▼ 0.50% · 3.625%
HK$18,954
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$19,544
−HK$599/mo
Today · 4.125%
HK$20,143
baseline
▲ 0.50% · 4.625%
HK$21,368
+HK$1,225/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$40,286/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,086
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$21,652
−HK$573/mo
Today · 4.125%
HK$22,225
baseline
▲ 0.50% · 4.625%
HK$23,397
+HK$1,172/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$44,450/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,849
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,498
−HK$659/mo
Today · 4.125%
HK$22,157
baseline
▲ 0.50% · 4.625%
HK$23,505
+HK$1,348/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$44,314/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,195
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,817
−HK$631/mo
Today · 4.125%
HK$24,448
baseline
▲ 0.50% · 4.625%
HK$25,737
+HK$1,289/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$48,896/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,745
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,452
−HK$719/mo
Today · 4.125%
HK$24,171
baseline
▲ 0.50% · 4.625%
HK$25,642
+HK$1,471/mo
Deposit HK$3.32M · loan HK$4.99M · min. income ≈ HK$48,342/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$249,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,303
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,982
−HK$688/mo
Today · 4.125%
HK$26,670
baseline
▲ 0.50% · 4.625%
HK$28,076
+HK$1,406/mo
Deposit HK$3.32M · loan HK$4.99M · min. income ≈ HK$53,340/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$249,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,640
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$25,407
−HK$778/mo
Today · 4.125%
HK$26,185
baseline
▲ 0.50% · 4.625%
HK$27,779
+HK$1,594/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$52,370/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,412
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,147
−HK$746/mo
Today · 4.125%
HK$28,893
baseline
▲ 0.50% · 4.625%
HK$30,416
+HK$1,523/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$57,786/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,536
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,361
−HK$839/mo
Today · 4.125%
HK$28,200
baseline
▲ 0.50% · 4.625%
HK$29,915
+HK$1,715/mo
Deposit HK$2.49M · loan HK$5.82M · min. income ≈ HK$56,400/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,521
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,312
−HK$803/mo
Today · 4.125%
HK$31,115
baseline
▲ 0.50% · 4.625%
HK$32,756
+HK$1,641/mo
Deposit HK$2.49M · loan HK$5.82M · min. income ≈ HK$62,230/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,431
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$29,315
−HK$899/mo
Today · 4.125%
HK$30,214
baseline
▲ 0.50% · 4.625%
HK$32,052
+HK$1,838/mo
Deposit HK$2.08M · loan HK$6.23M · min. income ≈ HK$60,428/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,629
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,477
−HK$861/mo
Today · 4.125%
HK$33,338
baseline
▲ 0.50% · 4.625%
HK$35,095
+HK$1,757/mo
Deposit HK$2.08M · loan HK$6.23M · min. income ≈ HK$66,676/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,326
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,270
−HK$958/mo
Today · 4.125%
HK$32,228
baseline
▲ 0.50% · 4.625%
HK$34,189
+HK$1,961/mo
Deposit HK$1.66M · loan HK$6.65M · min. income ≈ HK$64,456/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,738
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,643
−HK$918/mo
Today · 4.125%
HK$35,561
baseline
▲ 0.50% · 4.625%
HK$37,435
+HK$1,874/mo
Deposit HK$1.66M · loan HK$6.65M · min. income ≈ HK$71,122/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,222
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$33,224
−HK$1,018/mo
Today · 4.125%
HK$34,242
baseline
▲ 0.50% · 4.625%
HK$36,326
+HK$2,084/mo
Deposit HK$1.25M · loan HK$7.07M · min. income ≈ HK$68,484/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,846
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,808
−HK$975/mo
Today · 4.125%
HK$37,783
baseline
▲ 0.50% · 4.625%
HK$39,775
+HK$1,992/mo
Deposit HK$1.25M · loan HK$7.07M · min. income ≈ HK$75,566/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,117
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$35,178
−HK$1,079/mo
Today · 4.125%
HK$36,257
baseline
▲ 0.50% · 4.625%
HK$38,463
+HK$2,206/mo
Deposit HK$831K · loan HK$7.48M · min. income ≈ HK$72,514/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,955
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,973
−HK$1,033/mo
Today · 4.125%
HK$40,006
baseline
▲ 0.50% · 4.625%
HK$42,114
+HK$2,108/mo
Deposit HK$831K · loan HK$7.48M · min. income ≈ HK$80,012/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,367 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).