▼ 0.50% · 3.625%
HK$20,918
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$21,569
−HK$661/mo
Today · 4.125%
HK$22,230
baseline
▲ 0.50% · 4.625%
HK$23,583
+HK$1,353/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,460/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$287,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,272
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$23,896
−HK$633/mo
Today · 4.125%
HK$24,529
baseline
▲ 0.50% · 4.625%
HK$25,822
+HK$1,293/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,058/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$287,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,010
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,726
−HK$727/mo
Today · 4.125%
HK$24,453
baseline
▲ 0.50% · 4.625%
HK$25,941
+HK$1,488/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$48,906/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$287,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,599
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,285
−HK$697/mo
Today · 4.125%
HK$26,982
baseline
▲ 0.50% · 4.625%
HK$28,404
+HK$1,422/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$53,964/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$287,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,102
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,883
−HK$793/mo
Today · 4.125%
HK$26,676
baseline
▲ 0.50% · 4.625%
HK$28,299
+HK$1,623/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$53,352/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,926
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,675
−HK$760/mo
Today · 4.125%
HK$29,435
baseline
▲ 0.50% · 4.625%
HK$30,986
+HK$1,551/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$58,870/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,194
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,040
−HK$859/mo
Today · 4.125%
HK$28,899
baseline
▲ 0.50% · 4.625%
HK$30,658
+HK$1,759/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$57,798/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$287,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,253
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,064
−HK$824/mo
Today · 4.125%
HK$31,888
baseline
▲ 0.50% · 4.625%
HK$33,568
+HK$1,680/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$63,776/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$287,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,286
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,197
−HK$925/mo
Today · 4.125%
HK$31,122
baseline
▲ 0.50% · 4.625%
HK$33,016
+HK$1,894/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$62,244/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,580
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,454
−HK$886/mo
Today · 4.125%
HK$34,340
baseline
▲ 0.50% · 4.625%
HK$36,151
+HK$1,811/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$68,680/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,378
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,354
−HK$991/mo
Today · 4.125%
HK$33,345
baseline
▲ 0.50% · 4.625%
HK$35,374
+HK$2,029/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$66,690/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$287,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,907
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,844
−HK$949/mo
Today · 4.125%
HK$36,793
baseline
▲ 0.50% · 4.625%
HK$38,733
+HK$1,940/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$73,586/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$287,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,470
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,511
−HK$1,057/mo
Today · 4.125%
HK$35,568
baseline
▲ 0.50% · 4.625%
HK$37,733
+HK$2,165/mo
Deposit HK$1.83M · loan HK$7.34M · min. income ≈ HK$71,136/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$287,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,235
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,233
−HK$1,013/mo
Today · 4.125%
HK$39,246
baseline
▲ 0.50% · 4.625%
HK$41,315
+HK$2,069/mo
Deposit HK$1.83M · loan HK$7.34M · min. income ≈ HK$78,492/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$287,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,561
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,668
−HK$1,123/mo
Today · 4.125%
HK$37,791
baseline
▲ 0.50% · 4.625%
HK$40,091
+HK$2,300/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$75,582/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$287,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,562
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$40,623
−HK$1,076/mo
Today · 4.125%
HK$41,699
baseline
▲ 0.50% · 4.625%
HK$43,897
+HK$2,198/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$83,398/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$287,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,653
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$38,824
−HK$1,190/mo
Today · 4.125%
HK$40,014
baseline
▲ 0.50% · 4.625%
HK$42,449
+HK$2,435/mo
Deposit HK$917K · loan HK$8.26M · min. income ≈ HK$80,028/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$287,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,889
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$43,012
−HK$1,140/mo
Today · 4.125%
HK$44,152
baseline
▲ 0.50% · 4.625%
HK$46,479
+HK$2,327/mo
Deposit HK$917K · loan HK$8.26M · min. income ≈ HK$88,304/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$287,374 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).