▼ 0.50% · 3.625%
HK$18,685
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$19,266
−HK$591/mo
Today · 4.125%
HK$19,857
baseline
▲ 0.50% · 4.625%
HK$21,065
+HK$1,208/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$39,714/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,787
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$21,344
−HK$566/mo
Today · 4.125%
HK$21,910
baseline
▲ 0.50% · 4.625%
HK$23,065
+HK$1,155/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$43,820/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,554
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$21,193
−HK$649/mo
Today · 4.125%
HK$21,842
baseline
▲ 0.50% · 4.625%
HK$23,171
+HK$1,329/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$43,684/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,866
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$23,479
−HK$622/mo
Today · 4.125%
HK$24,101
baseline
▲ 0.50% · 4.625%
HK$25,371
+HK$1,270/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$48,202/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,422
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,119
−HK$709/mo
Today · 4.125%
HK$23,828
baseline
▲ 0.50% · 4.625%
HK$25,278
+HK$1,450/mo
Deposit HK$3.28M · loan HK$4.92M · min. income ≈ HK$47,656/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,944
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,613
−HK$679/mo
Today · 4.125%
HK$26,292
baseline
▲ 0.50% · 4.625%
HK$27,678
+HK$1,386/mo
Deposit HK$3.28M · loan HK$4.92M · min. income ≈ HK$52,584/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,291
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,046
−HK$768/mo
Today · 4.125%
HK$25,814
baseline
▲ 0.50% · 4.625%
HK$27,384
+HK$1,570/mo
Deposit HK$2.87M · loan HK$5.33M · min. income ≈ HK$51,628/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,023
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,748
−HK$735/mo
Today · 4.125%
HK$28,483
baseline
▲ 0.50% · 4.625%
HK$29,984
+HK$1,501/mo
Deposit HK$2.87M · loan HK$5.33M · min. income ≈ HK$56,966/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,159
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,973
−HK$826/mo
Today · 4.125%
HK$27,799
baseline
▲ 0.50% · 4.625%
HK$29,491
+HK$1,692/mo
Deposit HK$2.46M · loan HK$5.74M · min. income ≈ HK$55,598/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,102
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,882
−HK$792/mo
Today · 4.125%
HK$30,674
baseline
▲ 0.50% · 4.625%
HK$32,291
+HK$1,617/mo
Deposit HK$2.46M · loan HK$5.74M · min. income ≈ HK$61,348/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,028
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$28,899
−HK$886/mo
Today · 4.125%
HK$29,785
baseline
▲ 0.50% · 4.625%
HK$31,597
+HK$1,812/mo
Deposit HK$2.05M · loan HK$6.15M · min. income ≈ HK$59,570/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,180
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$32,017
−HK$848/mo
Today · 4.125%
HK$32,865
baseline
▲ 0.50% · 4.625%
HK$34,597
+HK$1,732/mo
Deposit HK$2.05M · loan HK$6.15M · min. income ≈ HK$65,730/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,896
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$30,826
−HK$945/mo
Today · 4.125%
HK$31,771
baseline
▲ 0.50% · 4.625%
HK$33,704
+HK$1,933/mo
Deposit HK$1.64M · loan HK$6.56M · min. income ≈ HK$63,542/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,259
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$34,151
−HK$905/mo
Today · 4.125%
HK$35,056
baseline
▲ 0.50% · 4.625%
HK$36,904
+HK$1,848/mo
Deposit HK$1.64M · loan HK$6.56M · min. income ≈ HK$70,112/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,765
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,753
−HK$1,003/mo
Today · 4.125%
HK$33,756
baseline
▲ 0.50% · 4.625%
HK$35,810
+HK$2,054/mo
Deposit HK$1.23M · loan HK$6.97M · min. income ≈ HK$67,512/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,338
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,285
−HK$962/mo
Today · 4.125%
HK$37,247
baseline
▲ 0.50% · 4.625%
HK$39,210
+HK$1,963/mo
Deposit HK$1.23M · loan HK$6.97M · min. income ≈ HK$74,494/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,633
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$34,679
−HK$1,063/mo
Today · 4.125%
HK$35,742
baseline
▲ 0.50% · 4.625%
HK$37,917
+HK$2,175/mo
Deposit HK$819K · loan HK$7.37M · min. income ≈ HK$71,484/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$245,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,416
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,420
−HK$1,018/mo
Today · 4.125%
HK$39,438
baseline
▲ 0.50% · 4.625%
HK$41,517
+HK$2,079/mo
Deposit HK$819K · loan HK$7.37M · min. income ≈ HK$78,876/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$245,828 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).