▼ 0.50% · 3.625%
HK$18,181
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$18,746
−HK$575/mo
Today · 4.125%
HK$19,321
baseline
▲ 0.50% · 4.625%
HK$20,497
+HK$1,176/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$38,642/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,226
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$20,769
−HK$550/mo
Today · 4.125%
HK$21,319
baseline
▲ 0.50% · 4.625%
HK$22,443
+HK$1,124/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$42,638/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,999
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,621
−HK$632/mo
Today · 4.125%
HK$21,253
baseline
▲ 0.50% · 4.625%
HK$22,546
+HK$1,293/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$42,506/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,249
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,845
−HK$606/mo
Today · 4.125%
HK$23,451
baseline
▲ 0.50% · 4.625%
HK$24,687
+HK$1,236/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$46,902/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,817
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,496
−HK$689/mo
Today · 4.125%
HK$23,185
baseline
▲ 0.50% · 4.625%
HK$24,596
+HK$1,411/mo
Deposit HK$3.19M · loan HK$4.78M · min. income ≈ HK$46,370/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,271
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,922
−HK$661/mo
Today · 4.125%
HK$25,583
baseline
▲ 0.50% · 4.625%
HK$26,931
+HK$1,348/mo
Deposit HK$3.19M · loan HK$4.78M · min. income ≈ HK$51,166/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,635
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,370
−HK$747/mo
Today · 4.125%
HK$25,117
baseline
▲ 0.50% · 4.625%
HK$26,646
+HK$1,529/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$50,234/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,294
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$26,999
−HK$716/mo
Today · 4.125%
HK$27,715
baseline
▲ 0.50% · 4.625%
HK$29,175
+HK$1,460/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$55,430/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,453
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,245
−HK$804/mo
Today · 4.125%
HK$27,049
baseline
▲ 0.50% · 4.625%
HK$28,695
+HK$1,646/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$54,098/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,317
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$29,076
−HK$770/mo
Today · 4.125%
HK$29,846
baseline
▲ 0.50% · 4.625%
HK$31,420
+HK$1,574/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$59,692/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,271
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,120
−HK$862/mo
Today · 4.125%
HK$28,982
baseline
▲ 0.50% · 4.625%
HK$30,745
+HK$1,763/mo
Deposit HK$1.99M · loan HK$5.98M · min. income ≈ HK$57,964/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,339
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,153
−HK$825/mo
Today · 4.125%
HK$31,978
baseline
▲ 0.50% · 4.625%
HK$33,664
+HK$1,686/mo
Deposit HK$1.99M · loan HK$5.98M · min. income ≈ HK$63,956/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,089
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$29,994
−HK$920/mo
Today · 4.125%
HK$30,914
baseline
▲ 0.50% · 4.625%
HK$32,795
+HK$1,881/mo
Deposit HK$1.59M · loan HK$6.38M · min. income ≈ HK$61,828/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$239,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,362
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,230
−HK$880/mo
Today · 4.125%
HK$34,110
baseline
▲ 0.50% · 4.625%
HK$35,908
+HK$1,798/mo
Deposit HK$1.59M · loan HK$6.38M · min. income ≈ HK$68,220/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$239,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,908
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,869
−HK$977/mo
Today · 4.125%
HK$32,846
baseline
▲ 0.50% · 4.625%
HK$34,844
+HK$1,998/mo
Deposit HK$1.20M · loan HK$6.78M · min. income ≈ HK$65,692/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,384
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,307
−HK$935/mo
Today · 4.125%
HK$36,242
baseline
▲ 0.50% · 4.625%
HK$38,152
+HK$1,910/mo
Deposit HK$1.20M · loan HK$6.78M · min. income ≈ HK$72,484/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,726
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,744
−HK$1,034/mo
Today · 4.125%
HK$34,778
baseline
▲ 0.50% · 4.625%
HK$36,894
+HK$2,116/mo
Deposit HK$797K · loan HK$7.18M · min. income ≈ HK$69,556/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,407
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,383
−HK$991/mo
Today · 4.125%
HK$38,374
baseline
▲ 0.50% · 4.625%
HK$40,397
+HK$2,023/mo
Deposit HK$797K · loan HK$7.18M · min. income ≈ HK$76,748/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,196 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).