▼ 0.50% · 3.625%
HK$21,337
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$22,000
−HK$675/mo
Today · 4.125%
HK$22,675
baseline
▲ 0.50% · 4.625%
HK$24,054
+HK$1,379/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$45,350/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$305,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,737
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,373
−HK$646/mo
Today · 4.125%
HK$25,019
baseline
▲ 0.50% · 4.625%
HK$26,338
+HK$1,319/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$50,038/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$305,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,470
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,200
−HK$742/mo
Today · 4.125%
HK$24,942
baseline
▲ 0.50% · 4.625%
HK$26,460
+HK$1,518/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$49,884/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$305,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,110
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$26,811
−HK$710/mo
Today · 4.125%
HK$27,521
baseline
▲ 0.50% · 4.625%
HK$28,972
+HK$1,451/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$55,042/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$305,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,604
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,400
−HK$809/mo
Today · 4.125%
HK$27,209
baseline
▲ 0.50% · 4.625%
HK$28,865
+HK$1,656/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$54,418/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$305,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,484
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,248
−HK$775/mo
Today · 4.125%
HK$30,023
baseline
▲ 0.50% · 4.625%
HK$31,605
+HK$1,582/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$60,046/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$305,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,737
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,600
−HK$877/mo
Today · 4.125%
HK$29,477
baseline
▲ 0.50% · 4.625%
HK$31,270
+HK$1,793/mo
Deposit HK$3.27M · loan HK$6.08M · min. income ≈ HK$58,954/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$305,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,858
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,685
−HK$840/mo
Today · 4.125%
HK$32,525
baseline
▲ 0.50% · 4.625%
HK$34,239
+HK$1,714/mo
Deposit HK$3.27M · loan HK$6.08M · min. income ≈ HK$65,050/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$305,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,871
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$30,800
−HK$944/mo
Today · 4.125%
HK$31,744
baseline
▲ 0.50% · 4.625%
HK$33,676
+HK$1,932/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$63,488/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$305,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,231
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,123
−HK$904/mo
Today · 4.125%
HK$35,027
baseline
▲ 0.50% · 4.625%
HK$36,873
+HK$1,846/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$70,054/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$305,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,005
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$33,000
−HK$1,012/mo
Today · 4.125%
HK$34,012
baseline
▲ 0.50% · 4.625%
HK$36,081
+HK$2,069/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$68,024/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$305,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,605
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,560
−HK$969/mo
Today · 4.125%
HK$37,529
baseline
▲ 0.50% · 4.625%
HK$39,507
+HK$1,978/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$75,058/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$305,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,138
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,200
−HK$1,079/mo
Today · 4.125%
HK$36,279
baseline
▲ 0.50% · 4.625%
HK$38,487
+HK$2,208/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$72,558/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$305,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,979
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$38,997
−HK$1,034/mo
Today · 4.125%
HK$40,031
baseline
▲ 0.50% · 4.625%
HK$42,141
+HK$2,110/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$80,062/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$305,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,272
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$37,400
−HK$1,147/mo
Today · 4.125%
HK$38,547
baseline
▲ 0.50% · 4.625%
HK$40,892
+HK$2,345/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$77,094/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$305,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,352
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$41,435
−HK$1,097/mo
Today · 4.125%
HK$42,532
baseline
▲ 0.50% · 4.625%
HK$44,774
+HK$2,242/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$85,064/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$305,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,406
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$39,600
−HK$1,214/mo
Today · 4.125%
HK$40,814
baseline
▲ 0.50% · 4.625%
HK$43,298
+HK$2,484/mo
Deposit HK$936K · loan HK$8.42M · min. income ≈ HK$81,628/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$305,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,726
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,872
−HK$1,162/mo
Today · 4.125%
HK$45,034
baseline
▲ 0.50% · 4.625%
HK$47,408
+HK$2,374/mo
Deposit HK$936K · loan HK$8.42M · min. income ≈ HK$90,068/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$305,707 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).