▼ 0.50% · 3.625%
HK$21,098
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$21,754
−HK$667/mo
Today · 4.125%
HK$22,421
baseline
▲ 0.50% · 4.625%
HK$23,785
+HK$1,364/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,842/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$295,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,471
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$24,101
−HK$638/mo
Today · 4.125%
HK$24,739
baseline
▲ 0.50% · 4.625%
HK$26,044
+HK$1,305/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,478/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$295,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,208
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$23,930
−HK$733/mo
Today · 4.125%
HK$24,663
baseline
▲ 0.50% · 4.625%
HK$26,164
+HK$1,501/mo
Deposit HK$4.16M · loan HK$5.09M · min. income ≈ HK$49,326/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$295,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,819
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,511
−HK$702/mo
Today · 4.125%
HK$27,213
baseline
▲ 0.50% · 4.625%
HK$28,648
+HK$1,435/mo
Deposit HK$4.16M · loan HK$5.09M · min. income ≈ HK$54,426/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$295,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,318
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,105
−HK$800/mo
Today · 4.125%
HK$26,905
baseline
▲ 0.50% · 4.625%
HK$28,542
+HK$1,637/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$53,810/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$295,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,166
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$28,921
−HK$766/mo
Today · 4.125%
HK$29,687
baseline
▲ 0.50% · 4.625%
HK$31,252
+HK$1,565/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$59,374/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$295,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,427
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,281
−HK$866/mo
Today · 4.125%
HK$29,147
baseline
▲ 0.50% · 4.625%
HK$30,921
+HK$1,774/mo
Deposit HK$3.24M · loan HK$6.01M · min. income ≈ HK$58,294/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$295,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,513
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,331
−HK$830/mo
Today · 4.125%
HK$32,161
baseline
▲ 0.50% · 4.625%
HK$33,857
+HK$1,696/mo
Deposit HK$3.24M · loan HK$6.01M · min. income ≈ HK$64,322/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$295,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,537
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,456
−HK$934/mo
Today · 4.125%
HK$31,390
baseline
▲ 0.50% · 4.625%
HK$33,299
+HK$1,909/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$62,780/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$295,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,860
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$33,741
−HK$894/mo
Today · 4.125%
HK$34,635
baseline
▲ 0.50% · 4.625%
HK$36,461
+HK$1,826/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$69,270/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$295,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,647
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$32,631
−HK$1,001/mo
Today · 4.125%
HK$33,632
baseline
▲ 0.50% · 4.625%
HK$35,678
+HK$2,046/mo
Deposit HK$2.31M · loan HK$6.94M · min. income ≈ HK$67,264/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$295,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,207
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,151
−HK$958/mo
Today · 4.125%
HK$37,109
baseline
▲ 0.50% · 4.625%
HK$39,065
+HK$1,956/mo
Deposit HK$2.31M · loan HK$6.94M · min. income ≈ HK$74,218/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$295,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,757
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,807
−HK$1,067/mo
Today · 4.125%
HK$35,874
baseline
▲ 0.50% · 4.625%
HK$38,057
+HK$2,183/mo
Deposit HK$1.85M · loan HK$7.40M · min. income ≈ HK$71,748/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$295,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,554
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,561
−HK$1,022/mo
Today · 4.125%
HK$39,583
baseline
▲ 0.50% · 4.625%
HK$41,670
+HK$2,087/mo
Deposit HK$1.85M · loan HK$7.40M · min. income ≈ HK$79,166/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$295,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,867
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$36,982
−HK$1,134/mo
Today · 4.125%
HK$38,116
baseline
▲ 0.50% · 4.625%
HK$40,435
+HK$2,319/mo
Deposit HK$1.39M · loan HK$7.86M · min. income ≈ HK$76,232/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$295,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,901
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$40,971
−HK$1,086/mo
Today · 4.125%
HK$42,057
baseline
▲ 0.50% · 4.625%
HK$44,274
+HK$2,217/mo
Deposit HK$1.39M · loan HK$7.86M · min. income ≈ HK$84,114/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$295,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,976
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$39,158
−HK$1,200/mo
Today · 4.125%
HK$40,358
baseline
▲ 0.50% · 4.625%
HK$42,814
+HK$2,456/mo
Deposit HK$925K · loan HK$8.33M · min. income ≈ HK$80,716/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$295,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,248
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,382
−HK$1,149/mo
Today · 4.125%
HK$44,531
baseline
▲ 0.50% · 4.625%
HK$46,878
+HK$2,347/mo
Deposit HK$925K · loan HK$8.33M · min. income ≈ HK$89,062/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$295,249 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).