▼ 0.50% · 3.625%
HK$19,152
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,748
−HK$605/mo
Today · 4.125%
HK$20,353
baseline
▲ 0.50% · 4.625%
HK$21,591
+HK$1,238/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$40,706/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,306
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,878
−HK$580/mo
Today · 4.125%
HK$22,458
baseline
▲ 0.50% · 4.625%
HK$23,641
+HK$1,183/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$44,916/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,067
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,723
−HK$665/mo
Today · 4.125%
HK$22,388
baseline
▲ 0.50% · 4.625%
HK$23,751
+HK$1,363/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$44,776/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$251,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,437
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,066
−HK$637/mo
Today · 4.125%
HK$24,703
baseline
▲ 0.50% · 4.625%
HK$26,005
+HK$1,302/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$49,406/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$251,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,982
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,697
−HK$727/mo
Today · 4.125%
HK$24,424
baseline
▲ 0.50% · 4.625%
HK$25,910
+HK$1,486/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$48,848/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,568
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$26,253
−HK$696/mo
Today · 4.125%
HK$26,949
baseline
▲ 0.50% · 4.625%
HK$28,370
+HK$1,421/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$53,898/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,898
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$25,672
−HK$787/mo
Today · 4.125%
HK$26,459
baseline
▲ 0.50% · 4.625%
HK$28,069
+HK$1,610/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$52,918/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,698
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,441
−HK$754/mo
Today · 4.125%
HK$29,195
baseline
▲ 0.50% · 4.625%
HK$30,734
+HK$1,539/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$58,390/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,813
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,647
−HK$847/mo
Today · 4.125%
HK$28,494
baseline
▲ 0.50% · 4.625%
HK$30,228
+HK$1,734/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$56,988/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,829
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,629
−HK$812/mo
Today · 4.125%
HK$31,441
baseline
▲ 0.50% · 4.625%
HK$33,098
+HK$1,657/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$62,882/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,728
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$29,622
−HK$908/mo
Today · 4.125%
HK$30,530
baseline
▲ 0.50% · 4.625%
HK$32,387
+HK$1,857/mo
Deposit HK$2.10M · loan HK$6.30M · min. income ≈ HK$61,060/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,960
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,817
−HK$869/mo
Today · 4.125%
HK$33,686
baseline
▲ 0.50% · 4.625%
HK$35,462
+HK$1,776/mo
Deposit HK$2.10M · loan HK$6.30M · min. income ≈ HK$67,372/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,643
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,596
−HK$969/mo
Today · 4.125%
HK$32,565
baseline
▲ 0.50% · 4.625%
HK$34,546
+HK$1,981/mo
Deposit HK$1.68M · loan HK$6.72M · min. income ≈ HK$65,130/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,090
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,005
−HK$927/mo
Today · 4.125%
HK$35,932
baseline
▲ 0.50% · 4.625%
HK$37,826
+HK$1,894/mo
Deposit HK$1.68M · loan HK$6.72M · min. income ≈ HK$71,864/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,558
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,571
−HK$1,029/mo
Today · 4.125%
HK$34,600
baseline
▲ 0.50% · 4.625%
HK$36,705
+HK$2,105/mo
Deposit HK$1.26M · loan HK$7.14M · min. income ≈ HK$69,200/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,221
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$37,192
−HK$986/mo
Today · 4.125%
HK$38,178
baseline
▲ 0.50% · 4.625%
HK$40,190
+HK$2,012/mo
Deposit HK$1.26M · loan HK$7.14M · min. income ≈ HK$76,356/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,474
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$35,546
−HK$1,089/mo
Today · 4.125%
HK$36,635
baseline
▲ 0.50% · 4.625%
HK$38,865
+HK$2,230/mo
Deposit HK$840K · loan HK$7.56M · min. income ≈ HK$73,270/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,352
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$39,380
−HK$1,044/mo
Today · 4.125%
HK$40,424
baseline
▲ 0.50% · 4.625%
HK$42,554
+HK$2,130/mo
Deposit HK$840K · loan HK$7.56M · min. income ≈ HK$80,848/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,972 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).