▼ 0.50% · 3.625%
HK$15,967
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$16,463
−HK$505/mo
Today · 4.125%
HK$16,968
baseline
▲ 0.50% · 4.625%
HK$18,000
+HK$1,032/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$33,936/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$210,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,763
−HK$959/mo
▼ 0.25% · 3.875%
HK$18,239
−HK$483/mo
Today · 4.125%
HK$18,722
baseline
▲ 0.50% · 4.625%
HK$19,709
+HK$987/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$37,444/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$210,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,563
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$18,110
−HK$555/mo
Today · 4.125%
HK$18,665
baseline
▲ 0.50% · 4.625%
HK$19,800
+HK$1,135/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$37,330/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$210,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,539
−HK$1,056/mo
▼ 0.25% · 3.875%
HK$20,063
−HK$532/mo
Today · 4.125%
HK$20,595
baseline
▲ 0.50% · 4.625%
HK$21,680
+HK$1,085/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$41,190/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$210,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,160
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$19,756
−HK$606/mo
Today · 4.125%
HK$20,362
baseline
▲ 0.50% · 4.625%
HK$21,600
+HK$1,238/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$40,724/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$210,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,315
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,887
−HK$580/mo
Today · 4.125%
HK$22,467
baseline
▲ 0.50% · 4.625%
HK$23,651
+HK$1,184/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$44,934/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$210,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,757
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,402
−HK$656/mo
Today · 4.125%
HK$22,058
baseline
▲ 0.50% · 4.625%
HK$23,400
+HK$1,342/mo
Deposit HK$2.45M · loan HK$4.55M · min. income ≈ HK$44,116/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$210,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,092
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$23,711
−HK$628/mo
Today · 4.125%
HK$24,339
baseline
▲ 0.50% · 4.625%
HK$25,622
+HK$1,283/mo
Deposit HK$2.45M · loan HK$4.55M · min. income ≈ HK$48,678/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$210,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,353
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,049
−HK$706/mo
Today · 4.125%
HK$23,755
baseline
▲ 0.50% · 4.625%
HK$25,201
+HK$1,446/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$47,510/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,868
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,535
−HK$676/mo
Today · 4.125%
HK$26,211
baseline
▲ 0.50% · 4.625%
HK$27,593
+HK$1,382/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$52,422/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,950
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,695
−HK$757/mo
Today · 4.125%
HK$25,452
baseline
▲ 0.50% · 4.625%
HK$27,001
+HK$1,549/mo
Deposit HK$1.75M · loan HK$5.25M · min. income ≈ HK$50,904/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$210,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,644
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,359
−HK$725/mo
Today · 4.125%
HK$28,084
baseline
▲ 0.50% · 4.625%
HK$29,564
+HK$1,480/mo
Deposit HK$1.75M · loan HK$5.25M · min. income ≈ HK$56,168/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$210,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,547
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$26,341
−HK$808/mo
Today · 4.125%
HK$27,149
baseline
▲ 0.50% · 4.625%
HK$28,801
+HK$1,652/mo
Deposit HK$1.40M · loan HK$5.60M · min. income ≈ HK$54,298/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$210,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,420
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,183
−HK$773/mo
Today · 4.125%
HK$29,956
baseline
▲ 0.50% · 4.625%
HK$31,535
+HK$1,579/mo
Deposit HK$1.40M · loan HK$5.60M · min. income ≈ HK$59,912/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$210,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,143
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$27,988
−HK$857/mo
Today · 4.125%
HK$28,845
baseline
▲ 0.50% · 4.625%
HK$30,601
+HK$1,756/mo
Deposit HK$1.05M · loan HK$5.95M · min. income ≈ HK$57,690/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$210,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,197
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$31,007
−HK$821/mo
Today · 4.125%
HK$31,828
baseline
▲ 0.50% · 4.625%
HK$33,506
+HK$1,678/mo
Deposit HK$1.05M · loan HK$5.95M · min. income ≈ HK$63,656/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$210,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,740
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$29,634
−HK$908/mo
Today · 4.125%
HK$30,542
baseline
▲ 0.50% · 4.625%
HK$32,401
+HK$1,859/mo
Deposit HK$700K · loan HK$6.30M · min. income ≈ HK$61,084/mo (50% DSR)
Upfront cash ≈ HK$910K (deposit + AVD stamp duty HK$210,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,973
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,830
−HK$870/mo
Today · 4.125%
HK$33,700
baseline
▲ 0.50% · 4.625%
HK$35,477
+HK$1,777/mo
Deposit HK$700K · loan HK$6.30M · min. income ≈ HK$67,400/mo (50% DSR)
Upfront cash ≈ HK$910K (deposit + AVD stamp duty HK$210,065 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).