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,795
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$21,442
−HK$657/mo
Today · 4.125%
HK$22,099
baseline
▲ 0.50% · 4.625%
HK$23,444
+HK$1,345/mo
Deposit HK$1.95M · loan HK$4.56M · min. income ≈ HK$44,198/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$186,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,134
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,755
−HK$629/mo
Today · 4.125%
HK$24,384
baseline
▲ 0.50% · 4.625%
HK$25,669
+HK$1,285/mo
Deposit HK$1.95M · loan HK$4.56M · min. income ≈ HK$48,768/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$186,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,280
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,973
−HK$704/mo
Today · 4.125%
HK$23,677
baseline
▲ 0.50% · 4.625%
HK$25,118
+HK$1,441/mo
Deposit HK$1.63M · loan HK$4.89M · min. income ≈ HK$47,354/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$186,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,787
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,451
−HK$675/mo
Today · 4.125%
HK$26,126
baseline
▲ 0.50% · 4.625%
HK$27,503
+HK$1,377/mo
Deposit HK$1.63M · loan HK$4.89M · min. income ≈ HK$52,252/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$186,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,766
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,505
−HK$751/mo
Today · 4.125%
HK$25,256
baseline
▲ 0.50% · 4.625%
HK$26,793
+HK$1,537/mo
Deposit HK$1.30M · loan HK$5.21M · min. income ≈ HK$50,512/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$186,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,439
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,148
−HK$719/mo
Today · 4.125%
HK$27,867
baseline
▲ 0.50% · 4.625%
HK$29,336
+HK$1,469/mo
Deposit HK$1.30M · loan HK$5.21M · min. income ≈ HK$55,734/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$186,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,251
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,036
−HK$798/mo
Today · 4.125%
HK$26,834
baseline
▲ 0.50% · 4.625%
HK$28,467
+HK$1,633/mo
Deposit HK$977K · loan HK$5.54M · min. income ≈ HK$53,668/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$186,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,091
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,845
−HK$764/mo
Today · 4.125%
HK$29,609
baseline
▲ 0.50% · 4.625%
HK$31,170
+HK$1,561/mo
Deposit HK$977K · loan HK$5.54M · min. income ≈ HK$59,218/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$186,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,736
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,568
−HK$845/mo
Today · 4.125%
HK$28,413
baseline
▲ 0.50% · 4.625%
HK$30,142
+HK$1,729/mo
Deposit HK$651K · loan HK$5.86M · min. income ≈ HK$56,826/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$186,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,744
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,542
−HK$809/mo
Today · 4.125%
HK$31,351
baseline
▲ 0.50% · 4.625%
HK$33,003
+HK$1,652/mo
Deposit HK$651K · loan HK$5.86M · min. income ≈ HK$62,702/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$186,398 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).