▼ 0.50% · 3.625%
HK$19,917
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$20,537
−HK$629/mo
Today · 4.125%
HK$21,166
baseline
▲ 0.50% · 4.625%
HK$22,454
+HK$1,288/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$42,332/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$262,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,158
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$22,752
−HK$603/mo
Today · 4.125%
HK$23,355
baseline
▲ 0.50% · 4.625%
HK$24,586
+HK$1,231/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$46,710/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$262,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,909
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,590
−HK$693/mo
Today · 4.125%
HK$23,283
baseline
▲ 0.50% · 4.625%
HK$24,699
+HK$1,416/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$46,566/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$262,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,373
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,027
−HK$663/mo
Today · 4.125%
HK$25,690
baseline
▲ 0.50% · 4.625%
HK$27,044
+HK$1,354/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$51,380/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$262,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,901
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,644
−HK$755/mo
Today · 4.125%
HK$25,399
baseline
▲ 0.50% · 4.625%
HK$26,945
+HK$1,546/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$50,798/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,589
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,302
−HK$724/mo
Today · 4.125%
HK$28,026
baseline
▲ 0.50% · 4.625%
HK$29,503
+HK$1,477/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$56,052/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,892
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,698
−HK$818/mo
Today · 4.125%
HK$27,516
baseline
▲ 0.50% · 4.625%
HK$29,190
+HK$1,674/mo
Deposit HK$3.06M · loan HK$5.68M · min. income ≈ HK$55,032/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$262,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,805
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,577
−HK$784/mo
Today · 4.125%
HK$30,361
baseline
▲ 0.50% · 4.625%
HK$31,961
+HK$1,600/mo
Deposit HK$3.06M · loan HK$5.68M · min. income ≈ HK$60,722/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$262,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,884
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,751
−HK$881/mo
Today · 4.125%
HK$29,632
baseline
▲ 0.50% · 4.625%
HK$31,436
+HK$1,804/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$59,264/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$262,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,021
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,853
−HK$844/mo
Today · 4.125%
HK$32,697
baseline
▲ 0.50% · 4.625%
HK$34,420
+HK$1,723/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$65,394/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$262,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,876
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$30,805
−HK$944/mo
Today · 4.125%
HK$31,749
baseline
▲ 0.50% · 4.625%
HK$33,681
+HK$1,932/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$63,498/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,236
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,128
−HK$904/mo
Today · 4.125%
HK$35,032
baseline
▲ 0.50% · 4.625%
HK$36,879
+HK$1,847/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$70,064/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,867
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,859
−HK$1,007/mo
Today · 4.125%
HK$33,866
baseline
▲ 0.50% · 4.625%
HK$35,926
+HK$2,060/mo
Deposit HK$1.75M · loan HK$6.99M · min. income ≈ HK$67,732/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,452
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,403
−HK$964/mo
Today · 4.125%
HK$37,367
baseline
▲ 0.50% · 4.625%
HK$39,337
+HK$1,970/mo
Deposit HK$1.75M · loan HK$6.99M · min. income ≈ HK$74,734/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,859
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,912
−HK$1,070/mo
Today · 4.125%
HK$35,982
baseline
▲ 0.50% · 4.625%
HK$38,172
+HK$2,190/mo
Deposit HK$1.31M · loan HK$7.42M · min. income ≈ HK$71,964/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$262,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,668
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,678
−HK$1,025/mo
Today · 4.125%
HK$39,703
baseline
▲ 0.50% · 4.625%
HK$41,796
+HK$2,093/mo
Deposit HK$1.31M · loan HK$7.42M · min. income ≈ HK$79,406/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$262,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,851
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$36,966
−HK$1,133/mo
Today · 4.125%
HK$38,099
baseline
▲ 0.50% · 4.625%
HK$40,417
+HK$2,318/mo
Deposit HK$873K · loan HK$7.86M · min. income ≈ HK$76,198/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,884
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,953
−HK$1,085/mo
Today · 4.125%
HK$42,038
baseline
▲ 0.50% · 4.625%
HK$44,254
+HK$2,216/mo
Deposit HK$873K · loan HK$7.86M · min. income ≈ HK$84,076/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,038 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).