▼ 0.50% · 3.625%
HK$19,576
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$20,185
−HK$618/mo
Today · 4.125%
HK$20,803
baseline
▲ 0.50% · 4.625%
HK$22,069
+HK$1,266/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,606/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,778
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,362
−HK$592/mo
Today · 4.125%
HK$22,954
baseline
▲ 0.50% · 4.625%
HK$24,164
+HK$1,210/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,908/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,533
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$22,203
−HK$681/mo
Today · 4.125%
HK$22,884
baseline
▲ 0.50% · 4.625%
HK$24,276
+HK$1,392/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$45,768/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,956
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,598
−HK$652/mo
Today · 4.125%
HK$25,250
baseline
▲ 0.50% · 4.625%
HK$26,581
+HK$1,331/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$50,500/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,491
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,222
−HK$742/mo
Today · 4.125%
HK$24,964
baseline
▲ 0.50% · 4.625%
HK$26,483
+HK$1,519/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$49,928/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,133
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,834
−HK$711/mo
Today · 4.125%
HK$27,545
baseline
▲ 0.50% · 4.625%
HK$28,997
+HK$1,452/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$55,090/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,448
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,240
−HK$804/mo
Today · 4.125%
HK$27,044
baseline
▲ 0.50% · 4.625%
HK$28,690
+HK$1,646/mo
Deposit HK$3.00M · loan HK$5.58M · min. income ≈ HK$54,088/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,311
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,070
−HK$771/mo
Today · 4.125%
HK$29,841
baseline
▲ 0.50% · 4.625%
HK$31,414
+HK$1,573/mo
Deposit HK$3.00M · loan HK$5.58M · min. income ≈ HK$59,682/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,406
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$28,259
−HK$866/mo
Today · 4.125%
HK$29,125
baseline
▲ 0.50% · 4.625%
HK$30,897
+HK$1,772/mo
Deposit HK$2.58M · loan HK$6.01M · min. income ≈ HK$58,250/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,489
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,307
−HK$829/mo
Today · 4.125%
HK$32,136
baseline
▲ 0.50% · 4.625%
HK$33,830
+HK$1,694/mo
Deposit HK$2.58M · loan HK$6.01M · min. income ≈ HK$64,272/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,364
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,277
−HK$928/mo
Today · 4.125%
HK$31,205
baseline
▲ 0.50% · 4.625%
HK$33,104
+HK$1,899/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$62,410/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,667
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$33,543
−HK$889/mo
Today · 4.125%
HK$34,432
baseline
▲ 0.50% · 4.625%
HK$36,247
+HK$1,815/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$68,864/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,321
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,295
−HK$990/mo
Today · 4.125%
HK$33,285
baseline
▲ 0.50% · 4.625%
HK$35,311
+HK$2,026/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$66,570/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,845
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,779
−HK$948/mo
Today · 4.125%
HK$36,727
baseline
▲ 0.50% · 4.625%
HK$38,663
+HK$1,936/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$73,454/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,279
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,314
−HK$1,052/mo
Today · 4.125%
HK$35,366
baseline
▲ 0.50% · 4.625%
HK$37,518
+HK$2,152/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$70,732/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,022
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,015
−HK$1,008/mo
Today · 4.125%
HK$39,023
baseline
▲ 0.50% · 4.625%
HK$41,079
+HK$2,056/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$78,046/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,236
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$36,332
−HK$1,114/mo
Today · 4.125%
HK$37,446
baseline
▲ 0.50% · 4.625%
HK$39,725
+HK$2,279/mo
Deposit HK$858K · loan HK$7.73M · min. income ≈ HK$74,892/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,200
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$40,251
−HK$1,067/mo
Today · 4.125%
HK$41,318
baseline
▲ 0.50% · 4.625%
HK$43,496
+HK$2,178/mo
Deposit HK$858K · loan HK$7.73M · min. income ≈ HK$82,636/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,547 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).