▼ 0.50% · 3.625%
HK$18,971
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$19,561
−HK$599/mo
Today · 4.125%
HK$20,160
baseline
▲ 0.50% · 4.625%
HK$21,387
+HK$1,227/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$40,320/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,105
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$21,671
−HK$574/mo
Today · 4.125%
HK$22,245
baseline
▲ 0.50% · 4.625%
HK$23,418
+HK$1,173/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$44,490/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,868
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,517
−HK$660/mo
Today · 4.125%
HK$22,177
baseline
▲ 0.50% · 4.625%
HK$23,526
+HK$1,349/mo
Deposit HK$3.74M · loan HK$4.58M · min. income ≈ HK$44,354/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,215
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,838
−HK$632/mo
Today · 4.125%
HK$24,470
baseline
▲ 0.50% · 4.625%
HK$25,759
+HK$1,289/mo
Deposit HK$3.74M · loan HK$4.58M · min. income ≈ HK$48,940/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,765
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,473
−HK$720/mo
Today · 4.125%
HK$24,193
baseline
▲ 0.50% · 4.625%
HK$25,665
+HK$1,472/mo
Deposit HK$3.33M · loan HK$4.99M · min. income ≈ HK$48,386/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,326
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$26,005
−HK$689/mo
Today · 4.125%
HK$26,694
baseline
▲ 0.50% · 4.625%
HK$28,101
+HK$1,407/mo
Deposit HK$3.33M · loan HK$4.99M · min. income ≈ HK$53,388/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,662
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,429
−HK$780/mo
Today · 4.125%
HK$26,209
baseline
▲ 0.50% · 4.625%
HK$27,803
+HK$1,594/mo
Deposit HK$2.91M · loan HK$5.41M · min. income ≈ HK$52,418/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,436
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,172
−HK$747/mo
Today · 4.125%
HK$28,919
baseline
▲ 0.50% · 4.625%
HK$30,443
+HK$1,524/mo
Deposit HK$2.91M · loan HK$5.41M · min. income ≈ HK$57,838/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,559
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,385
−HK$840/mo
Today · 4.125%
HK$28,225
baseline
▲ 0.50% · 4.625%
HK$29,942
+HK$1,717/mo
Deposit HK$2.50M · loan HK$5.82M · min. income ≈ HK$56,450/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,547
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,339
−HK$804/mo
Today · 4.125%
HK$31,143
baseline
▲ 0.50% · 4.625%
HK$32,785
+HK$1,642/mo
Deposit HK$2.50M · loan HK$5.82M · min. income ≈ HK$62,286/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,456
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,341
−HK$900/mo
Today · 4.125%
HK$30,241
baseline
▲ 0.50% · 4.625%
HK$32,081
+HK$1,840/mo
Deposit HK$2.08M · loan HK$6.24M · min. income ≈ HK$60,482/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,657
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,506
−HK$862/mo
Today · 4.125%
HK$33,368
baseline
▲ 0.50% · 4.625%
HK$35,126
+HK$1,758/mo
Deposit HK$2.08M · loan HK$6.24M · min. income ≈ HK$66,736/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,353
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,297
−HK$960/mo
Today · 4.125%
HK$32,257
baseline
▲ 0.50% · 4.625%
HK$34,219
+HK$1,962/mo
Deposit HK$1.66M · loan HK$6.66M · min. income ≈ HK$64,514/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,768
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$34,673
−HK$919/mo
Today · 4.125%
HK$35,592
baseline
▲ 0.50% · 4.625%
HK$37,468
+HK$1,876/mo
Deposit HK$1.66M · loan HK$6.66M · min. income ≈ HK$71,184/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,250
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,254
−HK$1,019/mo
Today · 4.125%
HK$34,273
baseline
▲ 0.50% · 4.625%
HK$36,358
+HK$2,085/mo
Deposit HK$1.25M · loan HK$7.07M · min. income ≈ HK$68,546/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,878
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,840
−HK$977/mo
Today · 4.125%
HK$37,817
baseline
▲ 0.50% · 4.625%
HK$39,810
+HK$1,993/mo
Deposit HK$1.25M · loan HK$7.07M · min. income ≈ HK$75,634/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,147
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,210
−HK$1,079/mo
Today · 4.125%
HK$36,289
baseline
▲ 0.50% · 4.625%
HK$38,497
+HK$2,208/mo
Deposit HK$832K · loan HK$7.49M · min. income ≈ HK$72,578/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,989
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$39,008
−HK$1,033/mo
Today · 4.125%
HK$40,041
baseline
▲ 0.50% · 4.625%
HK$42,152
+HK$2,111/mo
Deposit HK$832K · loan HK$7.49M · min. income ≈ HK$80,082/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,588 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).