▼ 0.50% · 3.625%
HK$15,925
−HK$998/mo
▼ 0.25% · 3.875%
HK$16,420
−HK$503/mo
Today · 4.125%
HK$16,923
baseline
▲ 0.50% · 4.625%
HK$17,953
+HK$1,030/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$33,846/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,716
−HK$957/mo
▼ 0.25% · 3.875%
HK$18,191
−HK$482/mo
Today · 4.125%
HK$18,673
baseline
▲ 0.50% · 4.625%
HK$19,657
+HK$984/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$37,346/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,517
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$18,062
−HK$554/mo
Today · 4.125%
HK$18,616
baseline
▲ 0.50% · 4.625%
HK$19,748
+HK$1,132/mo
Deposit HK$3.14M · loan HK$3.84M · min. income ≈ HK$37,232/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$209,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,488
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$20,010
−HK$530/mo
Today · 4.125%
HK$20,540
baseline
▲ 0.50% · 4.625%
HK$21,623
+HK$1,083/mo
Deposit HK$3.14M · loan HK$3.84M · min. income ≈ HK$41,080/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$209,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,110
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$19,704
−HK$604/mo
Today · 4.125%
HK$20,308
baseline
▲ 0.50% · 4.625%
HK$21,544
+HK$1,236/mo
Deposit HK$2.79M · loan HK$4.19M · min. income ≈ HK$40,616/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$209,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,259
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,829
−HK$579/mo
Today · 4.125%
HK$22,408
baseline
▲ 0.50% · 4.625%
HK$23,589
+HK$1,181/mo
Deposit HK$2.79M · loan HK$4.19M · min. income ≈ HK$44,816/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$209,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,702
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,346
−HK$654/mo
Today · 4.125%
HK$22,000
baseline
▲ 0.50% · 4.625%
HK$23,339
+HK$1,339/mo
Deposit HK$2.44M · loan HK$4.54M · min. income ≈ HK$44,000/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$209,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,031
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,648
−HK$627/mo
Today · 4.125%
HK$24,275
baseline
▲ 0.50% · 4.625%
HK$25,555
+HK$1,280/mo
Deposit HK$2.44M · loan HK$4.54M · min. income ≈ HK$48,550/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$209,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,294
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$22,988
−HK$705/mo
Today · 4.125%
HK$23,693
baseline
▲ 0.50% · 4.625%
HK$25,134
+HK$1,441/mo
Deposit HK$2.10M · loan HK$4.89M · min. income ≈ HK$47,386/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$209,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,802
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,468
−HK$674/mo
Today · 4.125%
HK$26,142
baseline
▲ 0.50% · 4.625%
HK$27,520
+HK$1,378/mo
Deposit HK$2.10M · loan HK$4.89M · min. income ≈ HK$52,284/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$209,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,887
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,630
−HK$755/mo
Today · 4.125%
HK$25,385
baseline
▲ 0.50% · 4.625%
HK$26,929
+HK$1,544/mo
Deposit HK$1.75M · loan HK$5.24M · min. income ≈ HK$50,770/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$209,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,574
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,287
−HK$723/mo
Today · 4.125%
HK$28,010
baseline
▲ 0.50% · 4.625%
HK$29,486
+HK$1,476/mo
Deposit HK$1.75M · loan HK$5.24M · min. income ≈ HK$56,020/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$209,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,479
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,272
−HK$805/mo
Today · 4.125%
HK$27,077
baseline
▲ 0.50% · 4.625%
HK$28,725
+HK$1,648/mo
Deposit HK$1.40M · loan HK$5.59M · min. income ≈ HK$54,154/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$209,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,346
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,106
−HK$771/mo
Today · 4.125%
HK$29,877
baseline
▲ 0.50% · 4.625%
HK$31,452
+HK$1,575/mo
Deposit HK$1.40M · loan HK$5.59M · min. income ≈ HK$59,754/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$209,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,072
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,914
−HK$855/mo
Today · 4.125%
HK$28,769
baseline
▲ 0.50% · 4.625%
HK$30,520
+HK$1,751/mo
Deposit HK$1.05M · loan HK$5.94M · min. income ≈ HK$57,538/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,117
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,925
−HK$819/mo
Today · 4.125%
HK$31,744
baseline
▲ 0.50% · 4.625%
HK$33,418
+HK$1,674/mo
Deposit HK$1.05M · loan HK$5.94M · min. income ≈ HK$63,488/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,664
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,556
−HK$906/mo
Today · 4.125%
HK$30,462
baseline
▲ 0.50% · 4.625%
HK$32,315
+HK$1,853/mo
Deposit HK$698K · loan HK$6.29M · min. income ≈ HK$60,924/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$209,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,889
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,744
−HK$868/mo
Today · 4.125%
HK$33,612
baseline
▲ 0.50% · 4.625%
HK$35,383
+HK$1,771/mo
Deposit HK$698K · loan HK$6.29M · min. income ≈ HK$67,224/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$209,511 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).