▼ 0.50% · 3.625%
HK$18,597
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,175
−HK$588/mo
Today · 4.125%
HK$19,763
baseline
▲ 0.50% · 4.625%
HK$20,966
+HK$1,203/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$39,526/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,689
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,244
−HK$563/mo
Today · 4.125%
HK$21,807
baseline
▲ 0.50% · 4.625%
HK$22,956
+HK$1,149/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$43,614/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,457
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,093
−HK$646/mo
Today · 4.125%
HK$21,739
baseline
▲ 0.50% · 4.625%
HK$23,062
+HK$1,323/mo
Deposit HK$3.67M · loan HK$4.49M · min. income ≈ HK$43,478/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,758
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,368
−HK$619/mo
Today · 4.125%
HK$23,987
baseline
▲ 0.50% · 4.625%
HK$25,252
+HK$1,265/mo
Deposit HK$3.67M · loan HK$4.49M · min. income ≈ HK$47,974/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,316
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,010
−HK$706/mo
Today · 4.125%
HK$23,716
baseline
▲ 0.50% · 4.625%
HK$25,159
+HK$1,443/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$47,432/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,827
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,492
−HK$676/mo
Today · 4.125%
HK$26,168
baseline
▲ 0.50% · 4.625%
HK$27,547
+HK$1,379/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$52,336/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,176
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$24,928
−HK$764/mo
Today · 4.125%
HK$25,692
baseline
▲ 0.50% · 4.625%
HK$27,255
+HK$1,563/mo
Deposit HK$2.85M · loan HK$5.30M · min. income ≈ HK$51,384/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,895
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,617
−HK$732/mo
Today · 4.125%
HK$28,349
baseline
▲ 0.50% · 4.625%
HK$29,843
+HK$1,494/mo
Deposit HK$2.85M · loan HK$5.30M · min. income ≈ HK$56,698/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,036
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,845
−HK$823/mo
Today · 4.125%
HK$27,668
baseline
▲ 0.50% · 4.625%
HK$29,352
+HK$1,684/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$55,336/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,964
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,741
−HK$788/mo
Today · 4.125%
HK$30,529
baseline
▲ 0.50% · 4.625%
HK$32,138
+HK$1,609/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$61,058/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,895
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,763
−HK$882/mo
Today · 4.125%
HK$29,645
baseline
▲ 0.50% · 4.625%
HK$31,448
+HK$1,803/mo
Deposit HK$2.04M · loan HK$6.12M · min. income ≈ HK$59,290/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,033
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,866
−HK$844/mo
Today · 4.125%
HK$32,710
baseline
▲ 0.50% · 4.625%
HK$34,434
+HK$1,724/mo
Deposit HK$2.04M · loan HK$6.12M · min. income ≈ HK$65,420/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,755
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,681
−HK$940/mo
Today · 4.125%
HK$31,621
baseline
▲ 0.50% · 4.625%
HK$33,545
+HK$1,924/mo
Deposit HK$1.63M · loan HK$6.52M · min. income ≈ HK$63,242/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,102
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$33,990
−HK$901/mo
Today · 4.125%
HK$34,891
baseline
▲ 0.50% · 4.625%
HK$36,730
+HK$1,839/mo
Deposit HK$1.63M · loan HK$6.52M · min. income ≈ HK$69,782/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,615
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,598
−HK$999/mo
Today · 4.125%
HK$33,597
baseline
▲ 0.50% · 4.625%
HK$35,642
+HK$2,045/mo
Deposit HK$1.22M · loan HK$6.93M · min. income ≈ HK$67,194/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,171
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,114
−HK$957/mo
Today · 4.125%
HK$37,071
baseline
▲ 0.50% · 4.625%
HK$39,025
+HK$1,954/mo
Deposit HK$1.22M · loan HK$6.93M · min. income ≈ HK$74,142/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,474
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,516
−HK$1,058/mo
Today · 4.125%
HK$35,574
baseline
▲ 0.50% · 4.625%
HK$37,738
+HK$2,164/mo
Deposit HK$816K · loan HK$7.34M · min. income ≈ HK$71,148/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,240
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,239
−HK$1,013/mo
Today · 4.125%
HK$39,252
baseline
▲ 0.50% · 4.625%
HK$41,321
+HK$2,069/mo
Deposit HK$816K · loan HK$7.34M · min. income ≈ HK$78,504/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,669 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).