▼ 0.50% · 3.625%
HK$20,514
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,153
−HK$648/mo
Today · 4.125%
HK$21,801
baseline
▲ 0.50% · 4.625%
HK$23,127
+HK$1,326/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$43,602/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$269,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,822
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,434
−HK$621/mo
Today · 4.125%
HK$24,055
baseline
▲ 0.50% · 4.625%
HK$25,323
+HK$1,268/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$48,110/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$269,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,566
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,268
−HK$713/mo
Today · 4.125%
HK$23,981
baseline
▲ 0.50% · 4.625%
HK$25,440
+HK$1,459/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$47,962/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$269,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,104
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,778
−HK$683/mo
Today · 4.125%
HK$26,461
baseline
▲ 0.50% · 4.625%
HK$27,855
+HK$1,394/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$52,922/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$269,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,617
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,383
−HK$778/mo
Today · 4.125%
HK$26,161
baseline
▲ 0.50% · 4.625%
HK$27,753
+HK$1,592/mo
Deposit HK$3.60M · loan HK$5.40M · min. income ≈ HK$52,322/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$269,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,387
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,121
−HK$745/mo
Today · 4.125%
HK$28,866
baseline
▲ 0.50% · 4.625%
HK$30,388
+HK$1,522/mo
Deposit HK$3.60M · loan HK$5.40M · min. income ≈ HK$57,732/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$269,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,669
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,498
−HK$843/mo
Today · 4.125%
HK$28,341
baseline
▲ 0.50% · 4.625%
HK$30,066
+HK$1,725/mo
Deposit HK$3.15M · loan HK$5.85M · min. income ≈ HK$56,682/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$269,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,669
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,464
−HK$808/mo
Today · 4.125%
HK$31,272
baseline
▲ 0.50% · 4.625%
HK$32,920
+HK$1,648/mo
Deposit HK$3.15M · loan HK$5.85M · min. income ≈ HK$62,544/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$269,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,720
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$29,614
−HK$907/mo
Today · 4.125%
HK$30,521
baseline
▲ 0.50% · 4.625%
HK$32,378
+HK$1,857/mo
Deposit HK$2.70M · loan HK$6.30M · min. income ≈ HK$61,042/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,951
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,808
−HK$869/mo
Today · 4.125%
HK$33,677
baseline
▲ 0.50% · 4.625%
HK$35,452
+HK$1,775/mo
Deposit HK$2.70M · loan HK$6.30M · min. income ≈ HK$67,354/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,772
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,729
−HK$972/mo
Today · 4.125%
HK$32,701
baseline
▲ 0.50% · 4.625%
HK$34,691
+HK$1,990/mo
Deposit HK$2.25M · loan HK$6.75M · min. income ≈ HK$65,402/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,233
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,151
−HK$932/mo
Today · 4.125%
HK$36,083
baseline
▲ 0.50% · 4.625%
HK$37,985
+HK$1,902/mo
Deposit HK$2.25M · loan HK$6.75M · min. income ≈ HK$72,166/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,823
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,844
−HK$1,037/mo
Today · 4.125%
HK$34,881
baseline
▲ 0.50% · 4.625%
HK$37,004
+HK$2,123/mo
Deposit HK$1.80M · loan HK$7.20M · min. income ≈ HK$69,762/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,515
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,495
−HK$993/mo
Today · 4.125%
HK$38,488
baseline
▲ 0.50% · 4.625%
HK$40,517
+HK$2,029/mo
Deposit HK$1.80M · loan HK$7.20M · min. income ≈ HK$76,976/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,875
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$35,959
−HK$1,103/mo
Today · 4.125%
HK$37,062
baseline
▲ 0.50% · 4.625%
HK$39,317
+HK$2,255/mo
Deposit HK$1.35M · loan HK$7.65M · min. income ≈ HK$74,124/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,798
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$39,838
−HK$1,056/mo
Today · 4.125%
HK$40,894
baseline
▲ 0.50% · 4.625%
HK$43,049
+HK$2,155/mo
Deposit HK$1.35M · loan HK$7.65M · min. income ≈ HK$81,788/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,926
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$38,075
−HK$1,167/mo
Today · 4.125%
HK$39,242
baseline
▲ 0.50% · 4.625%
HK$41,629
+HK$2,387/mo
Deposit HK$900K · loan HK$8.10M · min. income ≈ HK$78,484/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,080
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$42,182
−HK$1,117/mo
Today · 4.125%
HK$43,299
baseline
▲ 0.50% · 4.625%
HK$45,582
+HK$2,283/mo
Deposit HK$900K · loan HK$8.10M · min. income ≈ HK$86,598/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,897 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).