▼ 0.50% · 3.625%
HK$20,174
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$20,801
−HK$638/mo
Today · 4.125%
HK$21,439
baseline
▲ 0.50% · 4.625%
HK$22,743
+HK$1,304/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$42,878/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,443
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,045
−HK$610/mo
Today · 4.125%
HK$23,655
baseline
▲ 0.50% · 4.625%
HK$24,902
+HK$1,247/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$47,310/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,191
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,881
−HK$702/mo
Today · 4.125%
HK$23,583
baseline
▲ 0.50% · 4.625%
HK$25,017
+HK$1,434/mo
Deposit HK$3.98M · loan HK$4.87M · min. income ≈ HK$47,166/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,687
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,349
−HK$672/mo
Today · 4.125%
HK$26,021
baseline
▲ 0.50% · 4.625%
HK$27,393
+HK$1,372/mo
Deposit HK$3.98M · loan HK$4.87M · min. income ≈ HK$52,042/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,208
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$24,961
−HK$765/mo
Today · 4.125%
HK$25,726
baseline
▲ 0.50% · 4.625%
HK$27,292
+HK$1,566/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$51,452/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,931
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$27,654
−HK$733/mo
Today · 4.125%
HK$28,387
baseline
▲ 0.50% · 4.625%
HK$29,883
+HK$1,496/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$56,774/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,226
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,041
−HK$829/mo
Today · 4.125%
HK$27,870
baseline
▲ 0.50% · 4.625%
HK$29,566
+HK$1,696/mo
Deposit HK$3.10M · loan HK$5.75M · min. income ≈ HK$55,740/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,176
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,958
−HK$794/mo
Today · 4.125%
HK$30,752
baseline
▲ 0.50% · 4.625%
HK$32,373
+HK$1,621/mo
Deposit HK$3.10M · loan HK$5.75M · min. income ≈ HK$61,504/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,243
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,122
−HK$892/mo
Today · 4.125%
HK$30,014
baseline
▲ 0.50% · 4.625%
HK$31,840
+HK$1,826/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$60,028/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,420
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,263
−HK$855/mo
Today · 4.125%
HK$33,118
baseline
▲ 0.50% · 4.625%
HK$34,863
+HK$1,745/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$66,236/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,260
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,202
−HK$956/mo
Today · 4.125%
HK$32,158
baseline
▲ 0.50% · 4.625%
HK$34,115
+HK$1,957/mo
Deposit HK$2.21M · loan HK$6.64M · min. income ≈ HK$64,316/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,664
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,567
−HK$916/mo
Today · 4.125%
HK$35,483
baseline
▲ 0.50% · 4.625%
HK$37,354
+HK$1,871/mo
Deposit HK$2.21M · loan HK$6.64M · min. income ≈ HK$70,966/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,278
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,282
−HK$1,020/mo
Today · 4.125%
HK$34,302
baseline
▲ 0.50% · 4.625%
HK$36,389
+HK$2,087/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$68,604/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,909
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,872
−HK$977/mo
Today · 4.125%
HK$37,849
baseline
▲ 0.50% · 4.625%
HK$39,844
+HK$1,995/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$75,698/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,295
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,362
−HK$1,084/mo
Today · 4.125%
HK$36,446
baseline
▲ 0.50% · 4.625%
HK$38,663
+HK$2,217/mo
Deposit HK$1.33M · loan HK$7.52M · min. income ≈ HK$72,892/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,153
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,176
−HK$1,038/mo
Today · 4.125%
HK$40,214
baseline
▲ 0.50% · 4.625%
HK$42,334
+HK$2,120/mo
Deposit HK$1.33M · loan HK$7.52M · min. income ≈ HK$80,428/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,312
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$37,442
−HK$1,148/mo
Today · 4.125%
HK$38,590
baseline
▲ 0.50% · 4.625%
HK$40,938
+HK$2,348/mo
Deposit HK$885K · loan HK$7.96M · min. income ≈ HK$77,180/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,397
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,481
−HK$1,099/mo
Today · 4.125%
HK$42,580
baseline
▲ 0.50% · 4.625%
HK$44,824
+HK$2,244/mo
Deposit HK$885K · loan HK$7.96M · min. income ≈ HK$85,160/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,413 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).