▼ 0.50% · 3.625%
HK$21,756
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,432
−HK$688/mo
Today · 4.125%
HK$23,120
baseline
▲ 0.50% · 4.625%
HK$24,527
+HK$1,407/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,240/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$324,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,203
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,852
−HK$659/mo
Today · 4.125%
HK$25,511
baseline
▲ 0.50% · 4.625%
HK$26,855
+HK$1,344/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$51,022/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$324,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,931
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,676
−HK$756/mo
Today · 4.125%
HK$25,432
baseline
▲ 0.50% · 4.625%
HK$26,979
+HK$1,547/mo
Deposit HK$4.29M · loan HK$5.25M · min. income ≈ HK$50,864/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,623
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,337
−HK$725/mo
Today · 4.125%
HK$28,062
baseline
▲ 0.50% · 4.625%
HK$29,541
+HK$1,479/mo
Deposit HK$4.29M · loan HK$5.25M · min. income ≈ HK$56,124/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,107
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,919
−HK$825/mo
Today · 4.125%
HK$27,744
baseline
▲ 0.50% · 4.625%
HK$29,432
+HK$1,688/mo
Deposit HK$3.82M · loan HK$5.72M · min. income ≈ HK$55,488/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,044
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,822
−HK$791/mo
Today · 4.125%
HK$30,613
baseline
▲ 0.50% · 4.625%
HK$32,226
+HK$1,613/mo
Deposit HK$3.82M · loan HK$5.72M · min. income ≈ HK$61,226/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,282
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,162
−HK$894/mo
Today · 4.125%
HK$30,056
baseline
▲ 0.50% · 4.625%
HK$31,885
+HK$1,829/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$60,112/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$324,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,464
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,308
−HK$856/mo
Today · 4.125%
HK$33,164
baseline
▲ 0.50% · 4.625%
HK$34,912
+HK$1,748/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$66,328/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$324,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,458
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,405
−HK$963/mo
Today · 4.125%
HK$32,368
baseline
▲ 0.50% · 4.625%
HK$34,337
+HK$1,969/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$64,736/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,884
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$34,793
−HK$922/mo
Today · 4.125%
HK$35,715
baseline
▲ 0.50% · 4.625%
HK$37,597
+HK$1,882/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$71,430/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,634
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,649
−HK$1,031/mo
Today · 4.125%
HK$34,680
baseline
▲ 0.50% · 4.625%
HK$36,790
+HK$2,110/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$69,360/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,304
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,278
−HK$988/mo
Today · 4.125%
HK$38,266
baseline
▲ 0.50% · 4.625%
HK$40,283
+HK$2,017/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$76,532/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,809
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,892
−HK$1,100/mo
Today · 4.125%
HK$36,992
baseline
▲ 0.50% · 4.625%
HK$39,243
+HK$2,251/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$73,984/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,725
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,763
−HK$1,054/mo
Today · 4.125%
HK$40,817
baseline
▲ 0.50% · 4.625%
HK$42,968
+HK$2,151/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$81,634/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,985
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$38,135
−HK$1,169/mo
Today · 4.125%
HK$39,304
baseline
▲ 0.50% · 4.625%
HK$41,695
+HK$2,391/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$78,608/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,145
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,249
−HK$1,119/mo
Today · 4.125%
HK$43,368
baseline
▲ 0.50% · 4.625%
HK$45,654
+HK$2,286/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$86,736/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,160
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$40,378
−HK$1,238/mo
Today · 4.125%
HK$41,616
baseline
▲ 0.50% · 4.625%
HK$44,148
+HK$2,532/mo
Deposit HK$954K · loan HK$8.59M · min. income ≈ HK$83,232/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,565
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$44,734
−HK$1,185/mo
Today · 4.125%
HK$45,919
baseline
▲ 0.50% · 4.625%
HK$48,339
+HK$2,420/mo
Deposit HK$954K · loan HK$8.59M · min. income ≈ HK$91,838/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,089 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).